Chapter 13 Income Limits

What Are The Chapter 13 Income Limits?

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What Are The Chapter 13 Income Limits? Generally speaking, there are no income limits in Chapter 13. A Chapter 13 bankruptcy is commonly referred to as a reorganization of your debt. More simply stated, Chapter 13 is an arrangement where you…
SBA Loans In Bankruptcy

SBA Loans In Bankruptcy

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SBA Loans In Bankruptcy Small business loans or SBA loans are generally eliminated or discharged by a bankruptcy. One exception to discharging SBA loans in bankruptcy, is when the SBA loan is secured by collateral of the debtor. In that event,…
What is my personal injury claim worth

How Does Unemployment Affect Bankruptcy?

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How Does Unemployment Affect Bankruptcy? Many individuals are currently seeking advice regarding unemployment and bankruptcy. Prior to filing bankruptcy, when individuals are fighting off creditors, there are often questions as to whether unemployment…
emergency bankruptcy to stop foreclosure

Emergency Bankruptcy To Stop Foreclosure

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Emergency Bankruptcy To Stop Foreclosure Yes, you can file an emergency bankruptcy to stop a foreclosure. If you’re behind on your mortgage and your mortgage lender is about to sell your home in foreclosure, a Chapter 13 bankruptcy filing…
Small Business Bankruptcy

Filing A Small Business Bankruptcy

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Filing A Small Business Bankruptcy Filing a small business bankruptcy in North Carolina is an endeavor which will relieve you of your personal obligations on business debt. For most small businesses, a Chapter 7 or Chapter 13 combined with…
How Much Will My Chapter 13 Payments Be

How Much Will My Chapter 13 Payments Be?

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How Much Will My Chapter 13 Payments Be? Determining how much your Chapter 13 payments will be is a complicated process which involves several components. Your bankrutpcy attorney will gather numerous pieces of information from you in order…
Stimulus Funds In Chapter 7

How To Avoid Wage Garnishment - File Bankruptcy

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How To Avoid Wage Garnishment – File Bankruptcy If you need to avoid wage garnishment in North Carolina, filing bankruptcy is most likely your best option. While North Carolina limits the type of debts which can be garnished, if you want…
Do I Need A Will

Can I File Bankruptcy Again?

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Can I File Bankruptcy Again? If you’re thinking about filing bankruptcy again, you will need to know whether you received a discharge in your prior bankruptcy filing. Most of the rules regarding whether you can file bankruptcy again depend…
How Much Will My Chapter 13 Payments Be

How Is A Chapter 13 Plan Calculation Performed?

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How Is A Chapter 13 Plan Calculation Performed? A Chapter 13 plan calculation is based on two premises: your budget (ability to pay), and your mandatory repayments. The Chapter 13 Budget One premise behind Chapter 13 is that you must pay…
Can I file bankruptcy without my spouse

Can I File Bankruptcy Without My Spouse?

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Can I File Bankruptcy Without My Spouse? Yes, you can file bankruptcy without your spouse. When deciding whether to file bankruptcy with or without your spouse, there are a few factors to consider. We’re here to help you sort through the…