Should I file bankruptcy

Should I File Bankruptcy?

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Should I File Bankruptcy? We know this is a common question: “Should I file bankruptcy?” We know the idea of filing Chapter 7 or Chapter 13 bankruptcy can be daunting. The decision may bring up feelings of guilt or fear or even shame. Our…
emergency bankruptcy filing

Emergency Bankruptcy Filing

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Emergency Bankruptcy Filing If you need an emergency bankruptcy filing, we can help. Most emergency bankruptcy filings are for the purpose of stopping a foreclosure in North Carolina. Provided you file your bankruptcy within 10 days after the…
charlotte bankruptcy attorney reviews

Charlotte Bankruptcy Attorney Reviews

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Charlotte Bankruptcy Attorney Reviews Charlotte bankruptcy attorney reviews should be an important part of your decision to hire a bankruptcy lawyer. Often, reviews are less specific as to the results the bankruptcy attorney achieved, and more…
should i file bankruptcy or just not pay

Filing Bankruptcy Without Your Spouse

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Filing Bankruptcy Without Your Spouse Considering filing bankruptcy without your spouse? You should discuss your situation with a bankruptcy lawyer before doing so. This article is meant to answer questions and concerns if you’re considering…
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Does Debt Settlement Affect My Credit Score?

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Does Debt Settlement Affect My Credit Score? Yes, you can expect that a debt settlement will negatively affect your credit score. Most reliable sources such as Experian.com, and Creditkarma.com indicate that if your credit score is 700 or higher,…
Bankruptcy and taxes

Tax Refunds In Bankruptcy

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Tax Refunds In Bankruptcy Your tax refund is an asset in bankruptcy. This is true whether you file Chapter 7 or Chapter 13. Your refund is treated differently in each chapter, but generally you can keep your tax refund in bankruptcy. Chapter…
How much does bankruptcy cost

Can I Keep My Bonus In Chapter 13?

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Can I Keep My Bonus In Chapter 13? You can keep your bonus in Chapter 13 provided you account for it in your Net Disposable Income allocated to creditors. When you file Chapter 13, your payment is partly based upon your “Ability to Pay”…
Your right to your medical records

Bankruptcy Or Consolidation?

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Bankruptcy Or Consolidation? If you are overwhelmed by the choice between bankruptcy or consolidation, there is great news: you have options. Most individuals wait much longer than they should before exercising their options regarding debt—do…
How Much Will My Chapter 13 Payments Be

How Much Will My Chapter 13 Payment Be?

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How Much Will My Chapter 13 Payment Be? Your Chapter 13 payment is a combination of a few factors. We discuss these factors in this post. If you have questions please call 704.749.7747 or click for a FREE CASE EVALUATION and we will reach out…
Bankruptcy and taxes

Bankruptcy Expertise — We Made The List Again!

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Bankruptcy "Expertise" And The Layton Law Firm We are happy to have been chosen by Expertise.com as one of the top 25 Bankruptcy Lawyers or Bankruptcy Law Firms in Charlotte for 2019. Their listing of bankruptcy attorneys in the top 25 can…