Chapter 7 Archives • The Layton Law Firm

Filing A Restaurant Bankruptcy

Bankruptcy, Chapter 11, Chapter 13, Chapter 7

Filing A Restaurant Bankruptcy As Covid-19 rages on and restrictions for public gatherings ramp up, restaurants in Charlotte and the surrounding area—as well as the country—continue to feel the pain. Many restaurant owners indicate they…

Mortgage Foreclosure Moratorium and Mortgage Forbearance In NC

Bankruptcy, Chapter 13, Chapter 7

Mortgage Foreclosure Moratorium and Mortgage Forbearance In NC The mortgage foreclosure moratorium has been extended to December 31st, 2020. This means even if you are delinquent on your mortgage, your lender can not move forward with foreclosure…

How Long Does Bankruptcy Take?

Bankruptcy, Chapter 13, Chapter 7

If you have an emergency situation, our firm can file a bankruptcy for you within 24 hours. However, we do not recommend filing bankruptcy that quickly unless it is absolutely necessary. A few examples would be to stop a foreclosure sale or…

Bankruptcy For Medical Bills

Chapter 13, Chapter 7

Bankruptcy For Medical Bills You can file bankruptcy for medical bills. Not only will your medical bills be discharged by the bankruptcy, but you other existing unsecured debt will be discharged by filing bankruptcy as well. While this is sometimes…

How Much Does Bankruptcy Cost?

Bankruptcy, Chapter 13, Chapter 7

How Much Does Bankruptcy Cost? The cost of a bankruptcy will depend on which Chapter you file. In North Carolina, the cost for a Chapter 13 is set by the court. The cost for a Chapter 7 bankruptcy depends upon the law firm and the specifics…

What Happens To My Mortgage If I File Bankruptcy?

Bankruptcy, Chapter 13, Chapter 7, Credit Score

What Happens To My Mortgage If I File Bankruptcy? If you own a home and file bankruptcy, you can keep your home and mortgage secured by the mortgage. Depending upon whether you file Chapter 7 or Chapter 13, the course of events that follows…

Inventory And Equipment In Bankruptcy

Bankruptcy, Chapter 11, Chapter 13, Chapter 7

Inventory and Equipment in Bankruptcy A common scenario is emerging across the country, and one which we are addressing in our office with many potential bankruptcy clients. As small businesses further feel the impact of Covid-19, business…

Bankruptcy Is Not A Four Letter Word

Bankruptcy, Chapter 13, Chapter 7

Bankruptcy Is Not A Four Letter Word Currently, both bankruptcy and Covid-19 are spreading quickly. As we begin to see Fortune 500 companies file for bankruptcy due to Covid-19, it is a great time to remind ourselves that bankruptcy can be…

What Happens To My Car In Bankruptcy?

Bankruptcy, Chapter 13, Chapter 7, Reaffirmation Agreements

What Happens To My Car In Bankruptcy? If you own a car or lease a car, you will need to decide what happens to your car in bankruptcy. You have the choice to keep your car and the debt associated with it, or you can choose to surrender the…

Are you personally liable for an SBA loan

When Does Bankruptcy Fall Off Your Credit Report?

Bankruptcy, Chapter 13, Chapter 7, Credit Score

When Does Bankruptcy Fall Off Your Credit Report? This is a great question and shows an eye toward the future. The good news is that you will be extended credit much sooner than the date by which the bankruptcy will fall off your credit report.…

Google Rating

4.9

Based on 72 reviews

The Layton Law Firm

4.9

Travis Spencer

21:41 13 Jan 21

Chris has to be the best bankruptcy attorney in Charlotte. I came to him with little hope about my financial situation & I wasn't expecting to get a positive result. From the day I had my initial consultation with him, I could tell he was being straight with me. He was open & honest, while displaying care about what I was going through. I know that I can trust him & would recommend anyone that was needing a bankruptcy to him without blinking because I know he would help them the same as me.

fran fugate

19:08 17 Oct 20

I recently needed to have a new will drawn up. The Layton Law Firm was recommended for their professionalism and focus on a client's needs.When I contacted Mr. Layton I was pleased he immediately returned my call. He reviewed the services he could provide. I found him to be articulate and knowledgeable.Most of our sessions had to be done digitally due to CO-VID 19. This was not a problem. Chris very quickly answered all emails and addressed any concerns right away.I found Chris very conscientious and very easy to work with. I highly recommend him.

Stacey Thompson

03:00 25 Aug 20

Mr.Layton is a excellent lawyer he take pride in what he does I can text him or call and he will respond very fast and he walked me step by step of my case

Kent Burke

14:48 12 Aug 20

Chris Layton worked with me on my estate and will preparation. He was professional and personable as well. He made everything easy to understand. I would highly recommend his services.

Michael Smith

03:00 21 Jul 20

We had an excellent experience with Chris managing the closing of our home sale. He was responsible, helpful and the closing was completed without issue. We would definitely choose Chris for future legal needs.

Shawn S

18:07 16 Jul 20

I came to the Layton Law Firm upon the recommendation of a friend. I had been out of work for some time but had recently found my dream job. Well by that time, the financial stress was compounded. So I came to Chris somewhat ashamed. After assessing my situation he told me to look at this as a season; a time that would pass at some point.With my confidence restored, Chris and Jenny walked me through the process from start to finish. I had to do a lot of work to provide the necessary documentation in a timely fashion but then Chris and Jenny took over. They ushered me through court sessions, answered all my questions quickly, and advised me on the steps I needed to take beyond my filings.Today, I am happy to report that my financial recovery is on track. I have been able to make major purchases for justified needs and get my and my family's life back on track.Being honest, Chris and his team were a God-send. Without their help I would be financially crippled today. Without his advice and reassurance, I would be walking around in shame. Chapter 13 and Chapter 7 are just that..Chapters. They are not the entire book!

Tyler Layton

23:53 14 Jul 20

Cheryl Harp

17:33 13 Jul 20

Chris Layton represented me in a slip and fall case. I was in so much pain I could not go to his office. He called reviewed everything over the phone and sent me the paperwork and we got started. Once I finished treating we spoke and planned to meet in person, I missed the appointment. Chris was patient and understanding. He was very responsive and answered EVERY question I had. When it seemed to be too much to explain in email he would call me. Once the demand letter was sent to the defendant Chris' office sent me a timeline to explain how the negotiation process would work. Everything flowed perfectly and then COVID19 hit. The defendants company was not in a position to negotiate any further. We decided to wait patiently. While we were waiting I would pose questions to Chris and he would respond within 24hr. We communicated in some form each month. In June I reached out to see how he and his family and co-workers were doing given the COVID19 situation. After that call Chris reached out the defendant even though I told him there was no rush. He called me back sent the release and on June 19th I picked up my check and met Chris for the 1st time in person. It was such a pleasure to finally meet the person who had helped me sight unseen. What I appreciated the most was not having to chase him down for answers or to ensure he was doing his part. He was on point and I can assure you that should I need an attorney for anything in the future Chris will be my first call, even if he has to refer me to someone who specializes in my area of need. I trust him just that much!

Julie Anselmo

15:25 08 Jul 20

The Layton Law Firm was very pleasant to work with and always returned my calls or emails in a timely manner to answer any questions or concerns that I had. I definitely recommend this firm and Christopher Layton.Julie

TK G

14:46 08 Jul 20

Being in a car accident can be very nerve-racking and having to search for a personal injury lawyer you can trust can be very scary. After doing some research I chose to contact The Layton Law Firm and after meeting with Christopher Layton, I knew he would be the right guy to handle my family’s personal injury cases. Mr. Layton and his team were very professional and addressed all our needs and responded to ALL my questions and concerns in a timely fashion. I highly recommend The Layton Law Firm.

Carl Binder

06:02 07 Jul 20

I can't recommend Chris Layton and his staff enough! I decided to do a little self lawyering around my debt and ended up in basically a mess. From my first call with Chris to my most recent conversation with Jenny, an amazingly informed and helpful paralegal in the office, I've never felt rushed and I'm constantly given options on how to proceed forward. I've had many questions as I've gone along and whether it's voicemail or email the response time from the office is incredibly prompt and thorough. Chris returned one of my calls on a Saturday and Jenny emailed me back on a question last week while on funeral leave!Did I mention that so far I haven't been charged a dime! I'm not a pro bono case, I simply haven't reached the point where court time has been necessary but I expect it will be. To that end however Chris was very upfront on his fees and even gave me options with that as well as historically based expectations/outcomes.The firm's professional, options based, communicative, and caring guidance has given me great relief knowing they are out in front of everything that can come up and there for me.Carl B.

mag jenkins

01:28 01 Jul 20

Slip and fall

Bradley Utz

16:03 25 Jun 20

Good person, great lawyer...very responsive and extremely professional!

Allie Young

16:01 25 Jun 20

A true personal injury professional, Chris was a joy to work with!

Kimberly Massey

13:12 25 Jun 20

My experience with The Layton Law Firm was a good one. Chris was helpful, and very professional. What I liked most was whenever Chris and I would meet to discuss my case he didn't rush through the information. He made sure I understood the process, and what I should expect as the end result. Thanks Chris.

Joseph Scumaci

20:58 24 Jun 20

I needed a Will done for the family and Chris got me a questionnaire almost instantly which was easy to decipher and complete. The price was more than fair and Chris' professionalism was off the charts as he answered all the questions I had. Highly recommend Chris for any legal matters his firm handles.

Gina Qasim

14:56 21 Jun 20

I had the best experience working with Chris at the Layton Law Firm. He guided me through all I needed to know in order to make the best decisions for my situation. Chris is an advocate for his clients and puts their interests first. I highly recommend working with the Layton Law Firm.

Tracey Hayes

02:45 21 Jun 20

Highly recommend The Layton Law Firm! Chris is extremely knowledgeable and easy to work with.

Christian Cano

02:46 19 Jun 20

Professional & Responsive!

destoryer hale

00:45 17 Jun 20

Chris is very professional and I felt at ease knowing he is handling my case

Jessica Burke

00:17 17 Jun 20

Super helpful! Chris answered all our questions and in a timely manner! Our family would HIGHLY recommend!!

Amanda Garraghty

00:07 17 Jun 20

Mr. Layton was very patient and professional to work with - would highly recommend his services!

Kristen Williams

00:04 17 Jun 20

I don’t normally write reviews but wanted to share what a great experience we had with Chris. He was so helpful and patient with all our questions. Very progressional. Definitely recommend!

Julia Groat

00:00 17 Jun 20

Mr. Layton is hands down the best! He helped me through a really tough time. He is professional, organized, and so helpful. I had so many questions. He never hesitated to answer them and never treated them as “silly” questions. I would definitely recommend Layton Law Firm.

Kelly Walters

23:37 16 Jun 20

Very professional!! You can truly feel he cares about your situation and wants to see the best outcome possible. He is very thorough and explains everything well!! Definitely recommend this firm!

Kate Turner

23:37 16 Jun 20

Absolutely wonderful experience with Layton Law Firm! Mr. Layton is a knowledgeable, professional and caring attorney. He worked diligently to ensure I understood each step of the bankruptcy process-something I thought would be completely overwhelming. I very was impressed with how quickly he responded and resolved my questions. The entire staff went above and beyond. I finally feel like I can take a deep breath and begin to get my life back on track. I would recommend Layton Law to anyone that is seeking individualized care throughout a difficult process.

Ariel Runyan

23:08 16 Jun 20

I highly recommend Chris Layton. He is very professional, easy to work with, and honestly cares about his clients! We look forward to using him again in the future!

Becky Reed

23:07 16 Jun 20

From start to finish nothing but a pleasant and professional experience. I highly recommend Layton Law Firm!

Julie Burleyson

23:07 16 Jun 20

Chris was amazing! So thankful for all his help! He was so patient with me through all my questions. He answered all my emails and calls in a timely manner. I couldn’t of asked for a better lawyer!!! If you are looking for the best, look no further!

william dancy

22:56 16 Jun 20

Jessica Sanders

22:56 16 Jun 20

Chris was so helpful and very knowledgeable. Definitely recommend!

Diane Edwards

22:39 16 Jun 20

Chris is everything I was looking for in a lawyer. He is honest, professional and very thorough. He took the time to really listen to my concerns and to be sure I received the best possible outcome. It was nice to work with someone who really cared about doing a good job for me.

A Ashton

21:56 16 Jun 20

Chris Layton made our real estate transaction seamless! He is genuine and professional. Highly recommend!!!

Caitlin Davis

15:47 16 Jun 20

Chris is a joy to work with; he is professional as well as friendly. He treats you like a person and not a paycheck.

Kelli Wood

15:27 14 Feb 20

3 years ago I was in need of a Personal Injury attorney due to an injury that I incurred. In my search for reputable representation I came across multiple reviews for The Layton Law Firm and reached out, and am so grateful that I did. Mr. Layton has provided exemplary professionalism, service, and advocacy. I highly recommend his services to anyone looking for a Personal Injury attorney!!!!!

Madeline Kragh

16:29 07 Feb 20

Chris is my family lawyer and I cannot speak highly enough of him!He has helped successfully with a personal injury matter and through the process he was so patient and respectful and kind and did an excellent job. He did such a good job that I have used him for multiple situations.I would recommend him and his law firm to anyone!Thank you Chris!

Dorie Charnin

15:46 06 Feb 20

Chris Layton is the Trifecta of attorneys. He is professional, personable and knowledgeable. Mr Layton was willing to take time time out of his busy schedule to answer any questions I had concerning an issue. He seems to genuinely enjoy his work and I felt valued and heard. I recommend Chris Layton highly!

Matthew Bernasconi

18:57 26 Nov 19

Chris Layton is a cut above the rest. His guidance and legal advice was of paramount importance. Highly recommended. Thanks again to Chris & his team!

C Brommel

22:04 24 Nov 19

Vegan Rebel

22:41 16 Sep 19

Christopher is soooooooo nice and thorough. It is a daunting task finding a lawyer, I know. Never once did he rush me, never once did he make false promises and never once did he try to sell me anything. He is a good honest and caring lawyer who sincerely cares. Look no further - this guy is remarkable and I highly recommend using him. He WILL make a difference.

Karesa Edwards

13:23 21 Aug 19

Attorney Chris Layton personally spoke to me when I called in regarding a potential case. Attorney Layton was patient and took the time to understand the complexities of my case. Ultimately, he provided a referral to another form. I appreciate and respect Mr. Layton for knowing when to suggest a different approach. It is quite obvious that Mr. Layton is looking out for *me* rather than himself.

David Silbert

15:20 03 Jul 19

I found online and reached out with specific tough legal questions. Attorney Christopher Layton responded Immediately with a quick answer as well as an offer for me to call any time! Chris was was wonderfully informative offering thoughtful suggestion. I feel 100% better and can proceed with my eyes open. Thank you!!!

Team 1

15:58 12 Jun 19

Highly recommend. Chris Layton took my phone call late in the day and answered my laundry list of questions knowledgeably and with great patience. Very thankful for his kindness.

Ms. Toya H

20:45 12 Apr 19

Attorney Layton has been nothing but professional. I highly recommended using him for your legal needs. I have already recommended him to people.

love and hip hop of Charlotte nc staring A and C

18:52 09 Apr 19

Chris layton is the best lawyer he reply fast and explain very well. And make u understand and his very patient very cool and not rude will reply to reguardless and will answer any questions regarding anything yoy ask him hes very responsible very pleasent nice attitude best attorney need more people like him hes the best i would reccomand him

Darryl Barnes

20:40 03 Apr 19

Super customer service! Took the time to walk me through options and was very responsive.

Alissa King

01:16 27 Feb 19

Chris has been a pleasure to speak with. I have not used his legal services, however, I am positive his attention to detail, quick responses and personability would be a huge asset. There is a lot to be said about a friendly attorney who cares about the person, not just the case and I believe Chris Layton is that attorney.

Brian Verrico

20:10 11 Feb 19

Chris helped our small business navigate through the complex web of negotiating with a large fortune 500 company. Great experience for us. Thanks Chris!

Bryce Kinnamon

17:47 15 Jan 19

I felt this firm was very professional but also personally above and beyond with us. We had a very traumatic event in our family that required the services of Chris Layton. He was a great help to us in our time of need. I highly recommend!

Flor de Liz Cerna

21:13 18 Nov 18

Requested a free consult for finding oyt info on bankruptcy and i was asked to put a $500 deposit. Defeats the purpose of a free consult.. i rather speak with the other attys who do indeed offer u a free consult. Already have a few scheduled.

Kelly Geissler

16:56 14 Nov 18

I encountered one of the hardest things to endure this past year, loosing a parent. My father lost his fight to cancer, earlier than I had anticipated.While my fathers time was so precious at the end, I had consulted with attorney Layton on assisting me with setting up my fathers will.He graciously obliged and made me feel at ease, knowing this was my first time going through loosing a parent, he was very courteous and understanding.Attorney Layton answered all my questions and walked me through the process. I am very grateful to have had his knowledge and expertise.

Cody Taylor

15:54 31 Oct 18

All of my interactions with Chris and Jenny were positive. I highly recommend them to anyone seeking their counsel.

Noble Anthony

15:12 01 Oct 18

Chris was excellent with handling my case in a timely manner. The service was excellent and the results were wonderful. Also, not to mention his asssitant Jenny was a phone call away and she is very knowledgeable and easy to talk to about a problem that I might have had about my case.

Chaz Black

02:32 19 Sep 18

Chris is a great lawyer! He's very dedicated and committed to you from start to finish. We were working on my case for 2yrs before I settled! He communicated with me to make sure I was aware of everything and he made sure I got the most out of my settlement!!Bridgett McKinley

Darren Witherspoon

11:24 01 Aug 18

Bobbie Tornblom

19:33 12 Jul 18

Chris Layton has been the most pleasant attorney I've interacted with. I called him about a financial/creditor problem that has followed me from Maryland. Chris took the time to look at the documents and talk with me a couple times; when he realized that I needed an attorney in Maryland he called and gave me advice on that and also gave me a recommendation for a local Greensboro attorney. All of this without being able to charge me a fee. I would recommend Chris to anyone with legal needs - he is pleasant, polite, cordial - all around a very good experience.

Melissa Schultz

19:07 21 Jun 18

I highly recommend the Layton Law Firm. The service was excellent and the results were wonderful. I'm glad I chose Chris Layton to represent me.

Murphs Jr

00:08 16 Jun 18

Very polite, straight to the point and extremely helpful.

Phil Sisser

16:40 09 Jun 18

After experiencing a very painful injury due to someone's negligence, I reached out to "major" law firms who professed they will be on your side and fight for your well being. Each turned me down because the case wasn't big enough( a money maker). Frustrated I left a message with the Layton Law Firm and received a call back from Attorney Chris Layton( not a receptionist). He was a thoroughly attentive listener and methodically and cogently guided me on what needed to be done for the benefit of me and my family. Yes the case could turn out to be a small one monetarily yet three times Attorney Layton ensured me he would guide me in the right direction when I settled with the insurance company. Totally sincere and a real person, more attornies like Chris Layton are needed!

Brian Payton

23:22 05 Jun 18

Chris is great. His non obtrusive and consultative approach was very much welcomed. Chris provided me great insight and knowledge and asked for very little in return. After this experience, Chris is the only attorney I will turn to when needed.

Kenya Gillespie

21:17 27 Mar 18

I had such a delightful experience interacting with Chris Layton. He is extremely polite, knowledgeable, personable and punctual. He provides in-depth responses to your questions and does it in a way to ensure you understand without using lots of legal jargon. I would strongly recommend contacting The Layton Law Firm for your BK and other litigation needs. Please give him a call. If he can't help, he'll definitely point you in the right direction. Win-win situation!!

Mihaly Land Design

18:43 06 Nov 17

In our opinion there is no better direction to turn than the Layton Law firm.

Tim Vanstrom

16:45 31 May 17

The Layton Law Firm called and emailed me very quickly after I inquired about their service online. They gave me honest advise and were very kind and courteous on the phone. I would recommend them to friends and family, and also will contact them first on matters in the future.

pamela bradshaw

19:50 22 Aug 16

Chris was very helpful, responsive and professional. He provided useful information and was very prompt with his responses. Thank you Chris!

Amy NC

19:06 22 Jul 16

Chris was extremely helpful with information and advice regarding my situation. He is quick with communication via email and phone, and he genuinely cares about his clients.

Derek Blackmon

17:11 25 Jan 16

I can't say enough about how professional & helpful Chris Layton was during my personal injury suit after my auto accident.He covered everything in layman's terms & was extremely helpful with all of my questions, issues, etc.I've recommended him to a few friends & they've all been happy with his services!!

Roger

17:24 05 Mar 14

Chris is the greatest! He took my phone call both of the first two times I called and gave me very helpful information to get started. He made me feel comfortable and important, in that he expressed genuine concern for my situation and gave me prompt, courteous attention. I would recommend him for anyone I know, including family and friends.

Dennis Marsoun

14:00 26 Sep 13

I had a particularly confusing issue with a bank and Chris used his expertise to navigate to a successful conclusion. I have used Chris several times and will continue to do so. I have also recommended Chris to others

Heather Cameron

13:15 17 Sep 13

Chris Layton was extremely helpful and informative. He always responded quickly to my emails and calls whenever I had questions. I would recommend him highly to anyone.

Judith Gladnick

23:33 30 Jan 13

Since I have known Chris all his life, he has always strived to be the best in whatever he has accomplished. I called him to ask him a question on Wills and Trust and he was so helpful with guiding me in the right direction. He doesn't even practice in my state but took the time I needed to ease my concerns. As a lawyer I wish he was licensed in Delaware because Chris would be my number one choice. His knowledge and kindness can not be matched by another.

Ryan Van Genderen

20:46 30 Jan 13

Not only was Chris easy to talk to and a super cool guy, but he really knows his stuff! Really trustworthy guy and made dealing with my case easy and quick. I feel confident in recommending him to everyone I know, and even people I don't. Best lawyer hands down!

Blayr Nias

20:36 30 Jan 13

Mr. Layton is extremely talented, resourceful, and effective. His responsive and understanding manner made him easy to talk to and work with. I had a difficult legal matter and was extremely frustrated to approach dealing with it or discussing it, but he put my mind at ease, provided amazing advice, and solved my issue quickly. I have never had such stellar assistance from a lawyer who is competent and kind.

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