Chapter 7 Archives • The Layton Law Firm

How Much Does Bankruptcy Cost?

How Much Does Bankruptcy Cost? The cost of a bankruptcy will depend on which Chapter you file. In North Carolina, the cost for a Chapter 13 is set by the court. The cost for a Chapter 7 bankruptcy depends upon the law firm and the specifics…

What Happens To My Mortgage If I File Bankruptcy?

Bankruptcy, Chapter 13, Chapter 7, Credit Score

What Happens To My Mortgage If I File Bankruptcy? If you own a home and file bankruptcy, you can keep your home and mortgage secured by the mortgage. Depending upon whether you file Chapter 7 or Chapter 13, the course of events that follows…

Inventory And Equipment In Bankruptcy

Bankruptcy, Chapter 11, Chapter 13, Chapter 7

Inventory and Equipment in Bankruptcy A common scenario is emerging across the country, and one which we are addressing in our office with many potential bankruptcy clients. As small businesses further feel the impact of Covid-19, business…

Bankruptcy Is Not A Four Letter Word

Bankruptcy, Chapter 13, Chapter 7

Bankruptcy Is Not A Four Letter Word Currently, both bankruptcy and Covid-19 are spreading quickly. As we begin to see Fortune 500 companies file for bankruptcy due to Covid-19, it is a great time to remind ourselves that bankruptcy can be…

What Happens To My Car In Bankruptcy?

Bankruptcy, Chapter 13, Chapter 7, Reaffirmation Agreements

What Happens To My Car In Bankruptcy? If you own a car or lease a car, you will need to decide what happens to your car in bankruptcy. You have the choice to keep your car and the debt associated with it, or you can choose to surrender the…

Are you personally liable for an SBA loan

When Does Bankruptcy Fall Off Your Credit Report?

Bankruptcy, Chapter 13, Chapter 7, Credit Score

When Does Bankruptcy Fall Off Your Credit Report? This is a great question and shows an eye toward the future. The good news is that you will be extended credit much sooner than the date by which the bankruptcy will fall off your credit report.…

Bankruptcy And Keeping Your Home

Bankruptcy, Chapter 13, Chapter 7

Bankruptcy And Keeping Your Home If you are considering filing bankruptcy with the goal of keeping your home, there is good news. There are numerous ways in which you can keep a home in bankruptcy even when you have equity in that home. You…

Debt Consolidation For Credit Cards

Bankruptcy, Chapter 13, Chapter 7, Credit Score, Debt Negotiation, Negotiating Credit Card Debt

Debt Consolidation For Credit Cards If you are considering debt consolidation for credit cards, you need to read this blog post. First, it is important to know there are a few ways to consolidate your credit card debt. Each program being offered…

Does Bankruptcy Ruin Your Credit?

Bankruptcy, Chapter 13, Chapter 7, Credit Score

Does Bankruptcy Ruin Your Credit? No, bankruptcy does not ruin your credit. In fact, bankruptcy may ultimately be the reason you are finally able to restore your credit. We understand your credit score is an important factor in deciding whether…

Should I File Bankruptcy Or Just Not Pay?

Bankruptcy, Chapter 13, Chapter 7

Should I File Bankruptcy Or Just Not Pay? If you are overwhelmed by credit card debt or medical bills, you may be considering Chapter 7 or Chapter 13 bankruptcy. Or, you may be considering simply not paying. Here’s why bankruptcy is the best…

Google Rating

4.9

Based on 70 reviews

The Layton Law Firm

4.9

Stacey Thompson

03:00 25 Aug 20

Mr.Layton is a excellent lawyer he take pride in what he does I can text him or call and he will respond very fast and he walked me step by step of my case

Kent Burke

14:48 12 Aug 20

Chris Layton worked with me on my estate and will preparation. He was professional and personable as well. He made everything easy to understand. I would highly recommend his services.

Michael Smith

03:00 21 Jul 20

We had an excellent experience with Chris managing the closing of our home sale. He was responsible, helpful and the closing was completed without issue. We would definitely choose Chris for future legal needs.

Shawn S

18:07 16 Jul 20

I came to the Layton Law Firm upon the recommendation of a friend. I had been out of work for some time but had recently found my dream job. Well by that time, the financial stress was compounded. So I came to Chris somewhat ashamed. After assessing my situation he told me to look at this as a season; a time that would pass at some point.With my confidence restored, Chris and Jenny walked me through the process from start to finish. I had to do a lot of work to provide the necessary documentation in a timely fashion but then Chris and Jenny took over. They ushered me through court sessions, answered all my questions quickly, and advised me on the steps I needed to take beyond my filings.Today, I am happy to report that my financial recovery is on track. I have been able to make major purchases for justified needs and get my and my family's life back on track.Being honest, Chris and his team were a God-send. Without their help I would be financially crippled today. Without his advice and reassurance, I would be walking around in shame. Chapter 13 and Chapter 7 are just that..Chapters. They are not the entire book!

Tyler Layton

23:53 14 Jul 20

Cheryl Harp

17:33 13 Jul 20

Chris Layton represented me in a slip and fall case. I was in so much pain I could not go to his office. He called reviewed everything over the phone and sent me the paperwork and we got started. Once I finished treating we spoke and planned to meet in person, I missed the appointment. Chris was patient and understanding. He was very responsive and answered EVERY question I had. When it seemed to be too much to explain in email he would call me. Once the demand letter was sent to the defendant Chris' office sent me a timeline to explain how the negotiation process would work. Everything flowed perfectly and then COVID19 hit. The defendants company was not in a position to negotiate any further. We decided to wait patiently. While we were waiting I would pose questions to Chris and he would respond within 24hr. We communicated in some form each month. In June I reached out to see how he and his family and co-workers were doing given the COVID19 situation. After that call Chris reached out the defendant even though I told him there was no rush. He called me back sent the release and on June 19th I picked up my check and met Chris for the 1st time in person. It was such a pleasure to finally meet the person who had helped me sight unseen. What I appreciated the most was not having to chase him down for answers or to ensure he was doing his part. He was on point and I can assure you that should I need an attorney for anything in the future Chris will be my first call, even if he has to refer me to someone who specializes in my area of need. I trust him just that much!

Julie Anselmo

15:25 08 Jul 20

The Layton Law Firm was very pleasant to work with and always returned my calls or emails in a timely manner to answer any questions or concerns that I had. I definitely recommend this firm and Christopher Layton.Julie

TK G

14:46 08 Jul 20

Being in a car accident can be very nerve-racking and having to search for a personal injury lawyer you can trust can be very scary. After doing some research I chose to contact The Layton Law Firm and after meeting with Christopher Layton, I knew he would be the right guy to handle my family’s personal injury cases. Mr. Layton and his team were very professional and addressed all our needs and responded to ALL my questions and concerns in a timely fashion. I highly recommend The Layton Law Firm.

Carl Binder

06:02 07 Jul 20

I can't recommend Chris Layton and his staff enough! I decided to do a little self lawyering around my debt and ended up in basically a mess. From my first call with Chris to my most recent conversation with Jenny, an amazingly informed and helpful paralegal in the office, I've never felt rushed and I'm constantly given options on how to proceed forward. I've had many questions as I've gone along and whether it's voicemail or email the response time from the office is incredibly prompt and thorough. Chris returned one of my calls on a Saturday and Jenny emailed me back on a question last week while on funeral leave!Did I mention that so far I haven't been charged a dime! I'm not a pro bono case, I simply haven't reached the point where court time has been necessary but I expect it will be. To that end however Chris was very upfront on his fees and even gave me options with that as well as historically based expectations/outcomes.The firm's professional, options based, communicative, and caring guidance has given me great relief knowing they are out in front of everything that can come up and there for me.Carl B.

mag jenkins

01:28 01 Jul 20

Slip and fall

Bradley Utz

16:03 25 Jun 20

Good person, great lawyer...very responsive and extremely professional!

Allie Young

16:01 25 Jun 20

A true personal injury professional, Chris was a joy to work with!

Kimberly Massey

13:12 25 Jun 20

My experience with The Layton Law Firm was a good one. Chris was helpful, and very professional. What I liked most was whenever Chris and I would meet to discuss my case he didn't rush through the information. He made sure I understood the process, and what I should expect as the end result. Thanks Chris.

Joseph Scumaci

20:58 24 Jun 20

I needed a Will done for the family and Chris got me a questionnaire almost instantly which was easy to decipher and complete. The price was more than fair and Chris' professionalism was off the charts as he answered all the questions I had. Highly recommend Chris for any legal matters his firm handles.

Gina Qasim

14:56 21 Jun 20

I had the best experience working with Chris at the Layton Law Firm. He guided me through all I needed to know in order to make the best decisions for my situation. Chris is an advocate for his clients and puts their interests first. I highly recommend working with the Layton Law Firm.

Tracey Hayes

02:45 21 Jun 20

Highly recommend The Layton Law Firm! Chris is extremely knowledgeable and easy to work with.

Christian Cano

02:46 19 Jun 20

Professional & Responsive!

destoryer hale

00:45 17 Jun 20

Chris is very professional and I felt at ease knowing he is handling my case

Jessica Burke

00:17 17 Jun 20

Super helpful! Chris answered all our questions and in a timely manner! Our family would HIGHLY recommend!!

Amanda Garraghty

00:07 17 Jun 20

Mr. Layton was very patient and professional to work with - would highly recommend his services!

Kristen Williams

00:04 17 Jun 20

I don’t normally write reviews but wanted to share what a great experience we had with Chris. He was so helpful and patient with all our questions. Very progressional. Definitely recommend!

Julia Groat

00:00 17 Jun 20

Mr. Layton is hands down the best! He helped me through a really tough time. He is professional, organized, and so helpful. I had so many questions. He never hesitated to answer them and never treated them as “silly” questions. I would definitely recommend Layton Law Firm.

Kelly Walters

23:37 16 Jun 20

Very professional!! You can truly feel he cares about your situation and wants to see the best outcome possible. He is very thorough and explains everything well!! Definitely recommend this firm!

Kate Turner

23:37 16 Jun 20

Absolutely wonderful experience with Layton Law Firm! Mr. Layton is a knowledgeable, professional and caring attorney. He worked diligently to ensure I understood each step of the bankruptcy process-something I thought would be completely overwhelming. I very was impressed with how quickly he responded and resolved my questions. The entire staff went above and beyond. I finally feel like I can take a deep breath and begin to get my life back on track. I would recommend Layton Law to anyone that is seeking individualized care throughout a difficult process.

Ariel Runyan

23:08 16 Jun 20

I highly recommend Chris Layton. He is very professional, easy to work with, and honestly cares about his clients! We look forward to using him again in the future!

Becky Reed

23:07 16 Jun 20

From start to finish nothing but a pleasant and professional experience. I highly recommend Layton Law Firm!

Julie Burleyson

23:07 16 Jun 20

Chris was amazing! So thankful for all his help! He was so patient with me through all my questions. He answered all my emails and calls in a timely manner. I couldn’t of asked for a better lawyer!!! If you are looking for the best, look no further!

william dancy

22:56 16 Jun 20

Jessica Sanders

22:56 16 Jun 20

Chris was so helpful and very knowledgeable. Definitely recommend!

Diane Edwards

22:39 16 Jun 20

Chris is everything I was looking for in a lawyer. He is honest, professional and very thorough. He took the time to really listen to my concerns and to be sure I received the best possible outcome. It was nice to work with someone who really cared about doing a good job for me.

A Ashton

21:56 16 Jun 20

Chris Layton made our real estate transaction seamless! He is genuine and professional. Highly recommend!!!

Caitlin Davis

15:47 16 Jun 20

Chris is a joy to work with; he is professional as well as friendly. He treats you like a person and not a paycheck.

Kelli Wood

15:27 14 Feb 20

3 years ago I was in need of a Personal Injury attorney due to an injury that I incurred. In my search for reputable representation I came across multiple reviews for The Layton Law Firm and reached out, and am so grateful that I did. Mr. Layton has provided exemplary professionalism, service, and advocacy. I highly recommend his services to anyone looking for a Personal Injury attorney!!!!!

Madeline Kragh

16:29 07 Feb 20

Chris is my family lawyer and I cannot speak highly enough of him!He has helped successfully with a personal injury matter and through the process he was so patient and respectful and kind and did an excellent job. He did such a good job that I have used him for multiple situations.I would recommend him and his law firm to anyone!Thank you Chris!

Dorie Charnin

15:46 06 Feb 20

Chris Layton is the Trifecta of attorneys. He is professional, personable and knowledgeable. Mr Layton was willing to take time time out of his busy schedule to answer any questions I had concerning an issue. He seems to genuinely enjoy his work and I felt valued and heard. I recommend Chris Layton highly!

Matthew Bernasconi

18:57 26 Nov 19

Chris Layton is a cut above the rest. His guidance and legal advice was of paramount importance. Highly recommended. Thanks again to Chris & his team!

C Brommel

22:04 24 Nov 19

Vegan Rebel

22:41 16 Sep 19

Christopher is soooooooo nice and thorough. It is a daunting task finding a lawyer, I know. Never once did he rush me, never once did he make false promises and never once did he try to sell me anything. He is a good honest and caring lawyer who sincerely cares. Look no further - this guy is remarkable and I highly recommend using him. He WILL make a difference.

Karesa Edwards

13:23 21 Aug 19

Attorney Chris Layton personally spoke to me when I called in regarding a potential case. Attorney Layton was patient and took the time to understand the complexities of my case. Ultimately, he provided a referral to another form. I appreciate and respect Mr. Layton for knowing when to suggest a different approach. It is quite obvious that Mr. Layton is looking out for *me* rather than himself.

David Silbert

15:20 03 Jul 19

I found online and reached out with specific tough legal questions. Attorney Christopher Layton responded Immediately with a quick answer as well as an offer for me to call any time! Chris was was wonderfully informative offering thoughtful suggestion. I feel 100% better and can proceed with my eyes open. Thank you!!!

Team 1

15:58 12 Jun 19

Highly recommend. Chris Layton took my phone call late in the day and answered my laundry list of questions knowledgeably and with great patience. Very thankful for his kindness.

Latoya Hanson

20:45 12 Apr 19

Attorney Layton has been nothing but professional. I highly recommended using him for your legal needs. I have already recommended him to people.

love and hip hop of Charlotte nc staring A and C

18:52 09 Apr 19

Chris layton is the best lawyer he reply fast and explain very well. And make u understand and his very patient very cool and not rude will reply to reguardless and will answer any questions regarding anything yoy ask him hes very responsible very pleasent nice attitude best attorney need more people like him hes the best i would reccomand him

Darryl Barnes

20:40 03 Apr 19

Super customer service! Took the time to walk me through options and was very responsive.

Alissa King

01:16 27 Feb 19

Chris has been a pleasure to speak with. I have not used his legal services, however, I am positive his attention to detail, quick responses and personability would be a huge asset. There is a lot to be said about a friendly attorney who cares about the person, not just the case and I believe Chris Layton is that attorney.

Brian Verrico

20:10 11 Feb 19

Chris helped our small business navigate through the complex web of negotiating with a large fortune 500 company. Great experience for us. Thanks Chris!

Bryce Kinnamon

17:47 15 Jan 19

I felt this firm was very professional but also personally above and beyond with us. We had a very traumatic event in our family that required the services of Chris Layton. He was a great help to us in our time of need. I highly recommend!

Flor de Liz Cerna

21:13 18 Nov 18

Requested a free consult for finding oyt info on bankruptcy and i was asked to put a $500 deposit. Defeats the purpose of a free consult.. i rather speak with the other attys who do indeed offer u a free consult. Already have a few scheduled.

Kelly Geissler

16:56 14 Nov 18

I encountered one of the hardest things to endure this past year, loosing a parent. My father lost his fight to cancer, earlier than I had anticipated.While my fathers time was so precious at the end, I had consulted with attorney Layton on assisting me with setting up my fathers will.He graciously obliged and made me feel at ease, knowing this was my first time going through loosing a parent, he was very courteous and understanding.Attorney Layton answered all my questions and walked me through the process. I am very grateful to have had his knowledge and expertise.

Cody Taylor

15:54 31 Oct 18

All of my interactions with Chris and Jenny were positive. I highly recommend them to anyone seeking their counsel.

See all reviews Write a review