Should I file bankruptcy

Should I File Bankruptcy?

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Should I File Bankruptcy? We know this is a common question: “Should I file bankruptcy?” We know the idea of filing Chapter 7 or Chapter 13 bankruptcy can be daunting. The decision may bring up feelings of guilt or fear or even shame. Our…
emergency bankruptcy filing

Emergency Bankruptcy Filing

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Emergency Bankruptcy Filing If you need an emergency bankruptcy filing, we can help. Most emergency bankruptcy filings are for the purpose of stopping a foreclosure in North Carolina. Provided you file your bankruptcy within 10 days after the…
charlotte bankruptcy attorney reviews

Charlotte Bankruptcy Attorney Reviews

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Charlotte Bankruptcy Attorney Reviews Charlotte bankruptcy attorney reviews should be an important part of your decision to hire a bankruptcy lawyer. Often, reviews are less specific as to the results the bankruptcy attorney achieved, and more…
filing chapter 7 without your spouse

Filing Bankruptcy Without Your Spouse

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Filing Bankruptcy Without Your Spouse Considering filing bankruptcy without your spouse? You should discuss your situation with a bankruptcy lawyer before doing so. This article is meant to answer questions and concerns if you’re considering…
How Does Bankruptcy Affect Tax Refunds

Does Debt Settlement Affect My Credit Score?

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Does Debt Settlement Affect My Credit Score? Yes, you can expect that a debt settlement will negatively affect your credit score. Most reliable sources such as Experian.com, and Creditkarma.com indicate that if your credit score is 700 or higher,…
Chapter 13 Calculation

Bankruptcy For Unsecured Debt

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Bankruptcy For Unsecured Debt If you are considering bankruptcy solely for unsecured debt, you will still have to pass The Means Test in bankruptcy. Typically, if the debt you wish to discharge in bankruptcy is unsecured, our goal will be to…
file bankruptcy again

Tax Refunds In Bankruptcy

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Tax Refunds In Bankruptcy Your tax refund is an asset in bankruptcy. This is true whether you file Chapter 7 or Chapter 13. Your refund is treated differently in each chapter, but generally you can keep your tax refund in bankruptcy. Chapter…
Do I make too much money for Chapter 7

Do I Make Too Much Money For Chapter 7?

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Do I Make Too Much Money For Chapter 7? In order to benefit from the relief offered under Chapter 7, you must show the court that you qualify. Qualifying for Chapter 7 essentially boils down to two key categories: Income and Assets. This article…
Can I Keep My Apartment In Bankruptcy

Can I Keep My Apartment In Chapter 7?

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Can I Keep My Apartment In Chapter 7? Yes, you can keep your apartment in Chapter 7. You will need to stay current on rent, but you can keep it. In other words, the fact you filed Chapter 7 does not give the landlord the power to evict you.…
Debt Settlement

Bankruptcy Or Consolidation?

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Bankruptcy Or Consolidation? If you are overwhelmed by the choice between bankruptcy or consolidation, there is great news: you have options. Most individuals wait much longer than they should before exercising their options regarding debt—do…