file bankruptcy again

Bankruptcy Expertise -- We Made The List Again!

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Bankruptcy "Expertise" And The Layton Law Firm We are happy to have been chosen by Expertise.com as one of the top 25 Bankruptcy Lawyers or Bankruptcy Law Firms in Charlotte for 2019. Their listing of bankruptcy attorneys in the top 25 can…
bankruptcy and foreclosure

Can Creditors Take Your Property?

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Can Creditors Take Your Property? The short answer is yes, creditors can take your property. However, they have to go to great length to do so. Below, we ask a few questions, and then provide some answers. Call us if you have questions—we’re…
Does Bankruptcy Include Car Loans

Does Bankruptcy Include Car Loans?

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Does Bankruptcy Include Car Loans? If you’re wondering, does bankruptcy include car loans, the answer is yes it does. When filing bankruptcy, you actually get a choice when it comes to car loans. This article addresses a few scenarios regarding…
business bankruptcy

Does Bankruptcy Clear Federal Tax Debt?

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Does Bankruptcy Clear Federal Tax Debt? Bankruptcy does clear federal tax debt in some instances. This article will discuss the conditions you need in order to have your federal tax debt discharged when you file bankruptcy. If you’d like…
filing bankruptcy while married

Filing Bankruptcy While Married

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Filing Bankruptcy While Married If you’re considering filing bankruptcy while married, you’re not alone. Thousands of married couples are in your situation, and the bankruptcy filing statistics are easily found online, showing you that…
benefits of chapter 7

Benefits Of Chapter 7 -- Bankruptcy Can Change Your Life

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Benefits Of Chapter 7 -- Bankruptcy Can Change Your Life Filing Chapter 7 bankruptcy can change your life. We have seen over and over the benefits of Chapter 7, and how much relief it provides for clients. While we understand the desire to…
Do I make too much money for Chapter 7

How Does Bankruptcy Affect You?

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How Does Bankruptcy Affect You? While this question is general, we understand the concern. Most clients want to understand what it will be like during their bankruptcy, right after their bankruptcy, and a few years down the road from bankruptcy.…
the bankruptcy process

How Fast Can I File Chapter 7 Bankruptcy?

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How Fast Can I File Chapter 7 Bankruptcy? How fast you can file Chapter 7 bankruptcy depends a lot on how quickly you can provide information to your Chapter 7 bankruptcy attorney. In some instances, you can file an emergency Chapter 7 bankruptcy,…
How Does Bankruptcy Affect Tax Refunds

Social Security Benefits And The Means Test In Chapter 7

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Social Security Benefits And The Means Test In Chapter 7 If your income is low enough, you will automatically qualify for Chapter 7 bankruptcy. However, many clients have income slightly above the median income level, and must pass The Means…
Bankruptcy and your credit score

Filing Bankruptcy With The Layton Law Firm, PLLC

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How Long Does Bankruptcy Take? There are two parts to your bankruptcy: pre-petition and post-petition. During the pre-petition phase of bankruptcy, the pace at which we move is generally determined by the client. In other words, if the goal…