A bankruptcy blog containing useful information for anyone considering a Charlotte bankruptcy attorney.

Chris Layton

Why You Should File Your Tax Returns

It’s Tax TimeIt’s tax time. You know you’re going to owe, and you also know you don’t have the money to pay the IRS what you’ll owe them. It may seem like a necessary and even strategic move to not file your return. The bankruptcy…
Chris Layton

Chapter 13 - Best Interests Test

Clients considering filing a Chapter 13 bankruptcy are often confused when the discussion with their attorney turns to a comparison between a Chapter 13 and a Chapter 7. The debtor has already decided to file a Chapter 13, so why does the attorney…
Chris Layton

Foreclosure Postponed!

I spoke with a law firm in Charlotte today the specializes in representing banks in foreclosure proceedings. I was calling about the property of a client. I was told that my client’s foreclosure had been postponed from January until April.…
Chris Layton

Notice Of Hearing Prior To Foreclosure

If you’ve received a Notice of Hearing Prior to Foreclosure in the mail, your rights are about to be affected. This notice means that the bank holding a mortgage on your home is moving forward with the foreclosure process and forgiveness of…
Chris Layton

Family loans In Bankruptcy - Disclosure Is The Key To Success

Family loans, pending lawsuits, recent payments, and transfers of ownership… the list goes on. All of these and more need to be disclosed to your bankruptcy attorney. My first job as a Charlotte bankruptcy attorney is to convince my clients…
Chris Layton

Talk To An Attorney About Bankruptcy Today

The things you do today affect a future bankruptcy filing. The right time to talk to an attorney about bankruptcy is now, even if you think you may not file for a few months. Here are a few great reasons to talk to a bankruptcy lawyer today,…
Chris Layton

Providing Paperwork For Bankruptcy - We Make It Easy

We know you have a lot to manage right now. Providing paperwork for bankruptcy can seem tedious. That’s why we offer an easy electronic option for completing a bankruptcy questionnaire, and also accept and deliver documents electronically…
Chris Layton

Transfers of Assets and Bankruptcy

Question: Can I transfer my assets right before a bankruptcy and still file? Short Answer: No. But you can keep your property.Most of my posts come on the heels of conversations with clients. The reason for this is that when I speak with…
Chris Layton

Call a Charlotte Bankruptcy Attorney Today

Make a phone call. It's that simple. Call a Charlotte bankruptcy attorney today. Bankruptcy attorneys -- good ones -- are eager to answer questions. They will not pressure you into filing a bankruptcy. You won't feel like you're listening to…
Chris Layton

Can I File For Bankruptcy If I Collect Unemployment?

Short Answer: Yes.Income from unemployment is counted as income to the individual when determining whether you qualify for the bankruptcy. Typically, for a Chapter 7 bankruptcy, unemployment income will not be enough income to cause a problem…