A bankruptcy blog containing useful information for anyone considering a Charlotte bankruptcy attorney.

Chris Layton
Chris Layton

Your Charlotte Bankruptcy Lawyer

Strategizing TogetherChoosing the right lawyer to assist you in filing a bankruptcy is important. Together with your Charlotte bankruptcy lawyer, you will examine your options and choose a path of recovery that will dramatically improve…
Chris Layton

What Happens at the 341 Meeting?

Do I have to go to the courthouse?Yes. You will typically have to go to the courthouse one time, for what is called a 341 meeting. This meeting takes place about 40 days after you file your Chapter 7 or Chapter 13 bankruptcy. If you file…
Chris Layton

When to file bankruptcy in Charlotte, NC

Much like any substantial undertaking, it may never feel like the right time to file a bankruptcy in Charlotte, NCI know that you already value the health and welfare of your family over avoiding any negatives you’ve imagined will flow from…
Chris Layton

Are Tax Debts Included In A Bankruptcy?

There are circumstances where it is permissible to include tax debts in a bankruptcy filing. This often makes a significant difference in the amount of relief to the client and the timing of the filing should be closely monitored.Generally,…
Chris Layton

Stop Collections Calls

Creditors are relentless in their pursuit of money. Remember, they are doing whatever the law will allow them, and they will continue to do so until the debt is paid. With late fees, high interest and penalties. You can stop collections calls…
Chris Layton

Motion To Claim Exempt Property

When a personal finance matter turns into a legal matter, it’s time to act quickly. I got a call yesterday from an individual who received a Motion To Claim Exempt Property. He was confused by the language used in the motion, and of course…
Chris Layton

Can I Keep My Home?

The North Carolina Homestead ExemptionMost people who call me about filing a bankruptcy in Charlotte want to know what will happen to their home if they file. Fortunately, the answer is usually a good one. North Carolina has something called…
Chris Layton

Bankruptcy and Your Home

One misconception about bankruptcy is that you cannot go through a Chapter 7  bankruptcy or a Chapter 13 bankruptcy and keep your home. Generally, provided the home does not have significant equity, this is simply not true.The filing of…