A bankruptcy blog containing useful information for anyone considering a Charlotte bankruptcy attorney.

Negotiating Small Business Debt

Negotiating Small Business Debt

Negotiating Small Business Debt If you are a small business owner facing mounting pressure from creditors, it may be time to consider negotiating small business debt. While our firm handles small business bankruptcy filings, there are times…
SBA Loans In Bankruptcy

SBA Loans In Bankruptcy

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SBA Loans In Bankruptcy Small business loans or SBA loans are generally eliminated or discharged by a bankruptcy. One exception to discharging SBA loans in bankruptcy, is when the SBA loan is secured by collateral of the debtor. In that event,…
What is my personal injury claim worth

How Does Unemployment Affect Bankruptcy?

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How Does Unemployment Affect Bankruptcy? Many individuals are currently seeking advice regarding unemployment and bankruptcy. Prior to filing bankruptcy, when individuals are fighting off creditors, there are often questions as to whether unemployment…
Stimulus Funds In Chapter 7

Are Stimulus Funds Protected In Bankruptcy?

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Are Stimulus Funds Protected In Bankruptcy? Whether your stimulus funds are protected in bankruptcy is a function of two things: Current Monthly Income (CMI) calculations, and the Bankruptcy Estate. We can easily address both concerns, which…
When Is The Right Time To File Bankruptcy

Emergency Bankruptcy To Stop Foreclosure

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Emergency Bankruptcy To Stop Foreclosure Yes, you can file an emergency bankruptcy to stop a foreclosure. If you’re behind on your mortgage and your mortgage lender is about to sell your home in foreclosure, a Chapter 13 bankruptcy filing…
Small Business Bankruptcy

Filing A Small Business Bankruptcy

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Filing A Small Business Bankruptcy Filing a small business bankruptcy in North Carolina is an endeavor which will relieve you of your personal obligations on business debt. For most small businesses, a Chapter 7 or Chapter 13 combined with…
What is my personal injury claim worth

5 Myths Surrounding Bankruptcy

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5 Myths Surrounding Bankruptcy Bankruptcy is surrounded by myths, and they keep eligible individuals from pursuing what can be an amazing way out of crippling debt and financial stress. You deserve freedom from the anxiety caused by the myths…
Physical Therapy After A Car Accident

Who Pays For Physical Therapy After A Car Accident?

Who Pays For Physical Therapy After A Car Accident? You didn’t ask to be in a car accident. Now you’re dealing with the aftermath—arguing with the insurance company, missing work due to injuries and doctor’s appointments, and possibly…
How Much Will My Chapter 13 Payments Be

How Much Will My Chapter 13 Payments Be?

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How Much Will My Chapter 13 Payments Be? Determining how much your Chapter 13 payments will be is a complicated process which involves several components. Your bankrutpcy attorney will gather numerous pieces of information from you in order…
The Insurance Company Is Totaling My Car

The Insurance Company Is Totaling My Car

The Insurance Company Is Totaling My Car If you are in a car accident and the damage to your car exceeds 65 to 70 percent of the value of your car, your car may be ‘totaled’. According to Insurance.com your car will also be totaled if the…