A bankruptcy blog containing useful information for anyone considering a Charlotte bankruptcy attorney.

Chris Layton

Stop Collections Calls

Creditors are relentless in their pursuit of money. Remember, they are doing whatever the law will allow them, and they will continue to do so until the debt is paid. With late fees, high interest and penalties. You can stop collections calls…
Chris Layton

Motion To Claim Exempt Property

When a personal finance matter turns into a legal matter, it’s time to act quickly. I got a call yesterday from an individual who received a Motion To Claim Exempt Property. He was confused by the language used in the motion, and of course…
Chris Layton

Can I Keep My Home?

The North Carolina Homestead ExemptionMost people who call me about filing a bankruptcy in Charlotte want to know what will happen to their home if they file. Fortunately, the answer is usually a good one. North Carolina has something called…
Chris Layton

Bankruptcy and Your Home

One misconception about bankruptcy is that you cannot go through a Chapter 7  bankruptcy or a Chapter 13 bankruptcy and keep your home. Generally, provided the home does not have significant equity, this is simply not true.The filing of…