A bankruptcy blog containing useful information for anyone considering a Charlotte bankruptcy attorney.

When Is The Right Time To File Bankruptcy

When Is The Right Time To File Bankruptcy?

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When Is The Right Time To File Bankruptcy? The short answer is that most people wait too long to file bankruptcy. The right time to file is before you have thrown thousands of dollars away on large debt. The right time to file bankruptcy is…
Debt Negotiation Lawyer

Debt Negotiation Lawyer In Charlotte, NC

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Debt Negotiation Lawyer In Charlotte, NC If you are considering hiring a debt negotiation lawyer in Charlotte, you should consider three primary aspects of debt negotiation. First, you should know that every bank is different regarding their…
How much does bankruptcy cost

How Do You Negotiate Credit Card Debt?

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How Do You Negotiate Credit Card Debt? Negotiating credit card debt yields varying results. Depending upon the facts of your situation, a credit card lender may consider offering terms or reductions which you find favorable. There are also…
Can a lawyer help with debt settlement

What Are The Chapter 13 Income Limits?

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What Are The Chapter 13 Income Limits? Generally speaking, there are no income limits in Chapter 13. A Chapter 13 bankruptcy is commonly referred to as a reorganization of your debt. More simply stated, Chapter 13 is an arrangement where you…
Bankruptcy and keeping your home

Negotiating Small Business Debt

Negotiating Small Business Debt If you are a small business owner facing mounting pressure from creditors, it may be time to consider negotiating small business debt. While our firm handles small business bankruptcy filings, there are times…
SBA Loans In Bankruptcy

SBA Loans In Bankruptcy

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SBA Loans In Bankruptcy Small business loans or SBA loans are generally eliminated or discharged by a bankruptcy. One exception to discharging SBA loans in bankruptcy, is when the SBA loan is secured by collateral of the debtor. In that event,…
What is my personal injury claim worth

How Does Unemployment Affect Bankruptcy?

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How Does Unemployment Affect Bankruptcy? Many individuals are currently seeking advice regarding unemployment and bankruptcy. Prior to filing bankruptcy, when individuals are fighting off creditors, there are often questions as to whether unemployment…
Your right to your medical records

Are Stimulus Funds Protected In Bankruptcy?

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Are Stimulus Funds Protected In Bankruptcy? Whether your stimulus funds are protected in bankruptcy is a function of two things: Current Monthly Income (CMI) calculations, and the Bankruptcy Estate. We can easily address both concerns, which…
When Is The Right Time To File Bankruptcy

Emergency Bankruptcy To Stop Foreclosure

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Emergency Bankruptcy To Stop Foreclosure Yes, you can file an emergency bankruptcy to stop a foreclosure. If you’re behind on your mortgage and your mortgage lender is about to sell your home in foreclosure, a Chapter 13 bankruptcy filing…
Small Business Bankruptcy

Filing A Small Business Bankruptcy

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Filing A Small Business Bankruptcy Filing a small business bankruptcy in North Carolina is an endeavor which will relieve you of your personal obligations on business debt. For most small businesses, a Chapter 7 or Chapter 13 combined with…