A bankruptcy blog containing useful information for anyone considering a Charlotte bankruptcy attorney.

Can I Keep My Bonus In Chapter 13

Can I Keep My Bonus In Chapter 13?

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Can I Keep My Bonus In Chapter 13? You can keep your bonus in Chapter 13 provided you account for it in your Net Disposable Income allocated to creditors. When you file Chapter 13, your payment is partly based upon your “Ability to Pay”…
Do I make too much money for Chapter 7

Do I Make Too Much Money For Chapter 7?

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Do I Make Too Much Money For Chapter 7? In order to benefit from the relief offered under Chapter 7, you must show the court that you qualify. Qualifying for Chapter 7 essentially boils down to two key categories: Income and Assets. This article…
Can I Keep My Apartment In Bankruptcy

Can I Keep My Apartment In Chapter 7?

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Can I Keep My Apartment In Chapter 7? Yes, you can keep your apartment in Chapter 7. You will need to stay current on rent, but you can keep it. In other words, the fact you filed Chapter 7 does not give the landlord the power to evict you.…
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Bankruptcy And Your Credit Score

People often put off filing bankruptcy because of the fear of what it will do to their credit score. However, your bankruptcy and credit score are tied together in ways most of us don't consider. We have been taught that a high credit score…
Avoid Wage Garnishment

Bankruptcy Or Consolidation?

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Bankruptcy Or Consolidation? If you are overwhelmed by the choice between bankruptcy or consolidation, there is great news: you have options. Most individuals wait much longer than they should before exercising their options regarding debt—do…
How Much Will My Chapter 13 Payments Be

How Much Will My Chapter 13 Payment Be?

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How Much Will My Chapter 13 Payment Be? Your Chapter 13 payment is a combination of a few factors. We discuss these factors in this post. If you have questions please call 704.749.7747 or click for a FREE CASE EVALUATION and we will reach out…
Chris Layton

Tax Refunds In Bankruptcy

There are two concerns regarding tax refunds in bankruptcy. Depending upon whether you are in a Chapter 7 or a Chapter 13, those concerns are slightly different.Chapter 7Tax Refund Already Received—A tax refund you have already received…
file bankruptcy again

Bankruptcy Expertise -- We Made The List Again!

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Bankruptcy "Expertise" And The Layton Law Firm We are happy to have been chosen by Expertise.com as one of the top 25 Bankruptcy Lawyers or Bankruptcy Law Firms in Charlotte for 2019. Their listing of bankruptcy attorneys in the top 25 can…
bankruptcy and foreclosure

Can Creditors Take Your Property?

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Can Creditors Take Your Property? The short answer is yes, creditors can take your property. However, they have to go to great length to do so. Below, we ask a few questions, and then provide some answers. Call us if you have questions—we’re…
Charlotte Accident Attorney

Talk To An Accident Attorney In Charlotte

Talk To An Accident Attorney In CharlotteIf you’ve been in a car accident, you should speak with an accident attorney in Charlotte. While getting medical attention is the most important step to take after an accident, protecting your…