A bankruptcy blog containing useful information for anyone considering a Charlotte bankruptcy attorney.

How Fast Can I File Chapter 7 Bankruptcy?

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How Fast Can I File Chapter 7 Bankruptcy? How fast you can file Chapter 7 bankruptcy depends a lot on how quickly you can provide information to your Chapter 7 bankruptcy attorney. In some instances, you can file an emergency Chapter 7 bankruptcy,…

Will My Personal Injury Bills Go To Collections?

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Will My Personal Injury Bills Go To Collections? Car accidents lead to hefty personal injury bills for both property damage and medical treatment. Hopefully, you’ll recover enough in your personal injury settlement or your child's personal…
How Does Bankruptcy Affect Tax Refunds

Social Security Benefits And The Means Test In Chapter 7

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Social Security Benefits And The Means Test In Chapter 7 If your income is low enough, you will automatically qualify for Chapter 7 bankruptcy. However, many clients have income slightly above the median income level, and must pass The Means…
How Much Does Chapter 13 Cost?

How Much Does Chapter 13 Cost?

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How Much Does Chapter 13 Cost? In the Western District of North Carolina, the court sets the attorney base-fee at $4,500.00. However, you do not owe all of those funds prior to filing. You and your bankruptcy attorney will agree upon an amount…
Loan consolidation or Chapter 7

Is My 403b Account Protected In Bankruptcy?

Is My 403b Account Protected In Bankruptcy Short Answer: Yes.Much like a 401k plan, 403b retirement plans are protected in bankruptcy. If you are an employee of a state or county school, or a non-profit, you may have your retirement funds…
Bankruptcy and your credit score

Filing Bankruptcy With The Layton Law Firm, PLLC

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How Long Does Bankruptcy Take? There are two parts to your bankruptcy: pre-petition and post-petition. During the pre-petition phase of bankruptcy, the pace at which we move is generally determined by the client. In other words, if the goal…
can i file bankruptcy and keep my car

How Can I File Bankruptcy And Keep My Car?

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How Can I File Bankruptcy And Keep My Car? Easily, that’s how. Whether you can file bankruptcy and keep your car is a question of the fair market value of the car at the time of the bankruptcy filing. That value is compared with any outstanding…
filing chapter 7 without your spouse

How Soon Can I File Chapter 7 Again?

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How Soon Can I File Chapter 7 Again? If you have already filed Chapter 7 some time ago and you’re wondering “How soon can I file Chapter 7 again?” this article will help answer the question. The following scenarios help determine how…
Chapter 11 Bankruptcy

Chapter 11 Bankruptcy In NC

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Chapter 11 Bankruptcy In NC A Chapter 11 bankruptcy is a way to reorganize your business debt while continuing to do business. Chapter 11 enables you to continue your livelihood without the constant threat of creditors to sue you, shut down…
How Fast Can I File Chapter 7 Bankruptcy

Who Will Notify My Creditors About My Bankruptcy Filing?

Who Notifies Creditors About My Bankruptcy Filing? The Bankruptcy Court notifies your creditors about your bankruptcy filing. The most common way that creditors find out about the bankruptcy filing is from a letter directly from the Clerk of…