A bankruptcy blog containing useful information for anyone considering a Charlotte bankruptcy attorney.

Can I File Bankruptcy

Can I File Bankruptcy?

Can I File Bankruptcy? If the question is “Can I file bankruptcy?” the answer is always the same…. “It depends!”Whether you can file a successful bankruptcy depends on a few factors. If you’re a consumer considering filing bankruptcy,…
benefits of chapter 7

Downside Of Filing Bankruptcy

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Downside Of Filing Bankruptcy Clients routinely ask “What is the downside of filing bankruptcy?” While there certainly is a downside to filing bankruptcy, a thorough review of most clients' financial situation reveals that a bankruptcy…
Can I file bankruptcy without my spouse

How Long Does Bankruptcy Take?

How Long Does Bankruptcy Take? This article helps answer the question how long does bankruptcy take. The answer depends upon a few factors. Primarily, they are:How quickly you can deliver documentation to your bankruptcy attorney Whether…
Can I Keep My Bonus In Chapter 13

Can I Use My Credit Card To Pay For Bankruptcy?

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Generally, speaking you cannot use your credit card to pay for bankruptcy. The reason behind this is if you use your credit cards too close to filing bankruptcy, there is a presumption of abuse that arises. This presumption of abuse means it…
Is Bankruptcy Right For Me

Is Bankruptcy Right For Me?

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If you’re asking yourself “Is bankruptcy right for me?” most likely, the answer is yes. We work every day with hard working individuals who simply can’t keep up with growing medical debt, credit card debt, or mortgage problems. Bankruptcy…

Can I Keep Credit Cards In Bankruptcy

The answer is NO, you can’t keep credit cards in bankruptcy. But there’s good news, too. Keep reading.When you file your bankruptcy, you’re only required to notify your creditors with whom you carry a balance. However, even credit…
benefits of chapter 7

Bonus In Bankruptcy - Can I Keep It?

Can I Keep My Bonus In Bankruptcy? If you are paid a commission or bonus through your employer, a key question when filing bankruptcy is whether you can keep your bonus when you file a bankruptcy. If certain factors are met, the answer is yes,…
Your Credit Score After Bankruptcy

Your Credit Score After Bankruptcy

If you call for a bankruptcy consultation, part of that phone call will be a discussion regarding your credit score after bankruptcy. There is plenty of good news regarding your credit score after bankruptcy. This article will help you distinguish…
Reaffirmation Agreement

Reaffirmation Agreements In Chapter 7

When you file your Chapter 7 Bankruptcy, you will have to declare on your Statement of Intention form, whether you plan to reaffirm certain debts. When you sign a Reaffirmation Agreement, you are simply recommitting to the debt associated with…
Can I File Bankruptcy

Will The Bank Freeze My Bank Accounts In Bankruptcy?

One major concern when filing Chapter 7 bankruptcy is the potential for your bank to freeze your bank accounts. This article addresses the reasons why a bank might freeze your bank accounts, and how to avoid it. Why Will The Bank Freeze My…