Can I File A Chapter 13 Without My Spouse?
Yes, married couples are permitted to file individually or jointly. To maximize the results of the bankruptcy, it sometimes makes sense to file individual bankruptcies simultaneously for both spouses....
Bankruptcy
Read moreCreditor Calls After Bankruptcy
Once you file a Chapter 7 or Chapter 13 bankruptcy, all creditor calls and attempts to collect on debt will stop. After receiving your discharge in bankruptcy, the creditors have no legal rights again...
Bankruptcy
Read moreDebts To Friends And Family
Clients about to file bankruptcy understandably are interested in retaining a credit card or excluding certain debts from the bankruptcy. Usually this stems from a sense of responsibility to the credi...
Bankruptcy
Read moreSpousal Income In Bankruptcy
Many clients are concerned that the collective income in their household will bar them from filing a Chapter 7 bankruptcy. While there are income thresholds whereby you automatically qualify for a Cha...
Bankruptcy
Read moreCurrent Monthly Income In Bankruptcy
Clients are smart to ask about timing issues with filing a bankruptcy. I get a lot of questions about income, as some clients expect income to increase in the near future, but have struggled recently ...
Bankruptcy
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Can North Carolina Unemployment Be Garnished?
Our firm can ONLY assist with unemployment benefits questions in North Carolina. If you are not located in North Carolina, you should contact a law firm or attorney in your state. Generally, North Ca...
Bankruptcy
Read moreConverting Your Bankruptcy
I spoke with client this morning who is moving forward with filing a Chapter 13, but is wondering whether she can convert to a Chapter 7 filing at some time during the Chapter 13. The answer is yes. I...
Bankruptcy
Read moreCan I File Bankruptcy In North Carolina?
While you may be eligible to file a Chapter 13 or Chapter 7 bankruptcy, the first question is determining in which state you are entitled to file. In legal terms, this is a question of “Venue.” Th...
Bankruptcy
Read moreFiling Bankruptcy And Personal Injury Claims
Often, a specific event in your life leads to the filing of a bankruptcy. If the event gives rise to loss of work, you’re unable to pay our bills. If the event gives rise to insurmountable bills, yo...
Bankruptcy
Read moreWhy You Should File Your Tax Returns
It’s Tax Time It’s tax time. You know you’re going to owe, and you also know you don’t have the money to pay the IRS what you’ll owe them. It may seem like a necessary and even strategic mo...
Bankruptcy
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