Chris Layton

Bankruptcy and Property Transfers

First, it’s important to know that intentionally defrauding your creditors by transferring property can result in the bankruptcy court denying your discharge. That being said, there are many valid reasons and conditions for transferring property—if…
Chris Layton

Liability In A Rear-End Accident

In North Carolina, the nature of your auto accident is important. The reason for this is that North Carolina is a contributory negligence state. This means that even if you are found to be 1% at fault, a jury will be instructed to not return…
Chris Layton

Missing Payments In Chapter 13

It is not uncommon for clients to miss a Chapter 13 payment for one reason or another. Just because you’re in a bankruptcy doesn’t mean life stops throwing you curve balls. Clients often have vehicle repairs that need to be done, or emergency…
Chris Layton

IRA or Retirement Withdrawals in Bankruptcy

One critical part of qualifying for bankruptcy in Charlotte, North Carolina is disclosing to the court your average income over the past six months, as well as your Current Monthly Income. Many individuals filing for Chapter 7 or Chapter 13…
Chris Layton

Medicare Liens In Personal Injury

As a Charlotte personal injury attorney, I am attentive to numerous personal injury clients who are Medicare recipients. If you’ve been in an accident or had an injury resulting from an accident, there may be a Medicare lien upon any funds…
Chris Layton

Can I File Bankruptcy in Charlotte, North Carolina?

As a Charlotte bankruptcy attorney, that’s a question I get asked quite often. Charlotte, North Carolina has a divisional federal bankruptcy as part of the Western District of North Carolina. In order to file bankruptcy in the Charlotte, North…
Chris Layton

North Carolina Accident Reports

If you have been in a car accident in North Carolina, one thing your personal injury attorney will ask you for is a copy of your accident report. While an accident report is not generated for every automobile accident in North Carolina, there…
Chris Layton

North Carolina Statute of Limitations

Each state has a statute of limitations which limits the time you can bring a lawsuit arising out of an accident or event that led to a personal injury. In most cases, in North Carolina, you have three years to initiate a lawsuit by filing a…
Chris Layton

Elderly Bankruptcy Options

A recent New York Times article regarding elderly bankruptcy makes some important points for those entering their ‘twilight years’ while facing financial difficulty.While there are no special considerations given to the elderly or senior…
Chris Layton

Car Accidents and Personal Injury Negotiations

Car Accidents are at the least a gigantic nuisance, and at worst can change your life dramatically, giving rise to permanent injuries and health complications. Negotiating with the other driver's insurance company-- and even your own insurance…