Chris Layton

Multiple Bankruptcy Filings

Filing bankruptcy more than once is not anyone’s goal, but if you meet certain requirements you can successfully file a second bankruptcy. This article outlines some requirements for multiple bankruptcy filings. Timing Limits Know that…
Chris Layton

Wage Garnishment In North Carolina

In North Carolina, wage garnishment is strictly limited. The instances in which your wages can be garnished are primarily: federal student loan debt, alimony, child support, taxes, overpayment of unemployment benefits, and ambulance services.…
Chris Layton

Bankruptcy Fees In Charlotte, NC

Bankruptcy fees should be clear and easy to understand. If you're in or near Charlotte, NC and considering hiring a bankruptcy lawyer, there are many qualified attorneys who can assist. Regardless of which bankruptcy attorney you choose to represent…
Chris Layton

File Bankruptcy?! But I'd Feel Bad Doing That!

When it comes to deciding whether to file bankruptcy, my job is to help you put emotions to the side and focus on what’s truly important: your health and  your family’s health. Here are three great reasons to file bankruptcy. You Have…
Chris Layton

Healthcare Costs Affecting Charlotte Employees

If we know one thing about the Affordable Healthcare Act, it is that people disagree on it. This is an argument that happens at the political level. However, as a bankruptcy attorney in Charlotte, NC what is quickly becoming obvious is that…
Chris Layton

Judgment Liens In Bankruptcy

Judgment liens in bankruptcy have special treatment. Clients in bankruptcy have the reasonable goal of discharging both their debt and the judgment associated with it. In many cases, this can be accomplished. What Is A Judgment Lien? A…
Chris Layton

Documents Required For Bankruptcy

Financial pressure is overwhelming enough, without the added task of compiling endless documents required for bankruptcy. Fortunately, with the help of electronic communications and software advances, you can find out quickly and easily whether…
Chris Layton

Putting An End To Collections Calls

Clients considering a bankruptcy filing all want to know the same thing: how do I put a stop to collections calls? The answer is that filing bankruptcy will legally put a stop to all attempts at collecting, whether by phone or mail. In the meantime,…
Chris Layton

Charlotte Bankruptcy Fees

As a Charlotte bankruptcy attorney, I often discus fees with potential clients. I gladly give my potential clients my fee for a Charlotte bankruptcy, and encourage them to call other law firms to ask about fees. It matters a great deal to me…
Chris Layton

Estate Planning Package

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Caring for clients means assisting with existing problems and preventing future problems. Most of my bankruptcy clients do not have a Will or any other estate planning documents. While I do not recommend a Will or Estate Planning package for…