Charlotte Personal Injury Blog

Blog posts containing useful information for anyone in Charlotte looking for information about personal injury or looking for a North Carolina personal injury lawyer.

Pregnancy Injuries From A Car Accident

Pregnancy injuries from a car accident can range from minor injuries to miscarriage. If you are pregnant and are in a car accident, certainly you need to visit the doctor to be examined. If you experience pregnancy injuries from a car accident and the accident was not your fault, you deserve to receive compensation for your damages.

Medical Treatment Changes If You are Pregnant

When an individual is in a car accident, a trip to the emergency room may be enough to determine the extent of injuries. This is true especially if the doctor orders x-rays or an MRI. When you are pregnant and in a car accident, you will need an extensive battery of tests run to determine if the unborn child has been injured. As your medical bills and injuries increase, generally the value of your claim increases. A personal injury lawyer can make a critical difference in guaranteeing that you are treated fairly when negotiating a settlement with an insurance company.

Types Of Injuries To Unborn Children

Pregnancy injuries from a car accident may manifest themselves in several ways. At the very least, an auto accident while pregnant firmly places your pregnancy in the high-risk category. This may necessitate additional monitoring by doctors, or ongoing tests to confirm the health of your child as they develop in the womb.

Numerous clients we have represented have experienced premature birth because of a car accident while pregnant. While premature birth itself is a complication resulting from a car accident, a premature birth often leads to birth defects or a newborn failing to develop properly. This increases the risk for disability as a result of the accident. Often a personal injury case or claim will need to remain open until the damages can be confirmed and quantified for the purpose of valuing the claim. Your personal injury lawyer can explain how to protect your rights.

Fetal death or Miscarriage is unfortunately caused primarily by car accidents. This can be caused by a physical impact on the mother. Additionally, if the mother loses oxygen for an extended period, the unborn child can be the victim of fetal death.

Speak With A Personal Injury Lawyer Today

If you would like to speak with a personal injury lawyer about potential injuries to an unborn child because of a car accident, we are here to help. Whether it is just answering a question or moving forward with representation, our firm is ready to act for you. You can request a free consultation online, or you can call 704.749.7747 to speak with a lawyer today.

What Is My Personal Injury Claim Worth?

The same way that every human being is unique, so is every personal injury claim. This means that the value of your personal injury claim will depend upon all the specific circumstances surrounding your claim and how it has affected your life. When you call a personal injury lawyer and ask them “What is my personal injury claim worth?” the answer should be “It depends.”

What Does It Depend On?

The primary driving force of the value of your personal injury claim is how it has affected your life. However, in order to establish how an injury or event has affected your life, you will need to establish proof. This is the world in which personal injury lawyers and personal injury insurance adjusters live. A simple example is two individuals who have both experienced tremendous anxiety and stress due to a car accident. Suppose that one of the individuals sought therapy to try to mange her PTSD from the accident, and the other individual ‘toughed it out’ on her own without therapy. While both clients have experienced anxiety, stress and PTSD from the accident, the individual who sought therapy has evidence of her anxiety. As a result, it will be easier to establish the value of the stress and anxiety when calculating a settlement figure or persuading a jury box.

What About Medical Bills?

Medical bills and medical records are a key part of establishing the value of your claim. Again, bills and records help to establish proof of how the accident affected your life. We are more easily persuaded that someone has been through pain and suffering and loss of enjoyment of life, if we can see they received extensive medical treatment, surgeries, and physical therapy to heal from the accident. Compare this to an individual who was injured in a car accident and was treated once at an emergency room fourteen days after the accident. You get the picture.

Do My Lost Wages Count?

When determining “What is my personal injury claim worth?” your lost wages are a critical component. If you are a W2 employee or have a supervisor of any sort, we will work with you to have the supervisor sign off on a lost wages affidavit to establish the time and wages you lost. Even if you used Paid Time Off, you have lost paid hours as a result of the accident and deserve to be compensated for it.

How Will I Know When I Get A Fair Offer?

This is a fair question. We find that in the end, most of our clients simply wish the accident had never happened. There is no amount of money that can compensate them for the loss of enjoyment of life and the traumatic nature of catastrophic injuries. We help our clients to decide about a proposed settlement by seeking to understand what is important to them. Some clients have a strong desire for justice—sometimes that requires that we file a lawsuit. Other clients are simply ready to move forward with life and decide that the insurance company is making a fair offer. The decision is always yours, and we are here to maximize the offer to you, then help you decide if you want to accept it.

Speak With A Personal Injury Lawyer Today

Want to speak with someone today to get an answer to the question “What is my personal injury claim worth?” The consultation is free. Our job is to help you understand your rights and explain whether we think we can assist you with your claim. Our goal is to help you achieve the best outcome possible. You can reach us at 704.749.7747, or click HERE to request a call from a lawyer today.

South Carolina Car Accidents

The Layton Law Firm can assist with South Carolina car accidents. Our firm has attorneys licensed in both North and South Carolina, and we also routinely work with other law firms in South Carolina on cases, depending upon the location of the accident. While our physical office is in Charlotte, NC, we will travel to you if necessary, to sign paperwork, or make any other arrangements in order to move forward with your claim.

Choosing A Personal Injury Lawyer

Depending upon the location of your accident, and where you live, you will need to make sure you have a law firm capable of representing you in that state. Once you make that determination, the next most important factor is determining whether the firm you are considering is a good fit for you. The personal injury lawyer-client relationship is a lengthy relationship and can involve years of litigation in some instances. It is important to speak at length with the personal injury lawyer so you can get your questions answered and make an informed decision about representation.

What To Expect

Clients who have been injured are frustrated. You did not ask to be in a car accident or a slip and fall accident, and you are dealing with injuries which change your life. Most clients want the situation to  resolve as quickly as possible. We understand that. Unfortunately, in order to guarantee you are treated fairly in any settlement or litigation matter, it usually requires a lengthy journey to get to the finish line.

Given the lengthy nature of most personal injury cases, you should establish with your lawyer how often you will be updated, and by whom. It is not uncommon for a law firm to have a case manager or litigation manager who will be assigned to your case. He or she will be your primary contact regarding updates, and of course you will speak with the attorney throughout the process as well.

Speak With A Personal Injury Lawyer Today

If you would like to speak with a personal injury lawyer today, the consultation is free. Our job is to help you understand your rights and explain whether we think we can assist you with your claim. Our goal is to help you achieve the best outcome possible. You can reach us at 704.749.7747, or click HERE to request a call from a lawyer today.

 

Will I Win My Personal Injury Claim?

Will I win my personal injury claim? – A great question. First, let’s take a step back and recognize that one client or lawyer may define winning differently than another client or lawyer. Our goal is to get the best result possible for you. If it’s a settlement offer, we negotiate to the highest offer and help you decide whether to accept that offer. If it’s a trial result, our goal is to convince a jury that the other party is responsible and that you deserve to be compensated fairly for your damages.

We work on contingency, which means we don’t get paid if you don’t get paid. As a result, we believe clients can feel comfortable that if we are willing to work on their case without a guarantee of payment, that means we believe in the claim or case.

Getting A Fair Result In Personal Injury Is Tough

We work every day to help clients receive fair treatment from at-fault parties. If you’ve negotiated with an insurance company before, you know that they are not generous. Because North Carolina is a Contributory Negligence state, insurance adjusters commonly argue your case has a low value and that you would most likely lose in court.

If insurance companies aren’t arguing that you were partially at fault, they will often look for gaps in your treatment, a failure to complete treatment, or a prior injury. Each of these will be used to convince you that your case is worth less than you think it is.

Personal Injury Attorneys Protect You

It is our firm belief that a personal injury attorney will not only help you achieve the best result but will help protect your rights along the journey. Whether you choose to work with our law firm or another personal injury law firm, you should strongly consider hiring legal counsel to help you with your car accident claim or slip and fall claim.

In addition to persuading insurance companies and opposing counsel that your case deserves fair compensation, your personal injury attorney will work to negotiate your medical billing and address any health insurance liens resulting from your accident. A failure to address these when negotiating a claim on your own often means you are pursued by medical creditors or lienholders after settlement—a horrible result.

Winning your personal injury claim is a combination of achieving the best offer possible, combined with making sure you are not left to deal with your medical bills after settlement. Federal and State law provides a set of rules by which all settlements should abide. Your personal injury lawyer will be familiar with these laws and apply them to your settlement. In many cases, you can limit the medical bills which are paid out of your settlement or negotiate the medical bills down so that your settlement is not used to simply pay your medical bills, leaving nothing for you.

Determining Your Case Value

While every case is different, we will discuss the value of your case with you once we have enough information about your injuries, lost wages, and medical treatment. Because there are numerous components to a personal injury claim, our team will work with you to uncover the true nature of your losses, to build value in your case.

Once our firm has gathered all billing, records, and other items related to your case, we will work with you to set an amount to demand from the insurance company for settlement. Presenting your claim to the insurance company is done through a demand package which the law firm builds throughout the representation. We will review the demand package with you before submission to the insurance company, and use the contents of the demand package to attempt to negotiate a settlement with the other side.

Speak With A Personal Injury Lawyer Today

If you’d like to speak with someone today, the consultation is free. Our job is to help you understand your rights and explain whether we think we can assist you with your claim. Our goal is to help you achieve the best outcome possible. You can reach us at 704.749.7747, or click HERE to request a call from a lawyer today.

Do I Qualify For Workers’ Comp  in NC?

In a typical Workers’ Comp case, you will qualify for Workers’ Comp in NC if your case meets these requirements:

You must be employed

Your employer must carry Workers’ Comp insurance

You must have sustained a work-related injury or illness, and

You must meet North Carolina’s deadlines for reporting the injury and filing a workers’ comp claim.

After promptly notifying your supervisor about your desire to file for workers’ comp, a form 18 should be completed and filed within 30 days. The employer and/or insurance carrier should receive a copy while you keep one for yourself. This form must be filed within two years of the injury taking place. All of these components are critical for you to qualify for Worker’s Comp. You can hire a Workers’ Comp lawyer at any time during the process of your claim; however, it is best to involve an attorney earlier rather than later, to help preserve your rights under your case and to help build your case as time goes by.

Common On The Job Injuries that Qualify for Workers’ Comp

Getting hurt on the job is never a good outcome. Unfortunately, some injuries do not qualify for Worker’s Comp in NC. Generally speaking, injuries that occur in the workplace or while doing something on behalf of your employer, are qualifying injuries for Workers’ Comp in NC. Other injuries include those sustained while operating a company vehicle or traveling as a passenger in a company vehicle. For example, delivering mail, or traveling to a client destination. If you are injured during a company sponsored event, you may have the option of choosing between Workers’ Comp and Personal Injury. Your choices will depend upon the facts which led to the injuries. Your injury attorney can help you understand the factors which trigger pursuing Workers’ Comp vs. Personal Injury. Lastly, while you may have a claim for mental injuries such as anxiety or depression, you will typically need a physical connection to those injuries in order to claim them. If you claim PTSD as part of your injury, and you can tie the PTSD to a physical injury you sustained on the job, you are well on your way to making the necessary connection.

Which Employers Must Carry Workers’ Comp Insurance?

Any employer in North Carolina who employs three or more individuals must carry Workers’ Comp insurance. Often, a Workers’ Comp lawyer will devote resources to establishing that an employer actually has three or more employees. In ever-changing work structures, there are many times that an employer employs only independent contractors. While it is permissible to employ an independent contractor, an employe cannot use the status as a way to avoid Workers’ Comp insurance or paying a Workers’ Comp claim. Your attorney can help to successfully recover against the employer in these situations.

There are some allowable exceptions to the requirement to carry Worker’s Comp for an employee whether they are in independent contractor or not. Housekeepers and/or domestic servants that are directly employed by the household, certain farm laborers, and certain railroad employees are among them. Employers who fail to carry workers’ compensation insurance may face stiff financial penalties, be charged with a misdemeanor, be charged with a felony, and be imprisoned. If your employer fails to carry required workers’ compensation insurance, you should report the lack of workers’ compensation insurance or approved self-insurance to the NCIC Fraud Section and, if injured, should file a form 18 and form 33.

Coverage For Permanent Partial Disability

Permanent partial disability cases are some of the most common Workers’ Comp cases. The disability can originate from either a work related injury or an occupational disease. Permanent partial disability means that there is a permanent impairment which causes an employee to be unable to complete certain work related tasks to the best of their ability. This disability can be a physical impairment caused by a work related accident, or even a mental condition caused by the job. For example, post traumatic stress disorder. Physical examples of permanent partial disabilities include losing a limb, carpal tunnel syndrome, loss of vision in one eye (both eyes would be considered total disability), nerve damage, or a knee injury that causes walking or standing for prolonged amounts of time to be painful.

Workers’ Comp claimants routinely find themselves in a battle between their doctor and the Workers’ Comp doctor, over the percentage disability and whether it will be permanent or temporary. Good Worker’s Comp claims are won and lost over these distinctions and your lawyer will assist with building a case for the worst case scenario for your injury, to combat the insurance lawyer’s attempt to minimize your injury and the amount you should be compensated for it.

Lost Wages Claims

Lost wages are compensable in Workers’ Comp; however, even if you qualify for Worker’s Comp in NC, only a percentage of your lost wages will be paid under a Workers’ Comp claim. While this is true, when combined with a permanent partial disability, the total compensation is meant to compensate you for the injury and the financial loss you have suffered and will continue to suffer over time.

Speak With A Worker’s Comp Lawyer Today

If you would like to speak with an attorney about your Workers’ Comp or personal injury case, we’re here to help. The call is free and you will come away with a much better understanding of your options. You can reach us at 704.749.7747 or click to request a FREE CASE EVALUATION, and we will be in touch shortly.

Further Reading

If this article was helpful, you may find other helpful articles on our Personal Injury Blog. Thank you for visiting the website—we hope it has been helpful.

How Do I Find A Personal Injury Lawyer Near Me?

Finding a personal injury lawyer near you should be easy. Google will usually show search results that are relevant to your search for a personal injury lawyer, both by content and geographic location. Keep in mind that most personal injury law firms have the ability for you to sign up by internet, email, or mailing you a packet. If you’d like to speak with an attorney today, simply request a phone consultation HERE and we will reach out immediately.

If you are in an accident in North Carolina, The Layton Law Firm can help you. Our office is in SouthPark in Charlotte, NC; however, we handle Car Accident cases, Truck Accident cases, Slip and Fall cases, Pedestrian Cases, and Wrongful Death cases across the state of North Carolina. If your accident was in South Carolina, we can work with you to start your case with one of the South Carolina litigation law firms we routinely work with.

Determining Whether You Have A Personal Injury Claim Or Case

A phone consultation with a personal injury lawyer should provide you with enough information to decide if you have a valid personal injury claim. Most personal injury lawyers work on a contingency basis. This means that the law firm only gets paid if they are able to obtain a settlement or jury verdict. Our firm routinely works on contingency with clients. We believe this serves the client well. First, the client does not have to pay out of pocket for legal protection and can find representation immediately. Second, if your personal injury lawyer is interested in your case and is agreeable to working on a contingency basis, it’s a good sign that the lawyer believes you have a valid case—they wouldn’t work for ‘free’ if they thought they were not going to eventually get a result for you.

Deciding On A Personal Injury Lawyer

It’s important to choose a lawyer who you believe is capable of handling your case, and who will be good to work with. Our office routinely receives phone calls from clients who are working with other personal injury lawyers and can’t get a phone call returned or feel like their case hasn’t been touched in months. When you choose to work with The Layton Law Firm, we make sure to communicate regularly with you. We provide you updates as the case or claim progresses, and we involve you in the critical steps in the settlement process. You’ll never feel neglected or ‘out of the loop’ as it relates to your case.

Speak With A Personal Injury Lawyer Today

If you’re asking “How do I find a personal injury lawyer near me?” the answer is easy—you’ve found one. We can help you with your case and we would love to hear from you. If you would like to speak with an attorney about your personal injury case, we’re here to help. The call is free and you will come away with a much better understanding of your options. You can reach us at 704.749.7747 or click to request a FREE CASE EVALUATION, and we will be in touch shortly.

Further Reading

If this article was helpful, you may find other helpful articles on our Personal Injury Blog. Thank you for visiting the website—we hope it has been helpful.

 

The Insurance Company Is Totaling My Car

If you are in a car accident and the damage to your car exceeds 65 to 70 percent of the value of your car, your car may be ‘totaled’. According to Insurance.com, your car will also be totaled if the repair estimate exceeds the fair market value. Keep in mind that if you’re in a car accident, you have two potential claims that arise from that accident. First, you have a property damage claim. This is the claim which relates to your vehicle. Second, you may have a personal injury claim. Even if you are handling your property damage claim on your own, a discussion with a personal injury lawyer about both claims is a great next step in the process. The personal injury claim relates to your pain and suffering, lost wages, and medical bills, but will not include repayment for loss of or damage to your vehicle.

Keeping A Totaled Vehicle After A Car Accident

If you want to keep your totaled vehicle after your car accident, your insurance company will typically pay you the cash value of the vehicle minus any deductible according to your policy. From there, you can arrange to have repairs made to the vehicle. In many cases, clients do choose to keep a totaled vehicle and make the repairs.

Check With Your Insurance Company About Coverage Going Forward

If you are planning to keep and operate a totaled or “salvage” vehicle, it’s important to make sure you will be able to get insurance coverage for the vehicle. Every insurance company is different. You can start by asking your current auto insurance company about covering the salvage vehicle. If that is not an option you can reach out to other insurance companies for the same purpose.

Selling Your Totaled Car After A Car Accident

Another thing to keep in mind is the trade-in or sale value of your vehicle may be zero if the insurance company is totaling your car after the accident. The title database maintained by insurance companies will alert any buyer that the vehicle has been totaled. You also have an affirmative duty to disclose to any potential buyer that the insurance company totaled the car.

Totaled Cars And Gap Insurance

If your car is totaled and the amount the insurance company is giving you for the totaled car does not cover the loan amount, you have a deficiency for which you may be responsible. Longer length loans on vehicles, coupled with rolling negative vehicle debt into a trade-in often results in an “upside-down” vehicle. When the insurance company totals the car, you’re left with the loan to pay.

If you purchased what is commonly known as gap insurance, it will pay the difference between what you receive for the car and the remainder of the loan. The purpose of gap insurance is so that you don’t get stuck with unsecured or leftover debt after the insurance company makes their payment to you.

Purchasing A New Car After A Car Accident

Many of our personal injury clients are in need of a new vehicle after a car accident. While the personal injury claim does not include value for the loss of the vehicle, there is no rule that says you can’t spend some or all of your personal injury settlement funds on a down payment for a new car. Your personal injury lawyer can help you to sort through all of these issues and provide guidance in addition to protecting you against unfair treatment by the insurance company or companies involved in the car accident and compensation resulting from it.

Speak With A Personal Injury Lawyer Today

If you would like to speak with an attorney about your personal injury case, we’re here to help. The call is free and you will come away with a much better understanding of your options. You can reach us at 704.749.7747 or click to request a FREE CASE EVALUATION, and we will be in touch shortly.

Further Reading

If this article was helpful, you may find other helpful articles on our Personal Injury Blog. Thank you for visiting the website—we hope it has been helpful.

 

 

 

 

Can I File A NC Workers’ Compensation Claim

If you’ve been injured on the job, you can file a North Carolina Workers’ Compensation claim. Whether your claim will be successful will depend upon the facts of your case and how well your Workers’ Compensation attorney constructs the arguments in favor of recovery.

Procedure Steps For Filing A Workers’ Compensation Claim

Step 1 – Report the injury. You should report the injury to your employer as soon as possible. This should be done in writing, to establish evidence that you provided your employer with notice of the claim. The employer can be unfairly prejudiced if they are not given an opportunity to evaluate the claim in a timely manner. Additionally, in an accepted Workers’ Comp claim, the employer has the right to direct where you receive treatment.

Step 2 – Complete Form 18. Form 18 is the Notice of Accident to Employer and Claim of Employee, Representative, or Dependent for NC Workers’ Compensation Benefits. The form can be found online for download. A Workers’ Compensation attorney with a North Carolina Industrial Commission ID and login can submit the form for you electronically. This form should be filed with the Industrial Commission, provided to the employer, and finally, a copy should be kept by the employee for their records. Ideally, the form is filed within 30 days of the injury, and certainly within two years of the date of the injury.

Step 3 – Await your employer’s response. If you need medical attention in the meantime, you should pursue it. However, within 14 days of submitting the form, your employer should respond either by denying the claim, accepting the claim, or requesting an extension from the Industrial Commission. If your claim is denied, it doesn’t mean you can’t still fight for a Workers’ Compensation award. It just means your employer has spoken as to their belief that the injury should not be covered by the Workers’ Compensation Act.

Consult With A NC Workers’ Compensation Lawyer

Workers’ Compensation differs from a personal injury in a few ways. Specifically, when you have a denied claim, it’s important to seek counsel from an attorney familiar with Workers’ Compensation in North Carolina. The denial of your claim means you will need to seek medical treatment on your own and pursue your employer for reimbursement after the fact. While you may ultimately have to request a hearing with the Industrial Commission in hopes that they decide the claim should have been covered by the employer, there are many additional steps along the way.

Your Workers’ Compensation attorney will keep track of your recovery progress with you, and when treatment is complete, he or she will submit a demand package to the employer. Even though the claim is denied, this package will present the facts of your injury together with the medical treatment and billing, in hopes the employer will reconsider. At this time, your Workers’ Compensation attorney will most likely be dealing with opposing counsel representing the employer.

The two parties can enter into mediation together, in hopes of resolving the claim. Mediation is usually conducted prior to requesting a hearing on the matter. Quite often the parties are able to reach an agreement—even on a denied claim—through the mediation process. If mediation fails, requesting a hearing is the next step in the process. While the ultimate goal of mediation is to reach an agreement, the parties are forced to mediate prior to the hearing for the purpose of saving the time and efforts of the Industrial Commission. Each matter that settles at mediation is one less case for the commission to facilitate.

The Workers’ Compensation Settlement Agreement

If you’re able to reach an agreement, it will be memorialized in a document known as a Clincher. This 10-page document is drafted by defense counsel and edited and approved by your attorney. It details the facts leading up to the injury, together with the details of the injury suffered, and all medical bills associated with the injury. The Clincher is accompanied by a Release—a document where you are settling the matter once and for all in exchange for the settlement.

Lastly, your settlement agreement will detail your responsibility with regard to your medical bills, and address for the commission how you are proposing to address Medical Liens in your Workers’ Compensation settlement.

Workers’ Compensation Attorney Fees

Whereas personal injury attorney fees are generally one-third of your settlement (and slightly more if a lawsuit needs to be filed), Workers’ Compensation attorney fees for the plaintiff are capped at 25%. The paperwork your Workers’ Comp attorney provides you will clearly spell out the attorney-client fee agreement. One important note is that much like personal injury if your Workers’ Compensation lawyer doesn’t recover anything for you, you should not owe them anything.

Speak With A Workers’ Compensation Lawyer Today

If you would like to speak with an attorney about your personal injury case, we’re here to help. The call is free and you will come away with a much better understanding of your options. You can reach us at 704.749.7747 or click to request a FREE CASE EVALUATION, and we will be in touch shortly.

Further Reading

If this article about North Carolina Workers’ Compensation claims was helpful, you may find other helpful articles on our Personal Injury Blog. Thank you for visiting the website—we hope it has been helpful.

 

 

 

How Do Insurance Companies Calculate Pain And Suffering

Clients often wonder how insurance companies calculate pain and suffering. Technically, if you take any settlement and subtract out the medical billing and the lost wages, you are left with what might be referred to as pain and suffering. Essentially, this is anything above and beyond actual expenses. Logic would tell you that is what is being offered to compensate you for your suffering.

Pain And Suffering Isn’t That Simple

Truthfully, your Average Personal Injury Settlement doesn’t really work that way. Two different personal injury attorneys may end up with two different results for the same client. This tells us that pain and suffering are a component of each settlement, but in the end, the skill set of your personal injury attorney will determine whether your pain and suffering is maximized in your settlement or jury verdict.

Your damages can be broken into a few categories:

Current Damages – Current medical expenses, Lost wages, and General damages. These include of course your doctor visits and prescriptions, physical therapy, chiropractic, etc.

Future Damages – Future medical expenses, Future lost wages, and Future general damages. While these are not always certain, a doctor’s opinion can be attained in most cases, to try to prove the likelihood of the need for future treatment.

Rehabilitation Damages – If your recovery will involve or require training or re-directing of a career or vocation, you may have rehab damages.

Punitive Damages – Lastly, though uncommon in North Carolina, punitive damages are meant to punish the at-fault party. These go above and beyond your pain and suffering and usually are a dollar amount chosen which represents the desire to “send a message” to the at-fault party that this type of behavior will not be tolerated. A classic example is an award given in the McDonalds hot coffee case. The amount of the award was very high, presumably to send the message to corporations that they need to be more careful with hot coffee.

Forget Pain And Suffering And Focus On Value

If you could listen in on your personal injury attorney’s conversations with the insurance adjuster or opposing counsel, you would find the attorney rarely mentions the phrase pain and suffering. There’s a reason—both sides can strongly disagree about a dollar amount which is fair. Instead, the attorney works to build your case based on facts and categories of damages such as those mentioned above. Rather than argue about what you’ve been through, your attorney will argue what it’s going to take to get you back to where you were before the accident.

There are of course accidents that involve a terrible amount of pain and suffering, and in those cases, they play a larger role. For instance, if a claimant witnessed the loss of a loved one, or the experience itself was horrific. A vehicle that rolls over three times on the highway involves more pain and suffering than a fender bender on a city street, even if the injuries are the same.

You Need Someone Who Enjoys Arguing

It sounds funny to say, but it is our opinion that you need a personal injury lawyer who actually enjoys arguing. Not in the sense that it makes their day to argue with someone. Instead, you need someone who is interested in building an argument for you. A personal injury attorney and law firm that looks at your case with fresh eyes and can tell the story of your case in a convincing manner will help to maximize the value of your case. In the end, that means a better result for you.

Our clients love that we take a genuine interest in defending their right to be fairly compensated. While none of our Reviews specifically indicate that we love to argue, we find that a client feels satisfied when they know their lawyer went the distance for them– this includes standing our ground against opposing counsel in a personal injury matter.

Speak With A Personal Injury Lawyer Today

If you would like to speak with an attorney about your personal injury case, we’re here to help. The call is free and you will come away with a much better understanding of your options. You can reach us at 704.749.7747 or click to request a FREE CASE EVALUATION, and we will be in touch shortly.

Further Reading

If this article was helpful, you may find other helpful articles on our Personal Injury Blog. Thank you for visiting the website—we hope it has been helpful.

 

Neck Pain From A Car Accident

If you have neck pain from a car accident, you should seek medical attention quickly. Quite often, we don’t feel the pain from a car accident until several days later. This is partly due to the adrenaline or endorphins which mask the pain; however, after a day or two we realize we have been injured. Treating neck pain from a car accident not only helps to ensure your health, it also protects any legal rights you may have against the driver who hit you.

Treating Early Protects Your Rights

If you wait to treat your car accident injuries for any length of time after the car accident, you open yourself up to objections by the other driver’s insurance company. For instance, suppose you are in a car accident on January 1st. On January 3rd you start to feel aches and pains. You’re busy with work and keep thinking it will go away. You take ibuprofen a few times a day and you’re getting by, until you realize you need to get help. You wait until January 30th to get treated.

If you pursue a personal injury claim against the driver who hit you, you will face scrutiny from the insurance adjuster on two levels. First, the adjuster will claim that there is a chance you injured yourself between January 1st and January 30th, which had nothing to do with the accident. They will object to paying for the treatment on the “gap in treatment”. Second, the adjuster will argue that even if the pain was related to the January 1st accident, you must not have been in that much pain if you waited 30 days to get treated—this means you can expect a low settlement offer. You can read more on our blog about The Value Of Your Personal Injury Claim.

Car accidents and the mechanics of a personal injury claim are unique in this manner. By seeking treatment early, you take care of yourself and you preserve your rights.

Paying For The Expense Of Treatment

Your health insurance should cover any emergency room treatment or hospital treatment you require, minus your co-pay. However, insurance won’t always cover chiropractic treatment, which is the most common treatment for neck pain from a car accident. Fortunately, most chiropractors in Charlotte and the surrounding area will treat on a “Lien Status”. This means the chiropractor will treat you at no cost, and wait to get paid from your car accident settlement. You can read more on our blog about Medical Liens In Personal Injury.

If your chiropractor is going to treat you on Lien Status, they will probably want an opinion from your personal injury attorney that the accident was not your fault. They may also ask for a copy of the police report. They are only doing so to protect themselves. If the accident was your fault, there won’t be a personal injury settlement and the chiropractor won’t get paid. This doesn’t mean you can’t get treatment from the chiropractor—in fact, if you’re injured, you absolutely should get treated. It does mean, however, that you will bear the expense of the treatment.

Start By Choosing A Personal Injury Lawyer

If you are having neck pain from a car accident, start by calling a personal injury lawyer. The Layton Law Firm can help examine the details and facts from your accident, and make an assessment as to whether the accident was your fault. This will give you some confidence that whatever treatment you incur may be paid by your car accident settlement, should you be able to reach one. You can read more on our blog about Medical Bills In Personal Injury.

Speak With A Personal Injury Lawyer Today

If you would like to speak with an attorney about your personal injury case, we’re here to help. The call is free and you will come away with a much better understanding of your options. You can reach us at 704.749.7747 or click to request a FREE CASE EVALUATION, and we will be in touch shortly.

Further Reading

If this article was helpful, you may find other helpful articles on our Personal Injury Blog. Thank you for visiting the website—we hope it has been helpful.