In a Chapter 7, you file your bankruptcy with your attorney, and about 40 days later you will have a short meeting at the courthouse. Your attorney will attend with you, and the meeting only lasts a few minutes. About 60 days after the meeting, you should receive your discharge and the case will be closed. There are exceptions, but that is generally how long a Chapter 7 takes.
In a Chapter 13, you file bankruptcy with your attorney, and have your meeting about 40 days later. A Chapter 13 is different however, in that you have an ongoing monthly payment in Chapter 13. As a result, your bankruptcy is typically open for 36 to 60 months, depending upon the length of the plan you and your attorney file. After the final payment, you’ll receive your discharge.