Lost Income From Car Accidents
If you’re in a car accident, chances are you will have lost income. Lost income from car accidents can be recovered in a personal injury claim. Your Charlotte personal injury attorney must establish or prove the amount of time lost, the wages associated with that time, and the connection to the accident. The key is documenting all aspects of your lost wages claim in order to recover lost income from your accident. You can significantly change how much your car accident is worth, with a successful lost wages claim.
Establishing Your Wages Prior To The Car Accident
In order to claim lost income from car accidents, you must first establish the wages you were making before the car accident. The personal injury adjuster will want to see proof of your wages, which can be established by some or all of the following:
A Signed, Notarized Wage Form From Your Employer
When you provide one or more of the above items to your personal injury lawyer, they can use that documentation as the foundation to prove the wage you were earning right before the car accident occurred. Unless there was a change in your employment status, it is safe to assume the same wage would have been paid to you if you continued to work and had never been in the accident.
Establishing Your Missed Hours
Your employer will need to complete a Lost Wages Form for your injury lawyer. Typically, someone at your job with authority to do so will complete the form. The form will need to disclose your average weekly hours, your hourly wage, the date range during which you missed work, and the total hours missed. With this information, your lawyer can calculate the total wages lost as a direct result of the accident.
Claiming Lost Earning Capacity
There are some instances in which your car accident may lead to a permanent reduction in your ability to earn wages. For instance, if your car accident leads to a permanent disability rating, it will most likely mean you can no longer work full time, or can no longer perform the job you performed prior to the accident.
In order to claim any sort of permanent lost earning capacity, you will need a doctor to verify your disability. Your personal injury lawyer can work with you in order to obtain an opinion from an independent medical examiner, which will indicate your lost wage earning capacity. This opinion will serve as evidence, whether your claim is a Workers’ Compensation claim or a personal injury claim. It’s important to note that the attorney for the insurance company will most likely find a way to provide an opinion which argues there is not permanent lost earning capacity resulting from the accident. Both sides will argue these points as they negotiate the lost income from your car accident.
Claiming Lost Wages If You’re Self-Employed
If you are self-employed, you can expect a much more difficult process regarding a lost wages claim from a car accident. Self-employed individuals are often paid inconsistently due to the nature of being self-employed. Your attorney will work with you to gather as much information as possible in order to support your claim. What is most beneficial is to have a strong history of self-employment income which can be compared to your income after the accident.
Speak With A Personal Injury Lawyer Today
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If you have significant economic losses from a personal injury claim and you’re having trouble paying bills, you may consider a Bankruptcy filing. You can read about your options on our Bankruptcy Blog.