Neck Pain From A Car Accident
If you have neck pain from a car accident, you should seek medical attention quickly. Quite often, we don’t feel the pain from a car accident until several days later. This is partly due to the adrenaline or endorphins which mask the pain; however, after a day or two we realize we have been injured. Treating neck pain from a car accident not only helps to ensure your health, it also protects any legal rights you may have against the driver who hit you.
Treating Early Protects Your Rights
If you wait to treat your car accident injuries for any length of time after the car accident, you open yourself up to objections by the other driver’s insurance company. For instance, suppose you are in a car accident on January 1st. On January 3rd you start to feel aches and pains. You’re busy with work and keep thinking it will go away. You take ibuprofen a few times a day and you’re getting by, until you realize you need to get help. You wait until January 30th to get treated.
If you pursue a personal injury claim against the driver who hit you, you will face scrutiny from the insurance adjuster on two levels. First, the adjuster will claim that there is a chance you injured yourself between January 1st and January 30th, which had nothing to do with the accident. They will object to paying for the treatment on the “gap in treatment”. Second, the adjuster will argue that even if the pain was related to the January 1st accident, you must not have been in that much pain if you waited 30 days to get treated—this means you can expect a low settlement offer. You can read more on our blog about The Value Of Your Personal Injury Claim.
Car accidents and the mechanics of a personal injury claim are unique in this manner. By seeking treatment early, you take care of yourself and you preserve your rights.
Paying For The Expense Of Treatment
Your health insurance should cover any emergency room treatment or hospital treatment you require, minus your co-pay. However, insurance won’t always cover chiropractic treatment, which is the most common treatment for neck pain from a car accident. Fortunately, most chiropractors in Charlotte and the surrounding area will treat on a “Lien Status”. This means the chiropractor will treat you at no cost, and wait to get paid from your car accident settlement. You can read more on our blog about Medical Liens In Personal Injury.
If your chiropractor is going to treat you on Lien Status, they will probably want an opinion from your personal injury attorney that the accident was not your fault. They may also ask for a copy of the police report. They are only doing so to protect themselves. If the accident was your fault, there won’t be a personal injury settlement and the chiropractor won’t get paid. This doesn’t mean you can’t get treatment from the chiropractor—in fact, if you’re injured, you absolutely should get treated. It does mean, however, that you will bear the expense of the treatment.
Start By Choosing A Personal Injury Lawyer
If you are having neck pain from a car accident, start by calling a personal injury lawyer. The Layton Law Firm can help examine the details and facts from your accident, and make an assessment as to whether the accident was your fault. This will give you some confidence that whatever treatment you incur may be paid by your car accident settlement, should you be able to reach one. You can read more on our blog about Medical Bills In Personal Injury.
Speak With A Personal Injury Lawyer Today
If you would like to speak with an attorney about your personal injury case, we’re here to help. The call is free and you will come away with a much better understanding of your options. You can reach us at 704.749.7747 or click to request a FREE CASE EVALUATION, and we will be in touch shortly.
If this article was helpful, you may find other helpful articles on our Personal Injury Blog. Thank you for visiting the website—we hope it has been helpful.