Chris Layton

We know you have a lot to manage right now. Providing paperwork for bankruptcy can seem tedious. That’s why we offer an easy electronic option for completing a bankruptcy questionnaire, and also accept and deliver documents electronically if that is your preference. The goal is to obtain the required information from you, while making the process as easy as possible for you.

Most Charlotte bankruptcy clients of mine are relieved to find out that once they have completed the bankruptcy questionnaire they are done with 80% of the work. All that remains is turning over monthly statements for accounts and attending the short meeting with the bankruptcy trustee. Here is a list of paperwork required for bankruptcy.

Last Six Months of Statements

Whether you’re filing a Chapter 7 or a Chapter 13, you’ll need to provide your attorney with copies of the last six months of statements for all credit cards and bank statements. You’ll also need to provide up to date statements for medical bills, vehicles and other loans.

Last Two Years of Taxes

You’ll need to provide your bankruptcy attorney with copies of the last two years of tax returns. These are used to verify income. If you’re expecting a tax refund on a return that has been filed, these documents will also show that, and be used by your attorney and the bankruptcy trustee to determine if you can keep your return. Most of my clients expecting a return are allowed to keep it.

Retirement Account Statements

You’ll need to provide the last six months of statements for retirement accounts. Usually this means two quarterly statements. These are typically available online and easily saved as PDF for delivery to the law office.

Other Account Info

If you have other accounts, whether they are loans, debts or assets, you’ll need to provide an updated statement of these accounts. Remember, bankruptcy is about disclosure. In exchange for your honesty and openness with the bankruptcy court, you get tremendous and powerful relief from the burden of your debts.

Our goal is to make this process seamless and easy. From the day you decide to file with us you should feel relief. Reach out to us today to talk about your options and get started. Call 704.749.7747 for a free phone consultation with a bankruptcy attorney today. Or, while you’re online, take a few moments to fill out our online Bankruptcy Evaluation and we will get back to you ASAP.