Chapter 13 Archives • The Layton Law Firm

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How Is A Chapter 13 Plan Calculation Performed?

How Is A Chapter 13 Plan Calculation Performed? A Chapter 13 plan calculation is based on two premises: your budget (ability to pay), and your mandatory repayments. The Chapter 13 Budget One premise behind Chapter 13 is that you must pay…

Can I File Bankruptcy Without My Spouse?

Bankruptcy, Chapter 13, Chapter 7

Can I File Bankruptcy Without My Spouse? Yes, you can file bankruptcy without your spouse. When deciding whether to file bankruptcy with or without your spouse, there are a few factors to consider. We’re here to help you sort through the…

Filing Bankruptcy With A Pending Lawsuit

Bankruptcy, Chapter 13, Chapter 7

Filing Bankruptcy With A Pending Lawsuit If you file bankruptcy with a pending lawsuit, the legal action against you will come to a halt pursuant to the Automatic Stay in bankruptcy. This means the creditor attempting to turn your debt into…

Is Bankruptcy Public Knowledge?

Bankruptcy, Chapter 13, Chapter 7

Is Bankruptcy Public Knowledge? Yes, your bankruptcy filing is public knowledge. However, the chance of someone finding out you filed bankruptcy is not as good as you might think. In fact, other law firms routinely call our office to ask us…

How Does Bankruptcy Affect Tax Refunds?

Bankruptcy, Chapter 13, Chapter 7

How Does Bankruptcy Affect Tax Refunds? Tax refunds are protected in bankruptcy by the bankruptcy exemptions available to all debtors. Your tax refund is an asset, and must be declared as an asset on your bankruptcy case filing. By applying…

How Does Chapter 13 Work?

Bankruptcy, Chapter 13

How Does Chapter 13 Work? The way Chapter 13 works is the Debtor proposes a Chapter 13 Plan to the court. If approved, the Debtor will make monthly payments directly to the Chapter 13 Trustee’s office. The Chapter 13 plan can be used to address…

Emergency Bankruptcy Filing

Bankruptcy, Chapter 13, Chapter 7

Emergency Bankruptcy Filing If you need an emergency bankruptcy filing, we can help. Most emergency bankruptcy filings are for the purpose of stopping a foreclosure in North Carolina. Provided you file your bankruptcy within 10 days after the…

Charlotte Bankruptcy Attorney Reviews

Bankruptcy, Chapter 13, Chapter 7, Paying For Bankruptcy

Charlotte Bankruptcy Attorney Reviews Charlotte bankruptcy attorney reviews should be an important part of your decision to hire a bankruptcy lawyer. Often, reviews are less specific as to the results the bankruptcy attorney achieved, and more…

Does Bankruptcy Cover Student Loans?

Bankruptcy

No, bankruptcy does not cover student loans. Well, at least bankruptcy does not "get rid of" student loans. This is the starting point in the discussion regarding educational loans and bankruptcy. While student or educational loans are not discharged…

Does Debt Settlement Affect My Credit Score?

Bankruptcy, Chapter 13, Chapter 7, Credit Score

Does Debt Settlement Affect My Credit Score? Yes, you can expect that a debt settlement will negatively affect your credit score. Most reliable sources such as Experian.com, and Creditkarma.com indicate that if your credit score is 700 or higher,…

Google Rating

4.9

Based on 30 reviews

The Layton Law Firm

4.9

Latoya Hanson

20:45 12 Apr 19

Attorney Layton has been nothing but professional. I highly recommended using him for your legal needs. I have already recommended him to people.

annie team cassy team boom

18:52 09 Apr 19

Chris layton is the best lawyer he reply fast and explain very well. And make u understand and his very patient very cool and not rude will reply to reguardless and will answer any questions regarding anything yoy ask him hes very responsible very pleasent nice attitude best attorney need more people like him hes the best i would reccomand him

Darryl Barnes

20:40 03 Apr 19

Super customer service! Took the time to walk me through options and was very responsive.

Alissa King

01:16 27 Feb 19

Chris has been a pleasure to speak with. I have not used his legal services, however, I am positive his attention to detail, quick responses and personability would be a huge asset. There is a lot to be said about a friendly attorney who cares about the person, not just the case and I believe Chris Layton is that attorney.

Brian Verrico

20:10 11 Feb 19

Chris helped our small business navigate through the complex web of negotiating with a large fortune 500 company. Great experience for us. Thanks Chris!

Bryce Kinnamon

17:47 15 Jan 19

I felt this firm was very professional but also personally above and beyond with us. We had a very traumatic event in our family that required the services of Chris Layton. He was a great help to us in our time of need. I highly recommend!

Flor de Liz Cerna

21:13 18 Nov 18

Requested a free consult for finding oyt info on bankruptcy and i was asked to put a $500 deposit. Defeats the purpose of a free consult.. i rather speak with the other attys who do indeed offer u a free consult. Already have a few scheduled.

Kelly Geissler

16:56 14 Nov 18

I encountered one of the hardest things to endure this past year, loosing a parent. My father lost his fight to cancer, earlier than I had anticipated. While my fathers time was so precious at the end, I had consulted with attorney Layton on assisting me with setting up my fathers will. He graciously obliged and made me feel at ease, knowing this was my first time going through loosing a parent, he was very courteous and understanding.Attorney Layton answered all my questions and walked me through the process. I am very grateful to have had his knowledge and expertise.

Cody Taylor

15:54 31 Oct 18

All of my interactions with Chris and Jenny were positive. I highly recommend them to anyone seeking their counsel.

Noble Anthony

15:12 01 Oct 18

Chris was excellent with handling my case in a timely manner. The service was excellent and the results were wonderful. Also, not to mention his asssitant Jenny was a phone call away and she is very knowledgeable and easy to talk to about a problem that I might have had about my case.

Chaz Black

02:32 19 Sep 18

Chris is a great lawyer! He's very dedicated and committed to you from start to finish. We were working on my case for 2yrs before I settled! He communicated with me to make sure I was aware of everything and he made sure I got the most out of my settlement!!Bridgett McKinley

Darren Witherspoon

11:24 01 Aug 18

Bobbie Tornblom

19:33 12 Jul 18

Chris Layton has been the most pleasant attorney I've interacted with. I called him about a financial/creditor problem that has followed me from Maryland. Chris took the time to look at the documents and talk with me a couple times; when he realized that I needed an attorney in Maryland he called and gave me advice on that and also gave me a recommendation for a local Greensboro attorney. All of this without being able to charge me a fee. I would recommend Chris to anyone with legal needs - he is pleasant, polite, cordial - all around a very good experience.

Melissa Schultz

19:07 21 Jun 18

I highly recommend the Layton Law Firm. The service was excellent and the results were wonderful. I'm glad I chose Chris Layton to represent me.

Murphs Jr

00:08 16 Jun 18

Very polite, straight to the point and extremely helpful.

Phil Sisser

16:40 09 Jun 18

After experiencing a very painful injury due to someone's negligence, I reached out to "major" law firms who professed they will be on your side and fight for your well being. Each turned me down because the case wasn't big enough( a money maker). Frustrated I left a message with the Layton Law Firm and received a call back from Attorney Chris Layton( not a receptionist). He was a thoroughly attentive listener and methodically and cogently guided me on what needed to be done for the benefit of me and my family. Yes the case could turn out to be a small one monetarily yet three times Attorney Layton ensured me he would guide me in the right direction when I settled with the insurance company. Totally sincere and a real person, more attornies like Chris Layton are needed!

Brian Payton

23:22 05 Jun 18

Chris is great. His non obtrusive and consultative approach was very much welcomed. Chris provided me great insight and knowledge and asked for very little in return. After this experience, Chris is the only attorney I will turn to when needed.

Kenya Gillespie

21:17 27 Mar 18

I had such a delightful experience interacting with Chris Layton. He is extremely polite, knowledgeable, personable and punctual. He provides in-depth responses to your questions and does it in a way to ensure you understand without using lots of legal jargon. I would strongly recommend contacting The Layton Law Firm for your BK and other litigation needs. Please give him a call. If he can't help, he'll definitely point you in the right direction. Win-win situation!!

Mihaly Land Design

18:43 06 Nov 17

In our opinion there is no better direction to turn than the Layton Law firm.

Tim Vanstrom

16:45 31 May 17

The Layton Law Firm called and emailed me very quickly after I inquired about their service online. They gave me honest advise and were very kind and courteous on the phone. I would recommend them to friends and family, and also will contact them first on matters in the future.

Gina Qasim

22:54 05 May 17

My husband and I were recently in a car accident where we both suffered a personal injury. We contacted Chris Layton and had the most positive experience despite a stressful situation. He was professional, responsive, compassionate and gave us great legal advice. If we are ever in need of a lawyer in the future, Chris will be the one we call.

pamela bradshaw

19:50 22 Aug 16

Chris was very helpful, responsive and professional. He provided useful information and was very prompt with his responses. Thank you Chris!

Teach NC

19:06 22 Jul 16

Chris was extremely helpful with information and advice regarding my situation. He is quick with communication via email and phone, and he genuinely cares about his clients.

Derek Blackmon

17:11 25 Jan 16

I can't say enough about how professional & helpful Chris Layton was during my personal injury suit after my auto accident.He covered everything in layman's terms & was extremely helpful with all of my questions, issues, etc. I've recommended him to a few friends & they've all been happy with his services!!

Roger Vincent

17:24 05 Mar 14

Chris is the greatest! He took my phone call both of the first two times I called and gave me very helpful information to get started. He made me feel comfortable and important, in that he expressed genuine concern for my situation and gave me prompt, courteous attention. I would recommend him for anyone I know, including family and friends.

Dennis Marsoun

14:00 26 Sep 13

I had a particularly confusing issue with a bank and Chris used his expertise to navigate to a successful conclusion. I have used Chris several times and will continue to do so. I have also recommended Chris to others

Heather Cameron

13:15 17 Sep 13

Chris Layton was extremely helpful and informative. He always responded quickly to my emails and calls whenever I had questions. I would recommend him highly to anyone.

Judith Gladnick

23:33 30 Jan 13

Since I have known Chris all his life, he has always strived to be the best in whatever he has accomplished. I called him to ask him a question on Wills and Trust and he was so helpful with guiding me in the right direction. He doesn't even practice in my state but took the time I needed to ease my concerns. As a lawyer I wish he was licensed in Delaware because Chris would be my number one choice. His knowledge and kindness can not be matched by another.

Ryan Van Genderen

20:46 30 Jan 13

Not only was Chris easy to talk to and a super cool guy, but he really knows his stuff! Really trustworthy guy and made dealing with my case easy and quick. I feel confident in recommending him to everyone I know, and even people I don't. Best lawyer hands down!

Blayr Nias

20:36 30 Jan 13

Mr. Layton is extremely talented, resourceful, and effective. His responsive and understanding manner made him easy to talk to and work with. I had a difficult legal matter and was extremely frustrated to approach dealing with it or discussing it, but he put my mind at ease, provided amazing advice, and solved my issue quickly. I have never had such stellar assistance from a lawyer who is competent and kind.

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