Chapter 13 Archives • The Layton Law Firm

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Does Bankruptcy Ruin Your Credit?

Bankruptcy, Chapter 13, Chapter 7, Credit Score

Does Bankruptcy Ruin Your Credit? No, bankruptcy does not ruin your credit. In fact, bankruptcy may ultimately be the reason you are finally able to restore your credit. We understand your credit score is an important factor in deciding whether…

When Is The Right Time To File Bankruptcy?

Bankruptcy, Chapter 13, Chapter 7

When Is The Right Time To File Bankruptcy? The short answer is that most people wait too long to file bankruptcy. The right time to file is before you have thrown thousands of dollars away on large debt. The right time to file bankruptcy is…

Emergency Bankruptcy To Stop Foreclosure

Bankruptcy, Chapter 13, Chapter 7

Emergency Bankruptcy To Stop Foreclosure Yes, you can file an emergency bankruptcy to stop a foreclosure. If you’re behind on your mortgage and your mortgage lender is about to sell your home in foreclosure, a Chapter 13 bankruptcy filing…

Filing A Small Business Bankruptcy

Bankruptcy, Chapter 11, Chapter 13, Chapter 7

Filing A Small Business Bankruptcy Filing a small business bankruptcy in North Carolina is an endeavor which will relieve you of your personal obligations on business debt. For most small businesses, a Chapter 7 or Chapter 13 combined with…

What To Expect After Filing Bankruptcy

Bankruptcy

What To Expect After Filing Bankruptcy When you file bankruptcy, you should feel an instant sense of relief. Your bankruptcy attorney has filed the paperwork, and the court has sent out notices of the filing to your creditors. The Automatic…

How Is A Chapter 13 Plan Calculation Performed?

Bankruptcy, Chapter 13

How Is A Chapter 13 Plan Calculation Performed? A Chapter 13 plan calculation is based on two premises: your budget (ability to pay), and your mandatory repayments. The Chapter 13 Budget One premise behind Chapter 13 is that you must pay…

Can I File Bankruptcy Without My Spouse?

Bankruptcy, Chapter 13, Chapter 7

Can I File Bankruptcy Without My Spouse? Yes, you can file bankruptcy without your spouse. When deciding whether to file bankruptcy with or without your spouse, there are a few factors to consider. We’re here to help you sort through the…

Filing Bankruptcy With A Pending Lawsuit

Bankruptcy, Chapter 13, Chapter 7

Filing Bankruptcy With A Pending Lawsuit If you file bankruptcy with a pending lawsuit, the legal action against you will come to a halt pursuant to the Automatic Stay in bankruptcy. This means the creditor attempting to turn your debt into…

Is Bankruptcy Public Knowledge?

Bankruptcy, Chapter 13, Chapter 7

Is Bankruptcy Public Knowledge? Yes, your bankruptcy filing is public knowledge. However, the chance of someone finding out you filed bankruptcy is not as good as you might think. In fact, other law firms routinely call our office to ask us…

How Does Bankruptcy Affect Tax Refunds?

Bankruptcy, Chapter 13, Chapter 7

How Does Bankruptcy Affect Tax Refunds? Tax refunds are protected in bankruptcy by the bankruptcy exemptions available to all debtors. Your tax refund is an asset, and must be declared as an asset on your bankruptcy case filing. By applying…

Google Rating

4.9

Based on 39 reviews

The Layton Law Firm

4.9

Kelli Wood

15:27 14 Feb 20

3 years ago I was in need of a Personal Injury attorney due to an injury that I incurred. In my search for reputable representation I came across multiple reviews for The Layton Law Firm and reached out, and am so grateful that I did. Mr. Layton has provided exemplary professionalism, service, and advocacy. I highly recommend his services to anyone looking for a Personal Injury attorney!!!!!

Madeline Kragh

16:29 07 Feb 20

Chris is my family lawyer and I cannot speak highly enough of him! He has helped successfully with a personal injury matter and through the process he was so patient and respectful and kind and did an excellent job. He did such a good job that I have used him for multiple situations. I would recommend him and his law firm to anyone!Thank you Chris!

Dorie Charnin

15:46 06 Feb 20

Chris Layton is the Trifecta of attorneys. He is professional, personable and knowledgeable. Mr Layton was willing to take time time out of his busy schedule to answer any questions I had concerning an issue. He seems to genuinely enjoy his work and I felt valued and heard. I recommend Chris Layton highly!

Matthew Bernasconi

18:57 26 Nov 19

Chris Layton is a cut above the rest. His guidance and legal advice was of paramount importance. Highly recommended. Thanks again to Chris & his team!

C Brommel

22:04 24 Nov 19

Vegan Rebel

22:41 16 Sep 19

Christopher is soooooooo nice and thorough. It is a daunting task finding a lawyer, I know. Never once did he rush me, never once did he make false promises and never once did he try to sell me anything. He is a good honest and caring lawyer who sincerely cares. Look no further - this guy is remarkable and I highly recommend using him. He WILL make a difference.

Karesa Edwards

13:23 21 Aug 19

Attorney Chris Layton personally spoke to me when I called in regarding a potential case. Attorney Layton was patient and took the time to understand the complexities of my case. Ultimately, he provided a referral to another form. I appreciate and respect Mr. Layton for knowing when to suggest a different approach. It is quite obvious that Mr. Layton is looking out for *me* rather than himself.

David Silbert

15:20 03 Jul 19

I found online and reached out with specific tough legal questions. Attorney Christopher Layton responded Immediately with a quick answer as well as an offer for me to call any time! Chris was was wonderfully informative offering thoughtful suggestion. I feel 100% better and can proceed with my eyes open. Thank you!!!

Team 1

15:58 12 Jun 19

Highly recommend. Chris Layton took my phone call late in the day and answered my laundry list of questions knowledgeably and with great patience. Very thankful for his kindness.

Latoya Hanson

20:45 12 Apr 19

Attorney Layton has been nothing but professional. I highly recommended using him for your legal needs. I have already recommended him to people.

love and hip hop of Charlotte nc staring A and C

18:52 09 Apr 19

Chris layton is the best lawyer he reply fast and explain very well. And make u understand and his very patient very cool and not rude will reply to reguardless and will answer any questions regarding anything yoy ask him hes very responsible very pleasent nice attitude best attorney need more people like him hes the best i would reccomand him

Darryl Barnes

20:40 03 Apr 19

Super customer service! Took the time to walk me through options and was very responsive.

Irie King

01:16 27 Feb 19

Chris has been a pleasure to speak with. I have not used his legal services, however, I am positive his attention to detail, quick responses and personability would be a huge asset. There is a lot to be said about a friendly attorney who cares about the person, not just the case and I believe Chris Layton is that attorney.

Brian Verrico

20:10 11 Feb 19

Chris helped our small business navigate through the complex web of negotiating with a large fortune 500 company. Great experience for us. Thanks Chris!

Bryce Kinnamon

17:47 15 Jan 19

I felt this firm was very professional but also personally above and beyond with us. We had a very traumatic event in our family that required the services of Chris Layton. He was a great help to us in our time of need. I highly recommend!

Flor de Liz Cerna

21:13 18 Nov 18

Requested a free consult for finding oyt info on bankruptcy and i was asked to put a $500 deposit. Defeats the purpose of a free consult.. i rather speak with the other attys who do indeed offer u a free consult. Already have a few scheduled.

Kelly Geissler

16:56 14 Nov 18

I encountered one of the hardest things to endure this past year, loosing a parent. My father lost his fight to cancer, earlier than I had anticipated. While my fathers time was so precious at the end, I had consulted with attorney Layton on assisting me with setting up my fathers will. He graciously obliged and made me feel at ease, knowing this was my first time going through loosing a parent, he was very courteous and understanding.Attorney Layton answered all my questions and walked me through the process. I am very grateful to have had his knowledge and expertise.

Cody Taylor

15:54 31 Oct 18

All of my interactions with Chris and Jenny were positive. I highly recommend them to anyone seeking their counsel.

Noble Anthony

15:12 01 Oct 18

Chris was excellent with handling my case in a timely manner. The service was excellent and the results were wonderful. Also, not to mention his asssitant Jenny was a phone call away and she is very knowledgeable and easy to talk to about a problem that I might have had about my case.

Chaz Black

02:32 19 Sep 18

Chris is a great lawyer! He's very dedicated and committed to you from start to finish. We were working on my case for 2yrs before I settled! He communicated with me to make sure I was aware of everything and he made sure I got the most out of my settlement!!Bridgett McKinley

Darren Witherspoon

11:24 01 Aug 18

Bobbie Tornblom

19:33 12 Jul 18

Chris Layton has been the most pleasant attorney I've interacted with. I called him about a financial/creditor problem that has followed me from Maryland. Chris took the time to look at the documents and talk with me a couple times; when he realized that I needed an attorney in Maryland he called and gave me advice on that and also gave me a recommendation for a local Greensboro attorney. All of this without being able to charge me a fee. I would recommend Chris to anyone with legal needs - he is pleasant, polite, cordial - all around a very good experience.

Melissa Schultz

19:07 21 Jun 18

I highly recommend the Layton Law Firm. The service was excellent and the results were wonderful. I'm glad I chose Chris Layton to represent me.

Murphs Jr

00:08 16 Jun 18

Very polite, straight to the point and extremely helpful.

Phil Sisser

16:40 09 Jun 18

After experiencing a very painful injury due to someone's negligence, I reached out to "major" law firms who professed they will be on your side and fight for your well being. Each turned me down because the case wasn't big enough( a money maker). Frustrated I left a message with the Layton Law Firm and received a call back from Attorney Chris Layton( not a receptionist). He was a thoroughly attentive listener and methodically and cogently guided me on what needed to be done for the benefit of me and my family. Yes the case could turn out to be a small one monetarily yet three times Attorney Layton ensured me he would guide me in the right direction when I settled with the insurance company. Totally sincere and a real person, more attornies like Chris Layton are needed!

Brian Payton

23:22 05 Jun 18

Chris is great. His non obtrusive and consultative approach was very much welcomed. Chris provided me great insight and knowledge and asked for very little in return. After this experience, Chris is the only attorney I will turn to when needed.

Kenya Gillespie

21:17 27 Mar 18

I had such a delightful experience interacting with Chris Layton. He is extremely polite, knowledgeable, personable and punctual. He provides in-depth responses to your questions and does it in a way to ensure you understand without using lots of legal jargon. I would strongly recommend contacting The Layton Law Firm for your BK and other litigation needs. Please give him a call. If he can't help, he'll definitely point you in the right direction. Win-win situation!!

Mihaly Land Design

18:43 06 Nov 17

In our opinion there is no better direction to turn than the Layton Law firm.

Tim Vanstrom

16:45 31 May 17

The Layton Law Firm called and emailed me very quickly after I inquired about their service online. They gave me honest advise and were very kind and courteous on the phone. I would recommend them to friends and family, and also will contact them first on matters in the future.

Gina Qasim

22:54 05 May 17

My husband and I were recently in a car accident where we both suffered a personal injury. We contacted Chris Layton and had the most positive experience despite a stressful situation. He was professional, responsive, compassionate and gave us great legal advice. If we are ever in need of a lawyer in the future, Chris will be the one we call.

pamela bradshaw

19:50 22 Aug 16

Chris was very helpful, responsive and professional. He provided useful information and was very prompt with his responses. Thank you Chris!

Teach NC

19:06 22 Jul 16

Chris was extremely helpful with information and advice regarding my situation. He is quick with communication via email and phone, and he genuinely cares about his clients.

Derek Blackmon

17:11 25 Jan 16

I can't say enough about how professional & helpful Chris Layton was during my personal injury suit after my auto accident.He covered everything in layman's terms & was extremely helpful with all of my questions, issues, etc. I've recommended him to a few friends & they've all been happy with his services!!

Roger

17:24 05 Mar 14

Chris is the greatest! He took my phone call both of the first two times I called and gave me very helpful information to get started. He made me feel comfortable and important, in that he expressed genuine concern for my situation and gave me prompt, courteous attention. I would recommend him for anyone I know, including family and friends.

Dennis Marsoun

14:00 26 Sep 13

I had a particularly confusing issue with a bank and Chris used his expertise to navigate to a successful conclusion. I have used Chris several times and will continue to do so. I have also recommended Chris to others

Heather Cameron

13:15 17 Sep 13

Chris Layton was extremely helpful and informative. He always responded quickly to my emails and calls whenever I had questions. I would recommend him highly to anyone.

Judith Gladnick

23:33 30 Jan 13

Since I have known Chris all his life, he has always strived to be the best in whatever he has accomplished. I called him to ask him a question on Wills and Trust and he was so helpful with guiding me in the right direction. He doesn't even practice in my state but took the time I needed to ease my concerns. As a lawyer I wish he was licensed in Delaware because Chris would be my number one choice. His knowledge and kindness can not be matched by another.

Ryan Van Genderen

20:46 30 Jan 13

Not only was Chris easy to talk to and a super cool guy, but he really knows his stuff! Really trustworthy guy and made dealing with my case easy and quick. I feel confident in recommending him to everyone I know, and even people I don't. Best lawyer hands down!

Blayr Nias

20:36 30 Jan 13

Mr. Layton is extremely talented, resourceful, and effective. His responsive and understanding manner made him easy to talk to and work with. I had a difficult legal matter and was extremely frustrated to approach dealing with it or discussing it, but he put my mind at ease, provided amazing advice, and solved my issue quickly. I have never had such stellar assistance from a lawyer who is competent and kind.

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