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Small Business Bankruptcy

Filing A Small Business Bankruptcy

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Filing A Small Business Bankruptcy Filing a small business bankruptcy in North Carolina is an endeavor which will relieve you of your personal obligations on business debt. For most small businesses, a Chapter 7 or Chapter 13 combined with…
discharging student loans

Discharging Student Loans In 2019

Discharging Student Loans in 2019 I have created a Google Alert for Student Loan Crisis. Every day my inbox tells me about one or another tales of how unpayable student loans are the key stressors for Millenials and Generation Z. One of the…
What to expect after filing bankruptcy

What To Expect After Filing Bankruptcy

What To Expect After Filing Bankruptcy When you file bankruptcy, you should feel an instant sense of relief. Your bankruptcy attorney has filed the paperwork, and the court has sent out notices of the filing to your creditors. The Automatic…
Can I file bankruptcy without my spouse

Can I File Bankruptcy Without My Spouse?

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Can I File Bankruptcy Without My Spouse? Yes, you can file bankruptcy without your spouse. When deciding whether to file bankruptcy with or without your spouse, there are a few factors to consider. We’re here to help you sort through the…
Do I Need A Will

Loan Consolidation Or Chapter 7

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Is Loan Consolidation Better Than Chapter 7? Loan consolidation or “Debt Consolidation”, is when a debtor combines their existing debt into one loan. Typically, filing a Chapter 7 bankruptcy will yield a much better result for the debtor…
bankruptcy and foreclosure

Bankruptcy And Foreclosure

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Bankruptcy And Foreclosure If you’re considering bankruptcy and foreclosure proceedings have started, you need to act quickly. Filing a bankruptcy will stop a foreclosure proceeding; however, you will need a plan to either repay the mortgage…
What to expect after filing bankruptcy

Filing Bankruptcy With A Pending Lawsuit

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Filing Bankruptcy With A Pending Lawsuit If you file bankruptcy with a pending lawsuit, the legal action against you will come to a halt pursuant to the Automatic Stay in bankruptcy. This means the creditor attempting to turn your debt into…
Do I Need A Will

Is Bankruptcy Public Knowledge?

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Is Bankruptcy Public Knowledge? Yes, your bankruptcy filing is public knowledge. However, the chance of someone finding out you filed bankruptcy is not as good as you might think. In fact, other law firms routinely call our office to ask us…
myths surrounding bankruptcy

How Does Bankruptcy Affect Tax Refunds?

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How Does Bankruptcy Affect Tax Refunds? Tax refunds are protected in bankruptcy by the bankruptcy exemptions available to all debtors. Your tax refund is an asset, and must be declared as an asset on your bankruptcy case filing. By applying…
bankruptcy and car loans

Bankruptcy And Car Loans

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Bankruptcy And Car Loans This article will help address the concept of bankruptcy and car loans. One of the myths of bankruptcy is that you can’t keep a car when filing a Chapter 7 or Chapter 13. Another myth is that old car loans are not…