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discharging student loans

Discharging Student Loans In 2019

Discharging Student Loans in 2019 I have created a Google Alert for Student Loan Crisis. Every day my inbox tells me about one or another tales of how unpayable student loans are the key stressors for Millenials and Generation Z. One of the…
file bankruptcy again

Is Bankruptcy Public Knowledge?

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Is Bankruptcy Public Knowledge? Yes, your bankruptcy filing is public knowledge. However, the chance of someone finding out you filed bankruptcy is not as good as you might think. In fact, other law firms routinely call our office to ask us…
How Does Bankruptcy Affect Tax Refunds

How Does Bankruptcy Affect Tax Refunds?

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How Does Bankruptcy Affect Tax Refunds? Tax refunds are protected in bankruptcy by the bankruptcy exemptions available to all debtors. Your tax refund is an asset, and must be declared as an asset on your bankruptcy case filing. By applying…
charlotte bankruptcy attorney reviews

Charlotte Bankruptcy Attorney Reviews

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Charlotte Bankruptcy Attorney Reviews Charlotte bankruptcy attorney reviews should be an important part of your decision to hire a bankruptcy lawyer. Often, reviews are less specific as to the results the bankruptcy attorney achieved, and more…
student loans in bankruptcy

Does Bankruptcy Cover Student Loans?

No, bankruptcy does not cover student loans. Well, at least bankruptcy does not "get rid of" student loans. This is the starting point in the discussion regarding educational loans and bankruptcy. While student or educational loans are not discharged…
How Does Bankruptcy Affect Tax Refunds

Does Debt Settlement Affect My Credit Score?

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Does Debt Settlement Affect My Credit Score? Yes, you can expect that a debt settlement will negatively affect your credit score. Most reliable sources such as Experian.com, and Creditkarma.com indicate that if your credit score is 700 or higher,…
Chapter 13 Calculation

Bankruptcy For Unsecured Debt

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Bankruptcy For Unsecured Debt If you are considering bankruptcy solely for unsecured debt, you will still have to pass The Means Test in bankruptcy. Typically, if the debt you wish to discharge in bankruptcy is unsecured, our goal will be to…
discharging student loans

Bankruptcy And Mortgage Payments

Bankruptcy And Mortgage Payments If you’re wondering how bankruptcy and mortgage payments work together, there is good news. Most bankruptcy clients are pleasantly surprised to find out they can keep their home in bankruptcy. After all, for…
bankruptcy and foreclosure

Can Creditors Take Your Property?

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Can Creditors Take Your Property? The short answer is yes, creditors can take your property. However, they have to go to great length to do so. Below, we ask a few questions, and then provide some answers. Call us if you have questions—we’re…
How Does Bankruptcy Affect Tax Refunds

Give Yourself A Raise - File Bankruptcy

Need A Raise? File BankruptcyFinancial stress is a common form of anxiety and worry. In a recent CNBC article, it was reported that 30% of Americans say they are constantly stressed out about money. The stress is due not only to existing…