Posts

discharging student loans

Discharging Student Loans In 2019

Discharging Student Loans in 2019 I have created a Google Alert for Student Loan Crisis. Every day my inbox tells me about one or another tales of how unpayable student loans are the key stressors for Millenials and Generation Z. One of the…
the bankruptcy process

What Is The Bankruptcy Process?

What Is The Bankruptcy Process? Thank you for choosing to work with The Layton Law Firm to file your bankruptcy. Completing the online MyCaseInfo questionnaire is required in order to see if you qualify for Chapter 7 or Chapter 13. Once you…
What to expect after filing bankruptcy

What To Expect After Filing Bankruptcy

What To Expect After Filing Bankruptcy When you file bankruptcy, you should feel an instant sense of relief. Your bankruptcy attorney has filed the paperwork, and the court has sent out notices of the filing to your creditors. The Automatic…
How Much Will My Chapter 13 Payments Be

How Is A Chapter 13 Plan Calculation Performed?

,
How Is A Chapter 13 Plan Calculation Performed? A Chapter 13 plan calculation is based on two premises: your budget (ability to pay), and your mandatory repayments. The Chapter 13 Budget One premise behind Chapter 13 is that you must pay…
Can I file bankruptcy without my spouse

Can I File Bankruptcy Without My Spouse?

, ,
Can I File Bankruptcy Without My Spouse? Yes, you can file bankruptcy without your spouse. When deciding whether to file bankruptcy with or without your spouse, there are a few factors to consider. We’re here to help you sort through the…
myths surrounding bankruptcy

How Does Bankruptcy Affect Tax Refunds?

, ,
How Does Bankruptcy Affect Tax Refunds? Tax refunds are protected in bankruptcy by the bankruptcy exemptions available to all debtors. Your tax refund is an asset, and must be declared as an asset on your bankruptcy case filing. By applying…
How does bankruptcy affect your credit

What Does Bankruptcy Do To Your Credit Score?

, , ,
What Does Bankruptcy Do To Your Credit Score? Bankruptcy affects your credit score differently, depending upon what your credit score is just prior to filing. You can expect that your credit score will drop after filing bankruptcy, but it will…
discharging student loans

How Does Bankruptcy Work In NC?

, , ,
How Does Bankruptcy Work In NC? The way bankruptcy works in NC is that you file either a Chapter 7, Chapter 11, or Chapter 13, and follow the rules provided by the bankruptcy code in order to obtain your Discharge in bankruptcy. The Length…
bankruptcy and car loans

Bankruptcy And Car Loans

, , ,
Bankruptcy And Car Loans This article will help address the concept of bankruptcy and car loans. One of the myths of bankruptcy is that you can’t keep a car when filing a Chapter 7 or Chapter 13. Another myth is that old car loans are not…
Should I file bankruptcy

Should I File Bankruptcy?

, , , ,
Should I File Bankruptcy? We know this is a common question: “Should I file bankruptcy?” We know the idea of filing Chapter 7 or Chapter 13 bankruptcy can be daunting. The decision may bring up feelings of guilt or fear or even shame. Our…