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What happens to my mortgage if I file bankruptcy

What Happens To My Mortgage If I File Bankruptcy?

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What Happens To My Mortgage If I File Bankruptcy? If you own a home and file bankruptcy, you can keep your home and mortgage secured by the mortgage. Depending upon whether you file Chapter 7 or Chapter 13, the course of events that follows…
bankruptcy and covid-19

Bankruptcy Is Not A Four Letter Word

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Bankruptcy Is Not A Four Letter Word Currently, both bankruptcy and Covid-19 are spreading quickly. As we begin to see Fortune 500 companies file for bankruptcy due to Covid-19, it is a great time to remind ourselves that bankruptcy can be…
Bankruptcy and keeping your home

Bankruptcy And Keeping Your Home

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Bankruptcy And Keeping Your Home If you are considering filing bankruptcy with the goal of keeping your home, there is good news. There are numerous ways in which you can keep a home in bankruptcy even when you have equity in that home. You…
Can a lawyer help with debt settlement

What Are The Chapter 13 Income Limits?

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What Are The Chapter 13 Income Limits? Generally speaking, there are no income limits in Chapter 13. A Chapter 13 bankruptcy is commonly referred to as a reorganization of your debt. More simply stated, Chapter 13 is an arrangement where you…
bankruptcy and covid-19

Bankruptcy And Foreclosure

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Bankruptcy And Foreclosure If you’re considering bankruptcy and foreclosure proceedings have started, you need to act quickly. Filing a bankruptcy will stop a foreclosure proceeding; however, you will need a plan to either repay the mortgage…
Bankruptcy and taxes

Is Bankruptcy Public Knowledge?

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Is Bankruptcy Public Knowledge? Yes, your bankruptcy filing is public knowledge. However, the chance of someone finding out you filed bankruptcy is not as good as you might think. In fact, other law firms routinely call our office to ask us…
Does Bankruptcy Ruin Your Credit

How Does Chapter 13 Work?

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How Does Chapter 13 Work? The way Chapter 13 works is the Debtor proposes a Chapter 13 Plan to the court. If approved, the Debtor will make monthly payments directly to the Chapter 13 Trustee’s office. The Chapter 13 plan can be used to address…
bankruptcy and car loans

Bankruptcy And Car Loans

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Bankruptcy And Car Loans This article will help address the concept of bankruptcy and car loans. One of the myths of bankruptcy is that you can’t keep a car when filing a Chapter 7 or Chapter 13. Another myth is that old car loans are not…
emergency bankruptcy filing

Emergency Bankruptcy Filing

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Emergency Bankruptcy Filing If you need an emergency bankruptcy filing, we can help. Most emergency bankruptcy filings are for the purpose of stopping a foreclosure in North Carolina. Provided you file your bankruptcy within 10 days after the…
should i file bankruptcy or just not pay

Filing Bankruptcy Without Your Spouse

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Filing Bankruptcy Without Your Spouse Considering filing bankruptcy without your spouse? You should discuss your situation with a bankruptcy lawyer before doing so. This article is meant to answer questions and concerns if you’re considering…