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bankruptcy and foreclosure

Bankruptcy And Foreclosure

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Bankruptcy And Foreclosure If you’re considering bankruptcy and foreclosure proceedings have started, you need to act quickly. Filing a bankruptcy will stop a foreclosure proceeding; however, you will need a plan to either repay the mortgage…
Do I Need A Will

Is Bankruptcy Public Knowledge?

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Is Bankruptcy Public Knowledge? Yes, your bankruptcy filing is public knowledge. However, the chance of someone finding out you filed bankruptcy is not as good as you might think. In fact, other law firms routinely call our office to ask us…
discharging student loans

How Does Chapter 13 Work?

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How Does Chapter 13 Work? The way Chapter 13 works is the Debtor proposes a Chapter 13 Plan to the court. If approved, the Debtor will make monthly payments directly to the Chapter 13 Trustee’s office. The Chapter 13 plan can be used to address…
bankruptcy and car loans

Bankruptcy And Car Loans

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Bankruptcy And Car Loans This article will help address the concept of bankruptcy and car loans. One of the myths of bankruptcy is that you can’t keep a car when filing a Chapter 7 or Chapter 13. Another myth is that old car loans are not…
emergency bankruptcy filing

Emergency Bankruptcy Filing

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Emergency Bankruptcy Filing If you need an emergency bankruptcy filing, we can help. Most emergency bankruptcy filings are for the purpose of stopping a foreclosure in North Carolina. Provided you file your bankruptcy within 10 days after the…
filing chapter 7 without your spouse

Filing Bankruptcy Without Your Spouse

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Filing Bankruptcy Without Your Spouse Considering filing bankruptcy without your spouse? You should discuss your situation with a bankruptcy lawyer before doing so. This article is meant to answer questions and concerns if you’re considering…
student loans in bankruptcy

Does Bankruptcy Cover Student Loans?

No, bankruptcy does not cover student loans. Well, at least bankruptcy does not "get rid of" student loans. This is the starting point in the discussion regarding educational loans and bankruptcy. While student or educational loans are not discharged…
How Much Will My Chapter 13 Payments Be

Bankruptcy For Unsecured Debt

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Bankruptcy For Unsecured Debt If you are considering bankruptcy solely for unsecured debt, you will still have to pass The Means Test in bankruptcy. Typically, if the debt you wish to discharge in bankruptcy is unsecured, our goal will be to…
Do I Need A Will

Tax Refunds In Bankruptcy

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Tax Refunds In Bankruptcy Your tax refund is an asset in bankruptcy. This is true whether you file Chapter 7 or Chapter 13. Your refund is treated differently in each chapter, but generally you can keep your tax refund in bankruptcy. Chapter…
How Much Will My Chapter 13 Payments Be

How Much Will My Chapter 13 Payment Be?

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How Much Will My Chapter 13 Payment Be? Your Chapter 13 payment is a combination of a few factors. We discuss these factors in this post. If you have questions please call 704.749.7747 or click for a FREE CASE EVALUATION and we will reach out…