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Who Pays For Physical Therapy After A Car Accident?

Who Pays For Physical Therapy After A Car Accident?

You didn’t ask to be in a car accident. Now you’re dealing with the aftermath—arguing with the insurance company, missing work due to injuries and doctor’s appointments, and possibly facing the inability to afford treatment. We help clients with these concerns every day in our practice, and we can help you as well.

If your car accident or slip and fall required a surgery, most likely you will need some form of physical therapy after a car accident and surgery. If you do not have health insurance, or if you have a high deductible, you may not be able to afford physical therapy. This conundrum presents numerous problems. First, your full recovery depends upon physical therapy. You won’t fully heal from the surgery without it. Second, if you have a personal injury claim, you deserve to not only be treated but also to have that treatment paid for by whoever caused the injury.

Physical Therapy On A Lien Basis

In North Carolina, there is a lien statute which relates to medical treatment provided in conjunction with a personal injury. While the language of the statute requires legal interpretation, it generally boils down to the fact that your medical providers (including your health insurance company) can place a lien against your injury proceeds. Your lawyer has an ethical obligation to obtain lien amounts and address them in your settlement. The upside of this rule is that quite often, you can find a physical therapist to treat you on a “lien basis”. This means the therapist will treat you and simply agree that they will wait to get paid until you reach a settlement.

You’ll Need An Attorney Letter Of Protection

If you find a physical therapist or chiropractor willing to work on a lien basis, they will most likely want to see a copy of your police report, and receive a letter from your personal injury lawyer indicating the lawyer represents you, and that the lawyer is protecting their lien in the personal injury settlement. This letter can be quickly drafted and faxed or emailed to the medical provider, so that treatment can begin or continue.

When Do You Pay For The Physical Therapy After A Car Accident?

Once you reach a settlement, your attorney will work with the physical therapist to negotiate their bill, if possible. The lien statute referenced above (NCGS 44-49 and 44-50) place limitations on the amount you must pay the medical provider from your settlement proceeds, and this will be a necessary component of the negotiation. Your personal injury lawyer will handle this for you and communicate with you regarding where every dollar of your settlement will go.

How Much Of My Settlement Will I Receive?

The answer to this depends of course on a few factors. First, how high your outstanding medical bills and liens are. Second, how much you receive at settlement. Lastly, the application of the NC lien statute to the settlement proceeds and liens will largely determine the amount which will go back to you from your settlement proceeds. Your attorney will address each of these concerns with you as your case progresses and you will have ultimate authority to settle the claim or refuse the offer of settlement. It’s your attorney’s job to help you understand how each decision affects you.

Speak With A Personal Injury Lawyer Today

If you would like to speak with an attorney about your personal injury case, we’re here to help. The call is free and you will come away with a much better understanding of your options. You can reach us at 704.749.7747 or click to request a FREE CASE EVALUATION, and we will be in touch shortly.

Further Reading

If this article was helpful, you may find other helpful articles on our Personal Injury Blog. Thank you for visiting the website—we hope it has been helpful.

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How Is Pain And Suffering Calculated?

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How Is Pain And Suffering Calculated In North Carolina (NC)? Pain and suffering is calculated differently by personal injury attorneys and insurance companies. As a result, often your attorney and the insurance company will argue about the value of your pain and suffering. As you might imagine, the insurance company’s number is always lower than the attorney’s number. This article addresses how pain and suffering is calculated in North Carolina. It attempts to help you understand the value of your personal injury claim. Keep in mind every claim is different, and a personal injury attorney can assist you with establishing your claim and fighting for a fair result.

Liability Is Key To Any Recovery

Before we ask “How is pain and suffering calculated?”, we must first establish that there was a responsibility on the party from which you seek reimbursement. In other words, was it their fault? It is a given you had injuries resulting from a car accident or slip and fall. The next step is to prove that the other party was at fault, or responsible. If you fail to prove that, your pain and suffering—in fact, your entire recovery—will often be zero.

Proving liability can be challenging. North Carolina makes it more difficult with the Contributory Negligence rule, we have written about on our website. This rule states that if you are even 1% responsible for the accident or injury, you should receive nothing. North Carolina personal injury attorneys spend their days fighting this rule for their clients.

How Is Pain And Suffering Calculated In Different Car Accidents?

Imagine a scenario where two individuals are in two separate car accidents. In Accident #1, the injured party is rear-ended while sitting at a stoplight. They suffer a concussion. In Accident #2, the injured party is injured when another driver changes lanes, and the two vehicles collide side-by-side. The injured party suffers a concussion, just like in Accident #1.

In Accident #1, liability is clear. The personal injury attorney and the insurance adjuster may end up arguing over the value of pain and suffering, which is normal. In Accident #2, the attorney and the insurance adjuster will also argue over the value of pain and suffering; however, the insurance adjuster will potentially only offer half of what they are offering in Accident #1. Why? Because there is an argument that if the case went in front of a jury, the jury might decide that the insurance company’s client was not at fault. Or, the jury may decide that the injured party was 1% or more responsible, and offer them nothing, based on the rules of Contributory Negligence.

In the instance above, we have identical injuries, yet the pain and suffering calculation for each injured party will likely be different. Here are a few other factors that affect pain and suffering calculations:

Medical Treatment Sought—A failure to seek proper medical treatment immediately after an accident can result in a lower value of your claim, despite legitimate injuries.

Time Of Recovery—If an individual takes an abnormal amount of time to recover, their pain and suffering is arguably higher than someone who recovers quickly.

Age Of The Injured Party—Children may receive higher pain and suffering than adults, to compensate for the emotional content of their experience.

Extenuating Circumstances—Therapy needed for anxiety can change pain and suffering. Also, if the accident caused you to miss your child’s wedding or graduation, this would be considered as well.

One Method For Calculating Pain And Suffering

When taken in context with the information above, some attorneys will argue that pain and suffering start with a calculation based on the medical treatment received. Insurance adjusters and personal injury attorneys will then argue about the billed amount of the treatment vs. the actual cost. The reason is that health insurance often pays far less than what the doctor billed. The same is true of Medicaid and Medicare. Lastly, these health providers may have Personal Injury Settlement Liens, and those will need to be addressed with any settlement figure reached.

A Second Method For Calculating Pain And Suffering

A method far less popular is to assign a per-day amount that pain and suffering is worth. The personal injury attorney takes that amount and applies it to the length of time from the date of the accident until the last date of treatment for the injured party. The concept is to compensate the injured party for the number of days it took for them to return to full health.

Insurance Company Pain And Suffering Calculations

Often, you will find that insurance companies try to ignore the attorney calculations altogether. Instead, they rely on advanced software designed for their industry. That software takes into account your injuries, medical treatment, lost wages, and many other factors. Importantly, the software will also take into account past jury verdicts in your area. The idea is to offer a settlement reflective of what a jury might give you. The insurance company will want to lower that number however because by settling with you, they are reducing the risk for you that a jury would give you less.

The Importance Of Working With A Personal Injury Lawyer

Personal injury cases get complicated very quickly. It’s easy to compromise your rights by giving a recorded statement to the insurance company or signing a release. A personal injury attorney will not only protect you from these pitfalls but also help to maximize the value of your claim. You will typically find that the attorney’s fee is far outweighed by the end settlement amount, and by the peace of mind that you are being protected along the long path to recovery.

If you want to know “How is pain and suffering calculated?” or if you have questions about working with a personal injury lawyer for your car accident, call us today. You can call 704.749.7747 or click for a FREE CASE EVALUATION and we will contact you immediately When it comes to choosing a personal injury law firm, we know you have options. We hope you choose to Recover With Us.

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Charlotte, NC Personal Injury Attorney For Car Accidents

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Charlotte, NC Personal Injury Attorney For Car Accident

If you’ve been in a car accident in Charlotte, NC, you should call a Charlotte personal injury attorney. The call is free and it’s important to understand your rights before you communicate with the insurance company representing the driver who hit you. Call us at 704.749.7747 or click here to receive a FREE CASE EVALUATION.

Why Use A Charlotte, NC Personal Injury Attorney For A Car Accident?

As a law firm handling car accident claims every day, it’s easy to forget that not everyone understands the role a personal injury attorney performs. Not only do we believe you’ll achieve better results with a personal injury attorney, we are also confident you will protect yourself by obtaining legal representation. And the good news is, you don’t owe use anything unless we achieve a settlement or jury verdict for you.

Your personal injury attorney will not only handle all negotiations with the insurance company, but will also gather all medical records and billing. Lastly, your personal injury attorney will make sure you don’t end up with liens from medical providers after settlement. Personal injury liens can result from Medicare, Medicaid, Health Insurance, or Provider medical billing.

What Does A Personal Injury Attorney Cost?

Most personal injury attorneys charge one third of the total settlement or jury verdict, but you’ll need to review each attorney’s engagement letter prior to signing it. Additionally, in most personal injury attorney engagement letters, you will find language indicating that you will not owe the attorney or law firm anything unless they are able to reach a settlement for you. When you settle your claim, you will see where each dollar of settlement is going, including the fee to your attorney, medical billing being paid, and of course the amount you will be receiving.

Why Should I Choose The Layton Law Firm?

We pride ourselves on our ability to achieve a fair result for our clients. The decision to settle a claim or file a lawsuit is always your decision, and our job is to help you make that decision. Lastly, we believe the result is just as important as the experience. You will work with your Charlotte personal injury lawyer for months or even years. You deserve a law firm that returns calls, treats you with respect, and understands your needs. We do our very best to achieve those goals with all clients.

Further Reading

Want to read more articles like this? Check out our Personal Injury Blog articles — there are over 100 and we hope they are helpful.

Speak With A Charlotte Personal Injury Attorney

The call is free and it’s important to understand your rights before you communicate with the insurance company representing the driver who hit you. Call us at 704.749.7747 or click here to receive a FREE CASE EVALUATION.

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How Much Do You Get For Pain And Suffering?

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How Much Do You Get For Pain And Suffering?

If you’re wondering how much do you get for pain and suffering in a personal injury settlement, you’re not alone. This is one of the most important concerns of all new personal injury clients. While pain and suffering can be difficult to estimate in a personal injury claim, There is a rather basic way to determine what you received for pain and suffering. This article will help to try to answer the question “How much do you get for pain and suffering?” If you’d like to speak with a personal injury lawyer about pain and suffering, you can call 704.749.7747 or click for a FREE PERSONAL INJURY CONSULTATION and we will reach out to you shortly.

What Is Pain And Suffering Worth?

Placing a value on pain and suffering is challenging. Most clients agree that there is no amount of money which would make them happy with the accident. In other words, what they really wish is that the car accident never happened. That being the case, the second best option is to receive an amount of money which you feel fairly compensates you for what you’ve been through. Unfortunately, at the time of settlement, most clients are still hurting from their car accident, or concerned about lingering pain and suffering they might experience after settlement.

For lack of a better way to calculate pain and suffering, in most cases your pain and suffering will be some multiplier of the cost of your medical treatment. Your personal injury attorney will argue the total value of your treatment should be used in that equation, and the insurance adjuster will argue the actual end cost of the treatment should be used. This often results in very different proposed settlement amounts. Below, is an example:

Example 1:

Original Medical Bills: $100,000
Payments By Health Insurance: $8,000
Adjustments (write-offs): $92,000
End Balance: $0

In the above example, your personal injury attorney will argue that the medical billing being considered should be the $100,000, because this is the amount of the bill. The insurance adjuster will argue the $8,000 paid by health insurance is that amount that should be used. Their explanation will be that the medical treatment, in the end, only cost $8,000. If the parties are multiplying the medical billing by 2, you can see that the end numbers will come out very differently.

How Will I Know What I Received For Pain And Suffering?

In the end, the amount of money remaining after all medical bills are paid, and after lost wages are reimbursed, represents your pain and suffering. Simply put, this is the amount of money above and beyond expenses, which you are receiving from the settlement. One thing you will notice in the demand package your personal injury attorney sends out, is that typically we do not ask for a specific amount for pain and suffering. Using our example above, whatever amount we ask for above and beyond your medical bills and lost wages usually represents our theory surrounding the value of the pain and suffering you’ve experienced. If you have Medical Payments coverage on your own policy, this could also dramatically changes things in your favor.

What About Future Pain And Suffering?

Once you reach a settlement with an insurance company, that settlement is final. Therefore, you and your personal injury attorney should take into account the lingering effects of the car accident or slip and fall, when settling on your demand request. But don’t worry, your personal injury attorney will walk you through this step by step, and explain each part of the process along the way.

Speak With A Personal Injury Attorney Today

If you have questions remaining about “How much do you get for pain and suffering?” you should speak with a personal injury lawyer today. The call is free and you deserve answers. We would love to hear from you. You can call us at 704.749.7747 or click for a FREE PERSONAL INJURY CONSULTATION and we will reach out to you shortly. We know you have choices. We hope you choose to Recover With Us.

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What Does A Personal Injury Lawyer Cost?

Before clients decide to hire a personal injury lawyer, they want to know “What does a personal injury lawyer cost?” The answer to this question can often mean the difference between hiring a personal injury lawyer or attempting to settle a claim on your own without a personal injury lawyer.

Every Personal Injury Law Firm Is Different

It’s crucial for you to know that every personal injury lawyer charges clients differently. That being said, you will commonly find that a personal injury lawyer will only cost you something if they are able to get a settlement or a jury verdict for you. However, even then, whether a lawyer or law firm charges a percentage (and what percentage) can make all the difference. The answer to the question “What does a personal injury lawyer cost?” will be found in each personal injury lawyer’s Engagement Letter. The Engagement Letter is where you will find not only what the lawyer is committing to do for you, but also what their fees are for that work. Lastly, it should be very clear in the Engagement Letter whether you owe the personal injury lawyer if they fail to obtain a settlement or jury verdict for you.

Simply Ask Your Personal Injury Lawyer About Their Fees

Every lawyer should feel comfortable discussing fees with you. Additionally, a lawyer should be able to give you a clear answer when it comes to questions about fees. If you can’t get a clear answer, it’s probably a good sign you should speak with another personal injury lawyer. If your lawyer is paid a percentage of your total settlement or jury verdict, you’ll want to know what percentage. You’ll also want to know if you owe them anything if they are unable to get a settlement or jury verdict for you. An example might be where a personal injury lawyer is only owed a percentage if they are able to obtain a settlement for you. However, if they fail to obtain a settlement or jury verdict for you, the Engagement Letter may state that you must reimburse the attorney for any out of pocket expenses. Lastly, out of pocket expenses can be substantial if the lawyer paid for an expert to give an opinion about your accident, or paid a medical doctor for their opinion in a deposition about your injuries. All of these aspects will help you determine “How much does a personal injury lawyer cost?”

When Does My Personal Injury Lawyer Get Paid?

Your personal injury lawyer most often will get paid the same time you get paid. In the case of a settlement, the insurance company will send a check. The attorney will deposit the funds into their trust account. Then, a settlement statement will be drafted. It will show where every penny is going. Lastly, it will include the attorney’s fee in the list of payments.

Speak With A Personal Injury Lawyer Today

If you call our firm and ask “How much does a personal injury lawyer cost?” we can only answer for our firm. That being said, we would be happy to discuss our fees with you, and help to provide you some guidance. If you’ve been injured in a car accident or slip and fall, we can help you understand your rights. The call is free and we’re here to help. You can call us at 704.749.7747 or click for a FREE CONSULTATION by sending us a quick request.

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Working With A Charlotte Chiropractor

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As a personal injury law firm, we routinely are involved with settling personal injury claims involving a Charlotte Chiropractor. Quite often, an injured client has pain which can’t be addressed by a medical doctor. Often, the client is referred to a Chiropractor or physical therapist for treatment. Whether to be treated by a Charlotte Chiropractor is your choice. Ultimately, the goal is to restore you to good health, and quite often a Chiropractor can help. Below are some symptoms which a Chiropractor might be able to help you with, where your primary care physician may not be able to assist.

Headaches After A Car Accident

If you’ve been in a car accident, the impact from the accident can easily lead to concussions or head pain. While headaches may be a sign of a concussion, more often they are simply a side-effect of your body experiencing the impact of the accident. Misalignment of the neck or spine from the car accident can leave you with chronic headaches. A Charlotte Chiropractor can present you with a plan for treatment which ultimately re-aligns the neck and spine, improves blood flow and oxygen to the head, and decreases headaches. If you have Medical Payments coverage on your auto policy, you may be able to pay for your treatment by accessing that coverage.

Limited Range Of Motion

So many car accident clients and slip and fall clients feel OK the day of the accident. Perhaps adrenaline prevents them from feeling pain, or a desire to simply be OK fuels the message to the brain that there is no injury. A few days after their accident, they are hit with the reality that they are injured and need treatment. Quite often, a limited range of motion is one of the obvious signs that things are not right. While a primary care physician can provide medicine to manage pain, and x-rays and MRIs can confirm or dispel injuries, a Charlotte Chiropractor can offer treatment to restore your range of motion. Realigning bones and joints relieves pain and restores range of motion.

Chiropractic Treatment After A Car Accident

Generally, seeking Chiropractic treatment after a car accident or slip and fall injury is a smart idea. The injuries we sustain in an impactful accident are not always obvious to us, and receiving treatment early can make the difference between a full recovery and something less than a full recovery. Most Chiropractic treatment is of a non-invasive nature, and reduces your pain without the need for drugs. In many instances, your Chiropractic treatment can be paid for from your personal injury claim—this is something you can discuss with your Chiropractor at your initial consultation. In addition to a successful treatment plan, your Chiropractor will provide detailed notes and records surrounding your treatment, which will help your personal injury attorney build your case for economic recovery. Quite often, the quality of the Chiropractor’s records and notes makes all the difference for you.

Speak With An Attorney Today

If you’ve been injured in an accident, you deserve to understand your rights. If you’d like to speak with an attorney today, please call 704.749.7747 or click here for a FREE CONSULTATION. We do not have any affiliation with Chiropractor’s offices, but we can certainly recommend one if you do not have a Chiropractor in the Charlotte area with which you are familiar. We know you have choices. We hope you choose to Recover With Us.

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Truck Accident Attorneys In Charlotte, North Carolina

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Truck accident attorneys in Charlotte, North Carolina can assist you when you’ve been injured in a car accident involving a tractor-trailer, a semi-truck, or any commercial truck. This article discusses the primary concerns regarding truck accidents in Charlotte, North Carolina. Below, you’ll find tips on why you should hire a personal injury attorney to help.

Commercial Liability In Truck Accidents

When you’re involved in a truck accident in Charlotte, North Carolina, your Charlotte personal injury attorney will work to establish commercial liability. This connection to the commercial owner of the truck is important because you want to pursue the commercial insurance carrier. You’d rather pursue them than the insurance carrier of the individual driver.

The primary reason for pursuing the commercial insurance carrier is they generally carry more insurance than an individual driver. The commercial policy will most likely have between $500,000 and $1,000,000 of insurance available for your medical bills, pain and suffering, and lost wages associated with the accident. Second, in a personal injury trial, a jury is more likely to hold a commercial entity more responsible than an individual driver. Juries are human beings. In plenty of instances they may feel sorry for an at-fault driver for some reason, and offer the injured party less money. However, if the party paying the bill is a corporation, the jury will not feel the same empathy for the corporate entity. Finally, juries tend to believe that a corporation has an affirmative responsibility to operate their vehicles safely. In some instances, punitive damages can be awarded when the corporation fails to do so. Your Charlotte, North Carolina truck accident attorney can tell you more about these specific situations.

Severe Injuries In Truck Accidents

Where an accident involves a semi-truck or a tractor-trailer, more often than not, the injuries are more severe than those involving two smaller vehicles. Hiring a truck accident attorney will ensure that you have someone representing you who can maximize the value of your claim. Your attorney does this by thoroughly reviewing the medical records and billing, and arguing the full extent of your injuries on your behalf. With more severe injuries, there are lingering symptoms and pain and suffering long after treatment is completed. You may even settle with a trucking company’s insurance company with a hold-back for future medical treatment, if necessary.

The larger policy limits carried by most commercial truck owners will benefit the injured party and ensure there is enough money to fully compensate you for your injuries. Additionally, insurance adjusters who handle claims for their corporate clients who operate trucks on the streets and highways of Charlotte, North Carolina are experienced. They are aware of the significance of the injuries resulting from truck accidents. Your personal injury attorney and the insurance adjuster will most likely be able to agree on the severity of the injuries and work toward a fair settlement for you.

Personal Injury Lawsuits Involving Truck Companies

If your personal injury attorney is unable to negotiate a settlement for you, or if you are not interested in accepting the settlement offer from the insurance company, filing a lawsuit is the next step. Your attorney can advise you as to the odds of receiving a jury verdict large enough to warrant filing a lawsuit and the decision will be yours. Generally, juries will view your situation more favorably because you were the victim in an accident involving a commercial vehicle. Juries tend to treat these accidents differently than an accident involving two similar individuals driving privately owned vehicles.

Speak With A Truck Accident Attorney In Charlotte, North Carolina

If you’ve been in an accident involving a commercial vehicle, speak with a Charlotte personal injury attorney today. Whether the vehicle is a trash truck, a delivery truck, or any other large commercially operated vehicle, you deserve to understand your options. You can call us for a free consultation at 704.749.7747 or click HERE to quickly request a phone call. We know you have options. We hope you choose to Recover With Us.

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Charlotte Car Wreck Attorney

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Finding the right Charlotte car wreck attorney can be challenging, and it’s arguably the most important part of your fight against insurance companies who want to deny your claim or make you a low offer. It is our opinion that there are numerous Charlotte car wreck attorneys who will achieve a great result for you. That’s why it’s not only important to find a capable personal injury attorney, but also one who you will work well with for the duration of your auto accident case.

Factors To Consider When Choosing A Charlotte Car Wreck Attorney

The following factors will help dictate the outcome of your personal injury case, together with the experience you have with your injury lawyer along the way:

  • Availability: It’s quite common for a law firm to be available when they are signing on to represent your case, but then it becomes impossible to get the lawyer on the phone or get an update on your case as things move forward. Personal injury lawyers are busy, but there is no excuse for this. Make sure the firm allows you to speak directly with your lawyer, and ask the lawyer up front how often they will update you on your case as things progress.
  • Fees: Most Charlotte car wreck attorneys follow the same fee structure, which is known as a contingency fee. In other words, if you don’t get paid, the attorney doesn’t get paid. This is important, because you don’t want to go into debt to your personal injury lawyer before you ever even reach a settlement or jury verdict. The Layton Law Firm, like most other firms, has a contingency fee agreement with clients for 1/3 of the settlement if an agreement is reached prior to filing a lawsuit.
  • Experience: It’s fair to ask your Charlotte car wreck attorney about their experience. Have they handled cases similar to yours in the past? What do they see at the top obstacles in a case like yours? Asking these questions should get a valuable conversation started between you and your personal injury lawyer, and you should start to get a feel for whether the lawyer you’re speaking with is the right fit.
  • Co-Counsel: Ask your Charlotte car wreck lawyer if they are open to working with co-counsel if necessary on your case. This is an agreement where your lawyer pairs with another lawyer or law firm, due to the need for additional resources, or even perhaps because another attorney specializes in courtroom litigation while your personal injury lawyer specializes in pre-litigation and settlement work. The Layton Law Firm routinely pairs with other lawyers on complex cases and claims. There is no additional expense to the persona injury client in this scenario, as the lawyers share the attorney fee among themselves, with your approval.
  • Specific Attorney/Paralegal Assignment: Your Charlotte car wreck attorney should be able to commit to assigning a specific attorney and a specific paralegal to your case. This eliminates the need to speak with numerous individuals at the law firm every time you need an update on your case. You should be given a way to directly contact the lawyer and/or the paralegal, by phone or email.

Contacting A Charlotte Car Wreck Attorney

Fortunately for clients, personal injury consultations at our firm are performed at no charge. We will ask you a few questions about your injury and the facts surrounding it, and then do our best to evaluate your case with you over the phone. While we can not promise results, we will give you what we believe to be an honest assessment of your situation, as compared to the laws and case history of North Carolina.

Requesting A Personal Injury Consultation

If you would like to speak with a Charlotte car wreck attorney, it’s simple. Give us a call at 704.749.7747 and an attorney will take the call or return your call before the end of the day. If you’d like us to call you instead, simply click HERE and request a consultation. Most consultations are performed over the phone for convenience, and you’ll get the advice and help you need as quickly as possible. We know you have choices, and we hope you’ll choose to Recover With Us.

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Auto Accident Lawyer — Should I Hire One?

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If you’re considering working with an auto accident lawyer in Charlotte, NC, here is a brief synopsis of reasons to consider it. You should consider not only the legal concerns but also what your experience will be like. Our firm handles auto accidents every day, and we’re happy to answer any questions you might have about hiring an auto accident lawyer.

If you’re wondering whether to hire an auto accident lawyer, one primary question is whether you can do better with a personal injury lawyer than you could do on your own. We respect this concern, and we try to address it objectively. Working with an auto accident lawyer, you’ll get the following:

Preserve Your Auto Accident Rights—Quite often, clients come to us with questions about an auto accident after it’s too late. They’ve already signed away their rights with the other driver’s insurance company. Our experience has been that insurance companies look after themselves. If you choose to negotiate your personal injury claim with them directly, you can expect they will take advantage of your lack of legal experience.

Maximize The Value Of Your Auto Accident—While a personal injury lawyer will get paid a fee to handle your claim, our experience has been that the client still comes out better off, financially, if they hire a personal injury lawyer to assist with the claim. The law firm not only represents you aggressively against the other driver’s insurance company, but also negotiates down your medical bills, takes advantage of MedPay, discovers additional insurance policies available in the event you reach a policy cap on the other driver’s policy, and examines Medicare and other insurance liens for validity, often challenging those liens successfully. This means more money in your pocket.

Turn Over The Stress Of Your Auto Accident—Negotiating with and communicating with an insurance company is stressful. They often withhold information, delay finalizing your claim, and take advantage of your lack of legal experience. What this means is that you’re in unknown territory, you’re recovering from injuries, and on top of that, you’re trying to manage the stress of dealing with the insurance company. By hiring a personal injury attorney, you turn that stress over to someone else—someone who not only cares as much about the outcome as you but also someone who is capable of reaching the best outcome possible for you.

Negotiate From A Place Of Power—When you negotiate with an insurance company on your own, they are aware that essentially, your goal is to settle the claim at that level. When an auto accident lawyer handles your claim for you, the insurance company analyzes the demand differently. Not only are they focusing on the value of the claim as put forth by the law firm in the demand package, but they are also weighing the cost of settling vs. the cost of litigating the claim in court. When an auto accident lawyer is representing you, the constant threat of litigation is a critical element to maximizing the value of the claim at the settlement level.

If you have been in an auto accident in Charlotte, NC, or the surrounding area and would like to speak with an auto accident lawyer, we’re here to help. Answering questions is part of our job, whether you hire us or not. Call 704.749.7747 or click HERE to request a phone call. It’s that easy. We hope you’ll choose to Recover With Us.

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Motorcycle Injuries and Safety

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There is no doubt that motorcycles are dangerous. Whether it’s because of user error, or another negligent driver on the road, your chances of being injured on the road increase dramatically when you’re operating a motorcycle. Motorcycle injuries, typically, are quite serious. This of course is due to the exposure of the motorcycle operator to the elements around him or her.

North Carolina Motorcycle Safety Courses

Your best defense against a motorcycle accident or motorcycle injury, is to take as many precautions as possible, including motorcycle safety courses. If you’re looking for a list of motorcycle safety course offerings in or near Charlotte, NC, you can go to the Motorcycle Basic Rider Course link for CPCC. Or, you can check out the Harley Davidson offerings in or near Charlotte as well.

On both of these sites, in addition to other information, you’ll find answers to commonly asked questions regarding motorcycle injuries, safety tips, class times, and costs.

Online DMV Quiz

If you’re an experienced rider who needs to take the NC DMV motorcycle test, or a new rider looking to do the same, you can challenge yourself by taking the DMV Practice Test.

Motorcycle Injury Attorneys

If you’re in a motorcycle accident in North Carolina, you should call a personal injury attorney. There are unique aspects to all car accidents, but motorcycle accidents and motorcycle injuries in particular involve elements not found in most other highway accidents. We’d be happy to answer your questions about your accident report, negligence, working with an insurance company, medical bills, etc—that’s part of our job. We can also explain the basics of working with a personal injury attorney, if you decide to hire us.

We can be reached at 704.749.7747 for a phone consultation. Or, you can request one HERE. We hope you choose to Recover With Us.

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