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Accident Lawyer Free Consultation

If you’ve been in an accident you deserve help immediately. Call us now for your accident lawyer free consultation. Consultations can be conducted over the phone or in person. What’s most important is that you understand your rights now, before you start communicating with the other driver’s insurance company.

During your accident lawyer free consultation we will discuss all of your concerns about the accident, and there will not be any pressure to commit to hiring us. We want you to work with a personal injury lawyer who is best suited to your needs. Your relationship with your lawyer will be a lengthy relationship, and it’s important that you understand the lawyer’s approach to helping you achieve compensation for your loss.

Accident Lawyer Free Consultation Topics

  • The fee for working with our law firm on a personal injury matter (We are paid a percentage of the settlement or jury verdict, and you don’t owe us anything if there is no recovery)
  • Determining whether you have a case (Who is at fault)
  • The next steps you can take to preserve your rights and make sure your treatment related to the accident is paid for by the other driver
  • Our likelihood of success in obtaining a recovery for you
  • Our history with cases similar to yours (Car accidents, grocery store slip and falls, dog bites, wrongful death, workers’ comp, etc.)

You may also have additional questions unique to your situation, and we can help with those as well. If you need guidance regarding a property damage claim, medical payments coverage, or responding to an insurance adjuster, we can advise you regarding these concerns during the accident lawyer free consultation.

Next Steps

Your next step is simple: call us at 704.749.7747 and request a consultation—you will be immediately routed to a personal injury attorney who can assist with providing you guidance. The accident lawyer free consultation is free and we’re happy to help. You can also click to request your ACCIDENT LAWYER FREE CONSULTATION and we will call you shortly.

The Insurance Company Is Totaling My Car

If you are in a car accident and the damage to your car exceeds 65 to 70 percent of the value of your car, your car may be ‘totaled’. According to Insurance.com your car will also be totaled if the repair estimate exceeds the fair market value. Keep in mind that if you’re in a car accident, you have two potential claims that arise from that accident. First, you have a property damage claim. This is the claim which relates to your vehicle. Second, you may have a personal injury claim. Even if you are handling your property damage claim on your own, a discussion with a personal injury lawyer about both claims is a great next step in the process. The personal injury claim relates to your pain and suffering, lost wages, and medical bills, but will not include repayment for loss of or damage to your vehicle.

Keeping A Totaled Vehicle After A Car Accident

If you want to keep your totaled vehicle after your car accident, your insurance company will typically pay you the cash value of the vehicle minus any deductible according to your policy. From there, you can arrange to have repairs made to the vehicle. In many cases, clients do choose to keep a totaled vehicle and make the repairs.

Check With Your Insurance Company About Coverage Going Forward

If you are planning to keep and operate a totaled  or “salvage” vehicle, it’s important to make sure you will be able to get insurance coverage for the vehicle. Every insurance company is different. You can start by asking your current auto insurance company about covering the salvage vehicle. If that is not an option you can reach out to other insurance companies for the same purpose.

Selling Your Totaled Car After A Car Accident

Another thing to keep in mind is the trade-in or sale value of your vehicle may be zero, if the insurance company is totaling your car after the accident. The title database maintained by insurance companies will alert any buyer that the vehicle has been totaled. You also have an affirmative duty to disclose to any potential buyer that the insurance company totaled the car.

Totaled Cars And Gap Insurance

If your car is totaled and the amount the insurance company is giving you for the totaled car does not cover the loan amount, you have a deficiency for which you may be responsible. Longer length loans on vehicles, coupled with rolling negative vehicle debt into a trade-in often results in an “upside down” vehicle. When the insurance company totals the car, you’re left with the loan to pay.

If you purchased what is commonly known as gap insurance, it will pay the difference between what you receive for the car and the remainder of the loan. The purpose of gap insurance is so that you don’t get stuck with unsecured or leftover debt after the insurance company makes their payment to you.

Purchasing A New Car After A Car Accident

Many of our personal injury clients are in need of a new vehicle after a car accident. While the personal injury claim does not include value for the loss of the vehicle, there is no rule that says you can’t spend some or all of your personal injury settlement funds on a down payment for a new car. Your personal injury lawyer can help you to sort through all of these issues and provide guidance in addition to protecting you against unfair treatment by the insurance company or companies involved in the car accident and compensation resulting from it.

Speak With A Personal Injury Lawyer Today

If you would like to speak with an attorney about your personal injury case, we’re here to help. The call is free and you will come away with a much better understanding of your options. You can reach us at 704.749.7747 or click to request a FREE CASE EVALUATION, and we will be in touch shortly.

Further Reading

If this article was helpful, you may find other helpful articles on our Personal Injury Blog. Thank you for visiting the website—we hope it has been helpful.

 

 

 

 

Our experience is that a large majority of car accidents are the result of a rear end accident. While many of these are minor “fender benders”, they can still lead to meaningful injuries for one or both drivers or passengers in the car accident.

Treating Injuries From A Rear End Car Accident

If your injuries are soft tissue injuries—no broken bones—then you may seek immediate emergency treatment from the scene of the car accident. Most likely, you’ll be referred to a chiropractor or physical therapist for a course of therapy designed to help you recover from the accident. If you are working with a personal injury lawyer, typically your medical provider will defer their bill until you reach a settlement with the other driver’s insurance company. Your personal injury lawyer can facilitate this relationship by communicating with the medial provider.

Your may also have Medical Payments coverage under your own insurance policy. This is an option when taking out your insurance policy. Your personal injury lawyer will reach out to your insurance company to determine if you have the coverage, and help facilitate a payment. There is no harm in you using this aspect of your own auto policy if you have already paid for the coverage.

Establishing Liability In A Rear End Accident

Liability in a rear end accident is typically clear. While there are some exceptions for sudden stopping done by the driver in front, in North Carolina it is almost always the responsibility of each driver to leave enough stopping distance between your vehicle and the next vehicle, to accommodate sudden stopping.

Because each personal injury claim has two key components (Liability and Damages), a rear end accident claim tends not to involve an argument over liability as much as a negotiation over your damages.

Damages In A Rear End Accident

First, you must establish that damages exist. This is one key component to a successful Negligence claim. At the scene of the car accident, you can do this by taking photos of the position of the vehicles, as well as the physical damage to your own car. It is not a bad idea to take photos of the other vehicle damage as well—it can establish the severity of the accident, and also help to establish how the vehicles made contact with one another.

Obtaining a police report is a key element in overcoming liability and also goes toward establishing damages. The police report may list witnesses, insurance companies, and also a narrative written by the officer, regarding the car accident. If you know a police report was generated for your car accident but you don’t have one, we can obtain one for you for FREE.

Using A Personal Injury Lawyer For Your Rear End Accident

While your claim may seem uncomplicated by the nature of being rear ended, if you proceed without a personal injury lawyer you’ll quickly find that there are hurdles to maximizing your damages recovery. Not only will insurance adjusters hurry you through the process of settling the claim, but they may pick up value at each turn by offering you less money for your property damage, minimizing your medical damages, and settling your claim prior to making sure you’ve received all the medical treatment you need.

Your personal injury lawyer will also negotiate your medical bills as part of your settlement. While you’ll get a full explanation of how this aspect of settling the claim works, essentially it means more money from the settlement goes into your pocket.

If you have been in a rear end accident and would like to speak with a personal injury lawyer, we’re here to help. Call us at 704.749.7747 or email us HERE to tell us when you’d like to speak. The consultation is free and it’s part of our job. We hope you’ll choose to Recover With Us.

In North Carolina, the nature of your auto accident is important. The reason for this is that North Carolina is a contributory negligence state. This means that even if you are found to be 1% at fault, a jury will be instructed to not return any damages in your favor. While this may appear an outdated method for determining fault, it does not prevent individuals injured in an auto accident from recovering from the negligent party.

Contributory Negligence

Insurance companies will often raise contributory negligence as a negotiation tactic to lower the amount being offered to the plaintiff. For obvious reasons, if you have been in a rear-end accident (the other driver rear-ended you), the liability is clear: it’s their fault not yours. Liability is more complicated when two vehicles collide in an intersection or hit each other on the side, etc. Regardless, your personal injury attorney can counter the contributory negligence argument in negotiations and still negotiate successfully in your favor.

Documenting The Scene

Documenting the scene of the accident can be critical for establishing liability in a rear-end accident or any other type of auto accident. If you’re in an accident, be sure to take numerous photos of the vehicle damage and the overall scene of the accident. This will preserve the scene in photos and also assist your personal injury attorney tremendously when it comes time to negotiate with insurance companies.

Call A Charlotte Personal Injury Attorney

If you have been in an rear-end accident or another type of auto accident in Charlotte, North Carolina, call 704.749.7747 to speak to an attorney. The consultation is free and you deserve to know your rights.