Eliminate Credit Card Debt
My Charlotte bankruptcy clients impress me every day with their desire to be responsible and to keep promises they have made. Usually, that includes a desire to pay credit card bills up to the day of ...
Bankruptcy
Read moreSecured Credit Cards
I get excited for bankruptcy clients who are eager to rebuild their credit after filing a Chapter 7 bankruptcy or a Chapter 13 bankruptcy, and so we are sure to discuss secured credit cards. After ban...
Bankruptcy
Read moreCan I Keep ONE Credit Card?
Clients often ask "Can I keep one credit card?" We have been taught that credit cards are "good." That it is a wise choice to have one in case of an emergency. Or, even if you don’t plan to use it f...
Bankruptcy
Read moreDo I Make Too Much Money To File Bankruptcy?
Whether you qualify for bankruptcy certainly involves an examination of your income. Your income alone though, is not typically what determines whether you have the ability to file a Chapter 7 or a Ch...
Bankruptcy
Read moreWhat Happens at the 341 Meeting?
Do I have to go to the courthouse? Yes. You will typically have to go to the courthouse one time, for what is called a 341 meeting. This meeting takes place about 40 days after you file your Chapter ...
Bankruptcy
Read moreWhen to file bankruptcy in Charlotte, NC
Much like any substantial undertaking, it may never feel like the right time to file a bankruptcy in Charlotte, NCI know that you already value the health and welfare of your family over avoiding any ...
Bankruptcy
Read moreAre Tax Debts Included In A Bankruptcy?
There are circumstances where it is permissible to include tax debts in a bankruptcy filing. This often makes a significant difference in the amount of relief to the client and the timing of the filin...
Bankruptcy
Read moreMotion To Claim Exempt Property
When a personal finance matter turns into a legal matter, it’s time to act quickly. Our firm routinely assists clients who have received a Motion To Claim Exempt Property. Most clients are confused ...
Bankruptcy
Read moreBankruptcy and Your Home
One misconception about bankruptcy is that you cannot go through a Chapter 7 bankruptcy or a Chapter 13 bankruptcy and keep your home. Generally, provided the home does not have significant equity, ...
Bankruptcy
Read moreWhy You Need a Will
There are two primary reasons I recommend a Will. First, if you have minor children, a Will provides direction as to the care of those children after your death. Second, with a Will, a person has cont...
Estate Planning
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