Is Business Debt Discharged In A Bankruptcy?
Many of my bankruptcy clients are small business owners, and typically operate their business as a sole proprietorship, partnership or LLC. While these clients are currently facing financial hardship,...
Bankruptcy
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Cheap Bankruptcy Attorney – Charlotte
If you’ve been browsing online for a Charlotte bankruptcy attorney, you’ve probably come across the phrase “Cheap Bankruptcy Attorney” more than once. And you’d be hard-pressed to find a sit...
Bankruptcy
Read moreHow Can I Pay For Bankruptcy?
It costs a substantial amount of money to file a bankruptcy. When you don’t have money for utilities and rent, this feels like a cruel joke. And while most clients address it with a sense of humor, ...
Bankruptcy
Read moreThe Automatic Stay In Bankruptcy
When I get a first phone call from a potential client, there is usually a pressing reason. They need help NOW. They can’t make this month’s bills, they are receiving threatening phone calls, or ...
Bankruptcy
Read moreDeficiency Judgments In Bankruptcy
In a Chapter 7 or Chapter 13 bankruptcy, deficiency judgments can be eliminated. I spoke with a client today who is considering filing bankruptcy in Charlotte. We discussed both her inability to bala...
Bankruptcy
Read moreYour Creditors And Bankruptcy
Your creditors will be notified that you have filed either a Chapter 7 bankruptcy or a Chapter 13 bankruptcy when the court sends notice to them. This is done shortly after you or your attorney files ...
Bankruptcy
Read moreWhy Bankruptcy
My Charlotte bankruptcy clients and I talk about all of their options. This includes options outside of bankruptcy. I feel my job as an attorney is to assist the client in making the best decision for...
Bankruptcy
Read moreRetirement Funds
Debt is stressful. It becomes overwhelming when it depletes our savings and retirement funds. My clients try so hard to meet their financial responsibilities, that they often deplete not only their sa...
Bankruptcy
Read moreMarried, Filing Single — Bankruptcy and Non-Filing Spouses
I had a conversation with a client today about this very issue. While married bankruptcy clients have the ability to file solely or jointly, there are considerations which affect that choice. The prim...
Bankruptcy
Read moreReaffirming A Debt
Before a bankruptcy or during it, your creditors may encourage you to reaffirm your debt with them. When you reaffirm a debt, you are carving that debt out from the bankruptcy and re-obligating yourse...
Bankruptcy
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