How Does Bankruptcy Affect Tax Refunds

Does Debt Settlement Affect My Credit Score?

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Does Debt Settlement Affect My Credit Score? Yes, you can expect that a debt settlement will negatively affect your credit score. Most reliable sources such as Experian.com, and Creditkarma.com indicate that if your credit score is 700 or higher,…
Bankruptcy For Unsecured Debt Chapter 7

Bankruptcy For Unsecured Debt

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Bankruptcy For Unsecured Debt If you are considering bankruptcy solely for unsecured debt, you will still have to pass The Means Test in bankruptcy. Typically, if the debt you wish to discharge in bankruptcy is unsecured, our goal will be to…
Is bankruptcy public knowledge

Tax Refunds In Bankruptcy

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Tax Refunds In Bankruptcy Your tax refund is an asset in bankruptcy. This is true whether you file Chapter 7 or Chapter 13. Your refund is treated differently in each chapter, but generally you can keep your tax refund in bankruptcy. Chapter…
Car Accidents

Contusions From Car Accidents

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Contusions From Car Accidents Our clients’ medical records often reflect contusions from car accidents. Often, insurance adjusters seek to minimize the impact of contusions when it comes to settlement offers. Working with a personal injury…
affordable estate plan

You Deserve An Affordable Estate Plan

An Affordable Estate Plan We believe everyone deserves an affordable estate plan. If you have minor children, you absolutely need one. Too often, clients are pressured into expensive and complicated trust vehicles designed for tax savings that…
medical bills in personal injury settlement

Medical Bills In Personal Injury Settlements

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Medical Bills In Personal Injury Settlements If there are medical bills in your personal injury settlement, they will need to be addressed as part of the settlement. Your personal injury lawyer will assist with this. Generally, there are two…
How does bankruptcy work in nc

Bankruptcy And Mortgage Payments

Bankruptcy And Mortgage Payments If you’re wondering how bankruptcy and mortgage payments work together, there is good news. Most bankruptcy clients are pleasantly surprised to find out they can keep their home in bankruptcy. After all, for…
rear ended by a company vehicle

Rear Ended By A Company Vehicle

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Rear Ended By A Company Vehicle When you are rear ended by a company vehicle, it’s important to understand your rights. Your claim for damages can often be dramatically different when you’re rear ended by a company vehicle. The reason for…
Can I Keep My Bonus In Chapter 13

Can I Keep My Bonus In Chapter 13?

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Can I Keep My Bonus In Chapter 13? You can keep your bonus in Chapter 13 provided you account for it in your Net Disposable Income allocated to creditors. When you file Chapter 13, your payment is partly based upon your “Ability to Pay”…

Charlotte Pedestrian Personal Injury Lawyer

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When someone is involved in a pedestrian personal injury involving an automobile, the results are often heartbreaking. The Layton Law Firm began its reputation for representing pedestrians by successfully represented a 17-year-old boy who was…