Insights on Personal Injury, Bankruptcy, and Real Estate

Cheap Bankruptcy Attorney – Charlotte

Cheap Bankruptcy Attorney – Charlotte

If you’ve been browsing online for a Charlotte bankruptcy attorney, you’ve probably come across the phrase “Cheap Bankruptcy Attorney” more than once. And you’d be hard-pressed to find a sit...

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How Can I Pay For Bankruptcy?

It costs a substantial amount of money to file a bankruptcy. When you don’t have money for utilities and rent, this feels like a cruel joke. And while most clients address it with a sense of humor, ...

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The Automatic Stay In Bankruptcy

When I get a first phone call from a potential client, there is usually a pressing reason.  They need help NOW. They can’t make this month’s bills, they are receiving threatening phone calls, or ...

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Deficiency Judgments In Bankruptcy

In a Chapter 7 or Chapter 13 bankruptcy, deficiency judgments can be eliminated. I spoke with a client today who is considering filing bankruptcy in Charlotte. We discussed both her inability to bala...

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Your Creditors And Bankruptcy

Your creditors will be notified that you have filed either a Chapter 7 bankruptcy or a Chapter 13 bankruptcy when the court sends notice to them. This is done shortly after you or your attorney files ...

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Why Bankruptcy

My Charlotte bankruptcy clients and I talk about all of their options. This includes options outside of bankruptcy. I feel my job as an attorney is to assist the client in making the best decision for...

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Retirement Funds

Debt is stressful. It becomes overwhelming when it depletes our savings and retirement funds. My clients try so hard to meet their financial responsibilities, that they often deplete not only their sa...

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Married, Filing Single — Bankruptcy and Non-Filing Spouses

I had a conversation with a client today about this very issue. While married bankruptcy clients have the ability to file solely or jointly, there are considerations which affect that choice. The prim...

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Reaffirming A Debt

Before a bankruptcy or during it, your creditors may encourage you to reaffirm your debt with them. When you reaffirm a debt, you are carving that debt out from the bankruptcy and re-obligating yourse...

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Eliminate Credit Card Debt

My Charlotte bankruptcy clients impress me every day with their desire to be responsible and to keep promises they have made. Usually, that includes a desire to pay credit card bills up to the day of ...

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Meet Founding Attorney Christopher D. Layton

Charlotte Personal Injury &
Bankruptcy Attorney

Meet Chris Layton, J.D., the founder and lead attorney of The Layton Law Firm. Chris holds a B.A. in Journalism from The University of Maryland at College Park and a J.D. from Wake Forest University. He is a member in good standing of the North Carolina Bar Association, the Federal Bar Association – Western District of North Carolina, and the Mecklenburg Bar Association. He has been practicing law in Charlotte since 2000 and currently focuses on the plaintiff’s needs and the individual needs of bankruptcy and real estate clients.

The Layton Law Firm focuses on the needs of clients who would otherwise be taken advantage of. Chris leads the firm in addressing the needs of people who have been harmed by the actions of others or who struggle financially.

20+ Years Serving North Carolina