Keeping Your Car In A Charlotte Bankruptcy
The fear of losing a car in bankruptcy is just one more myth about bankruptcy that continues to keep people in need, from finding out about their options. While not every Charlotte bankruptcy client o...
Bankruptcy
Read moreAddressing Property Taxes In Bankruptcy
Property taxes are treated as priority debt in a bankruptcy, but very rarely cause a problem for clients filing a Chapter 7 or Chapter 13 bankruptcy, so long as action is taken before the taxing autho...
Bankruptcy
Read moreFrozen Funds: Can My Bank Freeze My Funds When I File Bankruptcy In North Carolina?
I am currently assisting a client with a situation where the bank has frozen funds in his bank account. While the laws in bankruptcy can assist in helping you regain access to the frozen funds in your...
Bankruptcy
Read moreProtecting Property From Creditors
Whether you are getting harassing phone calls from creditors, or you’re being sued by them, by taking the right steps now, you can maximize the property you can protect. We have all heard rumors abo...
Bankruptcy
Read moreBank Account Levy and Wage Garnishment
When a creditor obtains a judgment against you, there is a potential they will levy your bank account or garnish your wages. This makes an already difficult financial time exponentially more frustrati...
Bankruptcy
Read moreIs My Retirement or 401k Protected In Bankruptcy?
Yes. There are exceptions, but generally speaking your retirement funds are protected from creditors in a bankruptcy. This is why it's so important to take action and consider bankruptcy before deplet...
Bankruptcy
Read moreIs The Sheriff Coming To My House?
After a creditor obtains a judgment against you, they will naturally try to collect on that judgment. This means there’s a chance the Sheriff is going to make an appearance at your home on behalf of...
Bankruptcy
Read moreShort Sale After Bankruptcy
Clients who surrender their home or condominium in bankruptcy are often approached by the mortgage lender or a realtor, about doing a short sale. For most, this is confusing. The property was given ba...
Bankruptcy
Read moreCan I Get A Credit Card After Bankruptcy?
Yes. In fact, it’s the best way to rebuild your credit after filing bankruptcy. Because your income to debt ratio will be healthy after filing bankruptcy, you’ll find you receive offers for credit...
Bankruptcy
Read moreMy Credit Score After Bankruptcy
I understand my clients’ concerns about their credit score when considering filing bankruptcy. It’s hard to predict exactly what your credit score will be after filing bankruptcy but here are some...
Bankruptcy
Read more