What Is Bankruptcy?
First… Congratulations! You’re here because you are taking control of your finances. And you CAN take control of your finances. There are powerful options that the bankruptcy code creates for indi...
Bankruptcy
Read moreLoan or Mortgage Modification and Bankruptcy
When we are attempting to manage our debt, it helps to consider it in pieces. Typically, the most substantial monthly payment for each of us is our home, or the mortgage on the home. With the signific...
Bankruptcy
Read moreDebt Consolidation Or Bankruptcy
Trying to manage overwhelming credit card debt is like driving in a storm—you can only see what is directly in front of you. This leads to decisions that address a situation with today’s aggressiv...
Bankruptcy
Read moreIs Business Debt Discharged In A Bankruptcy?
Many of my bankruptcy clients are small business owners, and typically operate their business as a sole proprietorship, partnership or LLC. While these clients are currently facing financial hardship,...
Bankruptcy
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Cheap Bankruptcy Attorney – Charlotte
If you’ve been browsing online for a Charlotte bankruptcy attorney, you’ve probably come across the phrase “Cheap Bankruptcy Attorney” more than once. And you’d be hard-pressed to find a sit...
Bankruptcy
Read moreHow Can I Pay For Bankruptcy?
It costs a substantial amount of money to file a bankruptcy. When you don’t have money for utilities and rent, this feels like a cruel joke. And while most clients address it with a sense of humor, ...
Bankruptcy
Read moreThe Automatic Stay In Bankruptcy
When I get a first phone call from a potential client, there is usually a pressing reason. They need help NOW. They can’t make this month’s bills, they are receiving threatening phone calls, or ...
Bankruptcy
Read moreDeficiency Judgments In Bankruptcy
In a Chapter 7 or Chapter 13 bankruptcy, deficiency judgments can be eliminated. I spoke with a client today who is considering filing bankruptcy in Charlotte. We discussed both her inability to bala...
Bankruptcy
Read moreYour Creditors And Bankruptcy
Your creditors will be notified that you have filed either a Chapter 7 bankruptcy or a Chapter 13 bankruptcy when the court sends notice to them. This is done shortly after you or your attorney files ...
Bankruptcy
Read moreWhy Bankruptcy
My Charlotte bankruptcy clients and I talk about all of their options. This includes options outside of bankruptcy. I feel my job as an attorney is to assist the client in making the best decision for...
Bankruptcy
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