A collision with a tractor-trailer isn’t like other car accidents. The physics alone tell the story: an 80,000-pound fully-loaded semi hitting a 4,000-pound sedan creates forces that shatter bones, crush metal, and end lives. The National Safety Council reports that 70% of people killed in large truck crashes are occupants of the other vehicle—not the truck driver. In 2023, 5,472 people died in crashes involving large trucks. Over 153,000 more were injured.
But the differences go far beyond severity. Truck accident cases involve layers of complexity that standard auto accident claims simply don’t have: federal safety regulations, multiple potentially liable parties, corporate defendants with teams of lawyers, black box data that disappears if not preserved, and insurance policies worth millions. Handle these cases wrong—or like regular vehicle accidents—and you leave money on the table. Worse, you might lose a case you should have won.
At Layton Law, we understand what makes truck accident litigation different. Christopher Layton has spent 15 years fighting for Charlotte accident victims, and he knows that trucking cases demand specialized knowledge of FMCSA regulations, industry practices, and the tactics trucking companies use to avoid responsibility. If you’ve been seriously injured in a collision with a commercial truck, we can help you navigate this complex process and fight for the compensation you deserve.
Why Truck Accidents Require a Different Approach

Multiple Potentially Liable Parties
When a sedan rear-ends you at a stoplight, one driver and one insurance policy are involved. Truck accidents are different. Depending on the circumstances, you might have claims against:
- The truck driver personally
- The trucking company that employed or contracted with the driver
- The company that loaded the cargo (if improper loading contributed)
- The truck or parts manufacturer (if equipment failure played a role)
- The maintenance company (if inadequate maintenance caused the crash)
- A broker who hired an unsafe carrier
- The shipper who demanded impossible delivery schedules
Each of these parties has separate insurance. Each has separate lawyers. Each will try to shift blame to someone else. Identifying all liable parties requires understanding how the trucking industry actually works.
Federal Regulations Create Clear Standards
Trucking companies and drivers must follow FMCSA safety regulations. These aren’t suggestions—they’re federal law. Violations can establish negligence directly. Key regulations include:
- Hours of Service rules limiting driving to 11 hours within a 14-hour window after 10 consecutive hours off duty
- Electronic Logging Device (ELD) requirements that create automatic records of driver activity
- Drug and alcohol testing requirements including pre-employment screening and post-accident testing
- Vehicle inspection and maintenance standards requiring regular safety checks
- Driver qualification requirements including CDL licensing and medical certification
- Cargo securement rules specifying how loads must be tied down
When a trucking company violates these regulations and someone gets hurt, proving breach of duty becomes more straightforward—if you know where to look.
Evidence Disappears Quickly
Trucking companies know they may face lawsuits after serious accidents. Some begin their defense immediately—dispatching rapid response teams to crash scenes, hiring investigators, and taking steps to protect their interests. Meanwhile, critical evidence has a short shelf life:
- Electronic logging data may be overwritten within days
- GPS and engine control module (black box) data can be erased or lost
- Driver drug and alcohol test results must be requested immediately
- Maintenance records get lost, altered, or destroyed
- Dispatch communications disappear
- Witness memories fade
We send preservation letters immediately after accepting a truck accident case, putting the trucking company on notice that it must preserve all relevant evidence. Waiting even a week can mean losing data that proves your case.
Trucking Companies Fight Harder
A trucking company facing a serious injury claim isn’t dealing with a minor cost of doing business. They’re facing potential exposure of millions of dollars, damage to their safety rating, and increased insurance premiums. They respond accordingly.
Major trucking companies have relationships with law firms that specialize in defending these claims. They hire accident reconstruction experts before you do. They obtain recorded statements from witnesses before you know their names. They build their defense while you’re still in the hospital.
You need representation that matches their resources and urgency.
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“Great service from the first phone call all the way to picking up my check. They are definitely worth talking to for any legal needs. Mr.Layton is a very nice easy to speak with guy and Jennifer d. Was always correct with times and dates pertaining to my case. I’ll use them again if needed” — Joshua Gibson
Charlotte: A Major Freight Corridor

This means trucks—lots of them. Tractor-trailers haul goods through Charlotte 24 hours a day. They share roads with commuters, construction vehicles, and everyone else navigating Charlotte’s increasingly congested highways. The I-85/I-77 interchange in north Charlotte is particularly notorious, with tight curves and heavy truck traffic creating dangerous conditions. Charlotte accident statistics confirm the risks these corridors present.
Other high-risk areas for truck accidents in the Charlotte region include:
- I-85 through Gaston and Rowan Counties – High truck volume on this freight corridor leads to frequent crashes
- I-77 between Charlotte and Rock Hill – Cross-border trucking creates congestion
- Independence Boulevard (US-74) – Among Charlotte’s dangerous intersections, truck traffic mixed with commercial development creates hazards
- I-485 – The outer loop carries heavy freight traffic, particularly near distribution centers
- Billy Graham Parkway – Commercial truck traffic serving the airport and industrial areas
Our attorneys know these roads. We know where truck accidents happen, why they happen, and how to investigate them effectively. Understanding Mecklenburg County courts also helps us navigate local procedures efficiently.
Types of Truck Accident Cases We Handle

Tractor-Trailer Crashes
The classic 18-wheeler or semi-truck causes catastrophic damage in collisions. These cases often involve hours-of-service violations, driver fatigue, or improper cargo loading. We investigate thoroughly to prove what went wrong.
Delivery Truck Accidents
Amazon vans, FedEx trucks, UPS vehicles—delivery traffic has exploded. These drivers face enormous pressure to meet impossible schedules, leading to speeding, distraction, and reckless driving. When they cause accidents, both the driver and the company may bear responsibility.
Dump Truck Crashes
Charlotte’s ongoing construction boom means dump trucks everywhere. Overloaded, poorly maintained, or recklessly operated dump trucks cause serious accidents on both highways and city streets.
Garbage Truck Accidents
Commercial garbage trucks make frequent stops, backing up, pulling into traffic—all creating hazards. The size and weight of these vehicles make collisions devastating.
Tanker Truck Accidents
Trucks carrying fuel, chemicals, or other liquids present unique dangers. The shifting load affects handling, and accidents may involve fires, explosions, or hazardous material exposure requiring treatment at Charlotte emergency rooms.
Logging Truck Crashes
Improperly secured logs can shift or fall, causing accidents. These trucks often operate on rural roads not designed for their size and weight.
Moving Truck Accidents
Rental moving trucks operated by inexperienced drivers cause surprisingly serious accidents. The driver may not understand the vehicle’s size, stopping distance, or blind spots.
Underride Accidents
When a car slides beneath a trailer, the results are catastrophic. Federal regulations require rear underride guards, but side underride protection remains limited. We handle these particularly devastating crashes.
Common Causes of Truck Accidents

Driver Fatigue
Despite hours-of-service regulations, fatigued driving remains a leading cause of truck accidents. Some drivers push beyond legal limits. Others technically comply but still drive drowsy. Electronic logging devices have reduced the problem but not eliminated it. FMCSA crash data confirms fatigue contributes to thousands of truck crashes annually.
Speeding and Aggressive Driving
Delivery deadlines create pressure. Some drivers respond by speeding, following too closely, or making aggressive lane changes. A tractor-trailer needs significantly more distance to stop than a passenger car—physics that speeding drivers ignore until it’s too late.
Texting, GPS programming, eating, reaching for objects—all dangerous for any driver, but catastrophic when the distracted driver controls 80,000 pounds of steel and cargo. The NHTSA reports that distraction contributes to thousands of fatal crashes annually.
Alcohol and drug use among truck drivers leads to accidents with devastating consequences. Federal regulations require drug testing, but some drivers and companies cut corners. NHTSA data shows alcohol-impaired large truck drivers involved in fatal crashes actually increased 19% from 2022 to 2023.
Improper Loading
Cargo that shifts, falls, or throws off a truck’s balance causes accidents. Federal cargo securement rules specify how loads must be secured. Violations create liability for the party responsible for loading.
Inadequate Maintenance
Trucking companies must maintain their vehicles to federal standards. Brake failures, tire blowouts, steering problems, and lighting defects cause preventable accidents when maintenance is neglected.
Inadequate Training
Operating a commercial truck safely requires specific skills. When companies put inadequately trained drivers behind the wheel, accidents follow.
Negligent Hiring
Trucking companies must verify driver qualifications, check driving records, and conduct background checks. Hiring drivers with histories of accidents, violations, or substance abuse creates liability when those drivers cause crashes.
Truck blind spots—particularly on the right side—contribute to dangerous lane change collisions. Drivers who fail to check mirrors properly or signal intentions cause sideswipe crashes.
When a truck rear-ends a smaller vehicle, the results are catastrophic. Stopping distance increases dramatically with vehicle weight, and following too closely proves deadly.
Wrong-way driving, crossing the center line, or losing control can put trucks directly in the path of oncoming traffic. These crashes are often fatal.
Injuries in Truck Accidents

Traumatic Brain Injuries
The violent forces in truck collisions cause concussions, contusions, and severe brain injuries. The CDC identifies TBI as a leading cause of disability. These injuries can affect cognition, personality, and physical function permanently.
Spinal Cord Injuries
Damage to the spinal cord can cause partial or complete paralysis. These life-altering injuries require extensive medical care and dramatically change the victim’s life.
Multiple Fractures
The forces involved in truck crashes commonly break multiple bones simultaneously. Fractures may require multiple surgeries, extensive rehabilitation, and still leave permanent limitations.
Internal Organ Damage
Blunt force trauma from truck collisions damages internal organs. Internal bleeding may not be immediately apparent but can be life-threatening without prompt treatment at a Level I trauma center.
Crush Injuries
When truck crashes trap victims in vehicles, crush injuries to limbs and extremities may require amputation.
Burns
Truck accidents involving fuel, chemicals, or post-crash fires cause severe burns requiring extensive treatment and leaving permanent scarring.
Even in less severe crashes, damage to muscles, tendons, and ligaments causes significant pain and may require surgical repair.
The violent forces in truck collisions cause severe neck injuries that may require extensive physical therapy. Charlotte physical therapy providers treat these injuries regularly.
Too many truck accidents are fatal. When a loved one dies due to a trucking company’s negligence, we help families pursue wrongful death claims under N.C.G.S. § 28A-18-2.
Proving Liability in Truck Accident Cases

Electronic Data Recovery
Modern trucks contain electronic control modules that record speed, braking, acceleration, and other data before a crash. ELDs document driver hours. GPS systems track vehicle location. We work with experts to recover and interpret this data before it disappears.
Driver Qualification Files
FMCSA regulations require trucking companies to maintain files documenting driver qualifications, training, medical certifications, and driving records. These files can reveal patterns of violations, inadequate training, or negligent hiring practices.
Hours-of-Service Records
ELD data shows whether drivers complied with hours-of-service rules or drove beyond legal limits. Paper log violations are becoming rarer but still occur with certain exemptions.
Maintenance Records
Inspection and maintenance records reveal whether the trucking company properly maintained the vehicle. Missing records can be as damning as records showing deferred maintenance.
Dispatch and Communication Records
Messages between drivers and dispatchers can reveal pressure to meet impossible schedules, instructions to violate regulations, or knowledge of safety problems.
Accident Reconstruction
We work with accident reconstruction experts who analyze physical evidence, vehicle damage, and electronic data to determine exactly what happened and why.
Witness Statements
Eyewitness accounts provide crucial information. We locate and interview witnesses before their memories fade or they become difficult to find.
SAFER System Data
The FMCSA’s SAFER System provides public records on motor carrier safety performance, including crash history and inspection results.
Compensation in Truck Accident Cases

Economic Damages
- Emergency medical treatment and hospitalization
- Surgeries and ongoing medical care
- Physical therapy and rehabilitation
- Future medical expenses
- Lost wages during recovery
- Lost earning capacity if disabilities prevent returning to work
- Home modifications for permanent disabilities
- Property damage to your vehicle
Non-Economic Damages
- Pain and suffering
- Mental anguish and emotional distress
- Loss of enjoyment of life
- Permanent disability or disfigurement
- Loss of consortium
Punitive Damages
In cases involving particularly egregious conduct—such as drunk driving, falsified logs, or knowing disregard of safety regulations—North Carolina law may allow punitive damages under N.C.G.S. § 1D-15 to punish wrongdoing and deter similar conduct.
Trucking companies carry substantial insurance—often $1 million or more per occurrence. We identify all available coverage, including underinsured motorist policies when applicable, and pursue the full value of your claim. We calculate claim value thoroughly before entering negotiations.
North Carolina’s Contributory Negligence Rule

Trucking company lawyers exploit this rule aggressively. They’ll claim you were speeding, following too closely, in the truck’s blind spot, or otherwise contributed to the crash. They’ll hire experts to support these arguments.
We build cases that establish clear trucking company fault and counter victim-blaming tactics. Thorough investigation and strong evidence are the best defenses against contributory negligence arguments.
The Legal Process in Truck Accident Cases

Immediate Investigation
We send preservation letters, begin evidence collection, and hire investigators within days of accepting a case. Delay means lost evidence.
Medical Documentation
We ensure your injuries are properly documented by appropriate specialists. Complete medical records are essential for proving damages.
Expert Consultations
We work with accident reconstructionists, trucking industry experts, medical specialists, and economists to build comprehensive cases.
Thorough Discovery
We obtain driver files, maintenance records, dispatch communications, training materials, and company policies through formal discovery.
Strategic Negotiation
Most truck accident cases settle before trial, but we prepare every case as if it’s going to court. Strong preparation produces better settlements.
Trial When Necessary
When trucking companies refuse to offer fair compensation, we’re prepared to take your case to trial. We handle all settlement liens and ensure you receive your compensation promptly.
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“Layton Law Firm assisted me with all my questions during our consultation and provided me w/ additional information, which was extremely helpful…Chris Layton is very knowledgable about personal injuries and property damages. He’s very patient, easy to speak to, an active and engaging listener. THANK YOU CHRIS!!” — Hassana Olarinre
Time Limits and Deadlines

But these deadlines are misleading. In truck accident cases, evidence preservation matters more than filing deadlines. ELD data, GPS records, and driver logs can be overwritten or deleted within days. Waiting months to contact an attorney may mean losing the evidence that proves your case.
Contact a Charlotte truck accident lawyer immediately after any serious collision with a commercial truck. Understanding when to hire a lawyer can make the difference in your case.
What to Do After a Truck Accident

- Call 911 and request police and medical assistance
- Seek medical attention for any injuries
- If possible, photograph the truck, its markings, license plates, DOT numbers, and company name
- Document the scene, damage to all vehicles, and any visible injuries
- Get contact information from witnesses
- Don’t admit fault or apologize
- Don’t discuss the accident with the trucking company or its insurer
In the Following Days
- Get complete medical evaluation—some injuries don’t appear immediately
- Follow all medical recommendations
- Keep detailed records of symptoms, treatments, and expenses
- Obtain your police report from CMPD or state highway patrol
- Don’t give recorded statements to any insurance company
- Don’t post about the accident on social media
- Contact a Charlotte truck accident attorney before the trucking company builds its defense
Understanding what to do after an accident protects your legal rights. If your vehicle was damaged, Charlotte auto body shops can assess the damage while Charlotte towing companies can transport your vehicle if needed.
Frequently Asked Questions for a Charlotte Truck Accident Attorney

Truck cases involve federal regulations, multiple potentially liable parties, larger insurance policies, and more aggressive defense tactics. They require specialized knowledge and resources that standard auto accident cases don’t demand.
Who can be held liable for a truck accident?
Depending on circumstances: the driver, the trucking company, the cargo loader, the vehicle or parts manufacturer, the maintenance company, brokers, and shippers may all bear responsibility.
How much is my truck accident case worth?
Case value depends on injury severity, medical expenses, lost income, and non-economic damages. Truck accident cases often involve substantial damages due to the severity of injuries. We provide honest assessments during free consultations.
How long do truck accident cases take?
These cases typically take longer than standard auto accidents due to their complexity. Simple cases may resolve in months; serious injury cases often take a year or more.
What if the trucking company’s insurance contacts me?
Don’t give recorded statements. Don’t accept early settlement offers. The insurance company represents the trucking company’s interests, not yours. Contact an attorney first.
What is a black box and how does it help my case?
Commercial trucks contain electronic control modules that record data about speed, braking, acceleration, and other factors before a crash. This data can prove what the truck was doing in the moments before impact—but it must be preserved quickly.
What if I was partially at fault?
North Carolina’s contributory negligence rule makes this critical. Any fault on your part could bar recovery. We build cases that establish clear trucking company negligence and counter victim-blaming.
Do I really need a lawyer for a truck accident case?
Truck accident cases are complex. Trucking companies have experienced lawyers and investigators working for them immediately. Without equal representation, you’re at a significant disadvantage. Accident victims with attorneys consistently recover more than those without.
What if I was hit by a motorcycle or bicycle instead?
We handle all types of vehicle accidents. Each case type has unique considerations.
Are truck accident settlements taxable?
Compensation for physical injuries is generally not taxable, though other portions may be. We discuss settlement tax implications with clients.
Can I still file a claim if I was a passenger?
Yes. Passengers injured in accidents may have claims against multiple parties.
About Layton Law

Chris lives in Charlotte with his wife and two daughters. When he’s not fighting for clients, he’s hiking local trails, performing standup comedy, or spending time with his yellow lab, Fisher.
Every client gets direct access to Chris. We handle cases on a contingency fee basis—you pay nothing unless we recover money for you. We don’t treat cases like numbers—we treat people like people.
About our firm | About Christopher Layton
Local Resources

North Carolina State Highway Patrol Crash Reports
Atrium Health Carolinas Medical Center Level I Trauma Center 1000 Blythe Blvd, Charlotte, NC 28203 (704) 355-2000 Trauma Services
Novant Health Presbyterian Medical Center Level II Trauma Center 200 Hawthorne Lane, Charlotte, NC 28204 (704) 384-4000 Emergency Care
FMCSA Resources Hours of Service Regulations Safety & Fitness Electronic Records (SAFER) Large Truck Crash Facts
NHTSA Crash Data Traffic Safety Facts
NC DMV Crash Reports
Visit The Layton Law Firm of Charlotte, NC – Your Truck Accident Lawyers
1001 East Blvd, First Floor Charlotte, NC 28203
Contact a Charlotte Truck Accident Lawyer

Our Charlotte truck accident lawyer team understands what makes truck cases different—and we have the knowledge and resources to take on trucking companies and their insurers.
Call Layton Law today for a free consultation. We’ll review your case, explain your options, and start protecting your interests immediately.
There are no upfront costs. We don’t get paid unless you do. Contact us today for a Free consultation.

Christopher D. Layton, Esq. is the founder and lead attorney of The Layton Law Firm. He has been practicing law in Charlotte since 2000 and currently focuses on the plaintiff’s needs and personal injury clients. Chris chose to become a lawyer to protect people who would be taken advantage of without strong legal advocacy, and this dedication to the needs of his clients shows in the firm’s strong record of successful results. He founded The Layton Law Firm in 2011.
